UK Companies House feature
TAM ASSET MANAGEMENT LTD
Cash
£2M
+38.6% vs 2022
Net assets
£1M
-25.8% vs 2022
Employees
15
-6.3% vs 2022
Profit before tax
-£354K
-255.1% vs 2022
Profile
- Company number
- 04077709
- Status
- Active
- Incorporation
- 2000-09-20
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
9-year trend · vs UK Fintech median
Accounts
9-year trend · latest 2023-10-31
| Metric | Trend | 2019-01-01 | 2019-12-31 | 2020-01-01 | 2020-12-31 | 2021-01-01 | 2021-12-31 | 2022-01-01 | 2022-12-31 | 2023-10-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | — | £4,054,288 | — | £4,448,842 | — | £4,429,985 | — | £4,694,868 | £2,895,882 | |
| Operating profit | — | £25,313 | — | £255,120 | — | £259,382 | — | £124,577 | -£496,929 | |
| Profit before tax | — | £89,880 | — | £177,549 | — | £256,967 | — | £228,383 | -£354,308 | |
| Net profit | — | £108,054 | — | £176,488 | — | £256,967 | — | £211,784 | -£356,210 | |
| Cash | — | £622,619 | — | £794,044 | — | £1,121,054 | — | £1,161,502 | £1,610,175 | |
| Total assets less current liabilities | — | £1,337,722 | — | £1,439,210 | — | £1,496,177 | — | £1,382,961 | £1,026,751 | |
| Net assets | — | £1,337,722 | — | £1,439,210 | — | £1,496,177 | — | £1,382,961 | £1,026,751 | |
| Equity | £1,269,695 | £1,337,722 | £1,337,722 | £1,439,210 | £1,439,210 | £1,496,177 | £1,496,177 | £1,382,961 | £1,026,751 | |
| Average employees | — | 12 | — | 16 | — | 18 | — | 16 | 15 | |
| Wages | — | £818,883 | — | £1,083,244 | — | £1,075,150 | — | £1,309,609 | £1,676,071 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have, at the time of approving the financial statements, a reasonable expectation that the Company has adequate financial resources to continue to trade for at least 12 months from the date of this report and consequently, have continued to adopt the going concern basis of accounting in preparing the financial statements.”
Subsidiaries
- TAM (Nominees) Ltd · 100% held · England
Significant events
- “On 3 November 2023, the shareholders of the Company's parent, TAM Financial Limited, completed the sale of 65% of the issued share capital of TAM Financial Limited to Amber River Group Limited.”
- “To align the financial statements with the date of the acquisition by Amber River Group Limited, the prior year reporting period was shortened to 10 months ending 31 October 2023, with the current year being extended to 14 months ending 31 December 2024.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 34 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NOWICKA, Izabela Monika | Director | 2025-10-01 | Mar 1979 | Polish |
| PENNY, James Nelson | Director | 2021-12-18 | Sep 1985 | British |
| PETCH, Lester | Director | 2009-11-24 | Aug 1957 | British |
| WILLIAMS, Michael Anthony | Director | 2026-02-01 | Jan 1982 | British |
Show 34 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DUNBAR, Robert | Secretary | 2010-01-04 | 2017-05-09 |
| ELLIS, John Richard | Secretary | 2002-04-02 | 2003-04-14 |
| HICKMAN, Michael William | Secretary | 2005-09-30 | 2007-06-27 |
| HOFMAN, Michael | Secretary | 2007-06-27 | 2008-06-30 |
| PATEL, Sanjay | Secretary | 2003-05-01 | 2005-05-06 |
| WOOLRIDGE, Robert Ian | Secretary | 2008-06-30 | 2009-11-24 |
| CHT SECRETARIES LIMITED | Corporate Secretary | 2000-09-20 | 2002-03-12 |
| TEMPLE SECRETARIES LIMITED | Corporate Nominee Secretary | 2000-09-20 | 2000-09-20 |
| ATTHILL BECK, Graham Peter | Director | 2003-03-04 | 2004-03-15 |
| BLACK, Peter James | Director | 2002-05-28 | 2004-03-31 |
| BRUEGGER, Edmund Peter | Director | 2003-03-04 | 2004-02-29 |
