Cash

£8M

+13.4% vs 2024

Net assets

£5M

-12.2% vs 2024

Employees

114

-0.9% vs 2024

Profit before tax

£6M

+41.5% vs 2024

Profile

Company number
04036555
Status
Active
Incorporation
2000-07-19
Last accounts made up
2025-03-31
Account category
FULL
Primary SIC
66220
Hubs
UK Fintech

Net assets

6-year trend · vs UK Fintech median

£0£5m£10m202020212022202320242025
CARAVAN GUARD LIMITED

Accounts

6-year trend · latest 2025-03-31

Metric Trend 2020-03-312021-03-312022-03-312023-03-312024-03-312025-03-31
Turnover £12,378,772£14,984,611
Operating profit
Profit before tax £3,991,954£5,646,746
Net profit £2,960,464£4,231,955
Cash £7,461,576£8,458,797
Total assets less current liabilities £6,278,873£5,596,886
Net assets £6,056,873£5,319,886
Equity £3,108,378£5,728,689£5,264,124£4,419,706£6,056,873£5,319,886
Average employees 115114
Wages £4,054,311£4,472,395

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Watson Buckle Limited
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

6 active · 5 resigned

Name Role Appointed Born Nationality
DOBSON, Graham Lee Secretary 2018-03-12
CROFTS, Sally Victoria Alexandra Director 2003-08-08 Dec 1974 British
MENZIES, Louise Jane Gabriella Director 2008-07-16 Apr 1976 British
NETTLETON, Christopher Wayne Director 2003-08-08 May 1971 British
WILBY, Nora Harriet Margaret Director 2000-07-19 Mar 1949 British
WILBY, Ryan Alexander James Director 2008-07-16 Nov 1978 British
Show 5 resigned officers
Name Role Appointed Resigned
GRAEME, Dorothy May Nominee Secretary 2000-07-19 2000-07-19
WILBY, Nora Harriet Margaret Secretary 2000-07-19 2018-03-12
GRAEME, Lesley Joyce Nominee Director 2000-07-19 2000-07-19
SMITH, Karen Anne Director 2001-09-11 2002-02-15
WILBY, Peter Melvyn Director 2000-07-19 2026-02-08

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Peter Melvyn Wilby Individual ownership-of-shares-25-to-50-percent-as-trust, Voting 25–50%, Appoints directors, right-to-appoint-and-remove-directors-as-trust, right-to-appoint-and-remove-directors-as-firm, significant-influence-or-control-as-trust, significant-influence-or-control-as-firm 2016-07-18 Ceased 2026-02-08
Mrs Nora Harriet Margaret Wilby Individual ownership-of-shares-25-to-50-percent-as-trust, Voting 25–50%, significant-influence-or-control-as-trust, significant-influence-or-control-as-firm 2016-07-18 Active

Filing timeline

Last 20 of 105 total filings

Date Type Category Description
2026-02-20 PSC07 persons-with-significant-control cessation of a person with significant control
2026-02-20 TM01 officers termination director company with name termination date
2025-12-19 AA accounts accounts with accounts type full
2025-08-08 CS01 confirmation-statement confirmation statement with no updates
2024-12-24 AA accounts accounts with accounts type full
2024-11-11 CH03 officers change person secretary company with change date
2024-11-11 CH01 officers change person director company with change date
2024-11-11 CH01 officers change person director company with change date
2024-11-11 CH01 officers change person director company with change date
2024-11-11 CH01 officers change person director company with change date
2024-11-11 PSC04 persons-with-significant-control change to a person with significant control
2024-11-11 PSC04 persons-with-significant-control change to a person with significant control
2024-11-11 CH01 officers change person director company with change date
2024-11-11 CH01 officers change person director company with change date
2024-08-09 CS01 confirmation-statement confirmation statement with no updates
2024-08-09 CS01 confirmation-statement confirmation statement with no updates
2024-04-08 PSC04 persons-with-significant-control change to a person with significant control
2024-04-08 PSC04 persons-with-significant-control change to a person with significant control
2023-12-21 AA accounts accounts with accounts type full
2023-07-28 CS01 confirmation-statement confirmation statement with updates

Credit score

Altman Z″ (private-firm) · reference 2025-03-31

4.98

SAFE

Altman Z″

  • Working capital / Total assets 0.268 × 6.56 = +1.76
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets 0.389 × 6.72 = +2.62
  • Book equity / Total liabilities 0.581 × 1.05 = +0.61

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page