Cash

£710K

-26.6% vs 2021

Net assets

£614K

-34.2% vs 2021

Employees

59

+11.3% vs 2021

Profit before tax

Period ending 2022-03-31

Profile

Company number
04045709
Status
Active
Incorporation
2000-08-02
Last accounts made up
2024-12-31
Account category
FULL
Primary SIC
66220
Hubs
UK Fintech

Net assets

3-year trend · vs UK Fintech median

£0£500k£1m202020212022
CAVENDISH ONLINE LIMITED

Accounts

3-year trend · latest 2022-03-31

Metric Trend 2020-03-312021-03-312022-03-31
Turnover
Operating profit
Profit before tax
Net profit
Cash £781,261£967,558£710,377
Total assets less current liabilities £761,860£1,090,907£649,346
Net assets £617,802£934,147£614,429
Equity £617,802£934,147£614,429
Average employees 455359
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
IFRS
Reporting scope
Standalone (parent only)
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months from the date of approval of the accounts. Thus, they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

4 active · 7 resigned

Name Role Appointed Born Nationality
DONALDSON, Graeme John Secretary 2022-11-30
LYONS, Katherine Anne Director 2026-03-31 Oct 1981 British
MESSENGER, Rachel Anne Director 2024-12-20 May 1982 British
NELMES, John Charles Director 2007-10-02 Jul 1966 British
Show 7 resigned officers
Name Role Appointed Resigned
LORD, Andrew John Secretary 2000-08-02 2007-09-30
SWIFT INCORPORATIONS LIMITED Corporate Nominee Secretary 2000-08-02 2000-08-02
FLENK, Victoria Director 2023-05-03 2024-06-07
LORD, Andrew John Director 2000-08-02 2007-09-30
LORD, Julie Director 2000-08-02 2007-09-30
ST LOUIS, Rose Marie Director 2022-11-30 2026-03-31
WILLIAMS, Ian Director 2000-08-02 2022-11-30

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Lloyds Bank Insurance Services Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-11-30 Active
Mr Ian Williams Individual Shares 50–75% 2016-08-02 Ceased 2022-11-30

Filing timeline

Last 20 of 111 total filings

Date Type Category Description
2026-04-13 AP01 officers appoint person director company with name date
2026-04-13 TM01 officers termination director company with name termination date
2025-12-15 SH08 capital capital name of class of shares
2025-12-15 SH10 capital capital variation of rights attached to shares
2025-12-15 RESOLUTIONS resolution resolution
2025-12-15 MA incorporation memorandum articles
2025-11-07 CS01 confirmation-statement confirmation statement with no updates
2025-06-26 AA accounts accounts with accounts type full
2025-03-05 CS01 confirmation-statement confirmation statement with updates
2024-12-23 AP01 officers appoint person director company with name date
2024-12-04 CH03 officers change person secretary company with change date
2024-08-25 AA accounts accounts with accounts type full
2024-06-24 SH01 capital capital allotment shares
2024-06-22 RESOLUTIONS resolution resolution
2024-06-07 TM01 officers termination director company with name termination date
2024-02-26 CS01 confirmation-statement confirmation statement with no updates
2024-02-08 CH01 officers change person director company with change date
2024-02-07 CH01 officers change person director company with change date
2024-02-06 AD01 address change registered office address company with date old address new address
2024-02-06 AD03 address move registers to sail company with new address

Credit score

Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage

Credit score requires EBIT (operating profit / PBT) — not present in the latest extracted accounts.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page