| CADBY, Ian Christopher | Director | 2015-06-30 | 2018-07-01 |
| CRAGGS, Gerald | Director | 2004-03-15 | 2007-06-22 |
| ELLIS, John Richard | Director | 2002-04-28 | 2003-04-14 |
| FACEY, David Alan | Director | 2008-07-04 | 2009-11-24 |
| FISCHER, Pierre Frederic Othmar | Director | 2007-06-18 | 2008-06-30 |
| GLEESON, Nicholas Murray | Director | 2007-05-10 | 2008-03-15 |
| HOULDSWORTH, Robin Matthew | Director | 2004-03-15 | 2007-12-12 |
| HUGHES, Karl Alexander | Director | 2008-06-30 | 2008-07-04 |
| HUGHES, Karl Alexander | Director | 2006-03-20 | 2008-06-30 |
| KENDREW, Trevor | Director | 2001-06-18 | 2002-05-30 |
| MACKAY, John Sebastian | Director | 2008-07-04 | 2009-11-24 |
| MANN, Melvyn Norman | Director | 2000-09-28 | 2002-05-30 |
| MANTHORPE, Michael John | Director | 2002-05-28 | 2003-12-30 |
| MARSDEN, Hugh John Lucas | Director | 2004-01-02 | 2004-03-31 |
| ORAM, Leonard William | Director | 2018-04-01 | 2025-06-30 |
| ORAM, Leonard William | Director | 2009-11-24 | 2017-06-01 |
| SUTHERLAND, Roderick James | Director | 2018-07-12 | 2023-12-31 |
| THORNTON, Mark Richard | Director | 2000-09-20 | 2001-06-18 |
| WAUTON, Jonathan Dominic | Director | 2015-07-17 | 2018-07-01 |
| WICKERT, Clare | Director | 2015-03-31 | 2025-10-31 |
| WOOLRIDGE, Robert Ian | Director | 2008-07-04 | 2009-11-24 |
| WOSTYN, William Pierre Francois Norbert | Director | 2007-05-10 | 2008-06-30 |
| COMPANY DIRECTORS LIMITED | Corporate Nominee Director | 2000-09-20 | 2000-09-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Lester Petch | Individual | Significant influence | 2016-04-06 | Ceased 2022-11-30 |
| Tam Financial Ltd | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 205 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-01 | AD01 | address | change registered office address company with date old address new address |
| 2026-04-01 | AD01 | address | change registered office address company with date old address new address |
| 2026-02-11 | AP01 | officers | appoint person director company with name date |
| 2025-10-31 | AP01 | officers | appoint person director company with name date |
| 2025-10-31 | TM01 | officers | termination director company with name termination date |
| 2025-09-24 | AA | accounts | accounts with accounts type full |
| 2025-07-22 | TM01 | officers | termination director company with name termination date |
| 2025-05-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-11-25 | AUD | auditors | auditors resignation company |
| 2024-10-28 | AA01 | accounts | change account reference date company current extended |
| 2024-07-17 | AA | accounts | accounts with accounts type full |
| 2024-05-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-01-08 | TM01 | officers | termination director company with name termination date |
| 2023-12-13 | RESOLUTIONS | resolution | resolution |
| 2023-12-13 | MA | incorporation | memorandum articles |
| 2023-11-22 | AA01 | accounts | change account reference date company previous shortened |
| 2023-08-25 | AA | accounts | accounts with accounts type full |
| 2023-05-16 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-01-06 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2022-09-02 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ (private-firm) · reference 2023-10-31
2.21
GREY ZONE
Altman Z″
- Working capital / Total assets 0.429 × 6.56 = +2.81
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets -0.209 × 6.72 = -1.41
- Book equity / Total liabilities 0.762 × 1.05 = +0.80
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory