UK Companies House feature
HOME RETAIL GROUP CARD SERVICES LIMITED
Profile
- Company number
- 04007072
- Status
- Active
- Incorporation
- 2000-06-02
- Last accounts made up
- 2025-02-28
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“We draw attention to note 2 to the financial statements which explains that the directors of the company intend to cease trading and therefore do not consider it to be appropriate to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “sale of its Argos Card portfolio to NewDay Group Holdings ("NewDay") with beneficial ownership transferring on 28 February 2025”
- “withdrew our MPP product from Argos Financial Services in the year to February 2025, with all remaining balances fully repaid, debt sold or otherwise written down to nil by December 2025.”
- “An application to the regulator to remove all regulatory permissions was submitted in January 2026. Approval of this application is expected in first half of the next financial year, at which point the company will no longer be regulated by the FCA.”
- “the intention is to cease trading within this entity”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 30 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CLARKE, David | Secretary | 2024-03-01 | — | — |
| LARKIN, Michael | Director | 2019-04-15 | May 1969 | Irish |
| MULHALL, Robert Damien | Director | 2024-04-09 | Feb 1974 | Irish |
Show 30 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BENTLEY, Gordon Andrew | Secretary | 2007-04-02 | 2008-01-10 |
| HAMILTON, Deborah Pamela | Secretary | 2014-09-11 | 2016-11-23 |
| HOLMES, Colin John | Secretary | 2000-07-04 | 2007-03-31 |
| MCKELVEY, Penelope Ann | Secretary | 2013-06-28 | 2014-09-11 |
| MCNAUGHTON, Donald Hamish Macleod | Secretary | 2016-11-28 | 2024-03-01 |
| PARKER, Philip Alexander | Secretary | 2008-01-10 | 2013-06-28 |
| A B & C SECRETARIAL LIMITED | Corporate Nominee Secretary | 2000-06-02 | 2000-07-04 |
| ADAMS, David William | Director | 2007-12-03 | 2010-08-02 |
| ARDEN, David Thomas | Director | 2017-02-13 | 2018-03-18 |
| BALL, Gregor Frank | Director | 2005-10-28 | 2015-07-23 |
| BEAUCHAMP, Martyn Joseph | Director | 2015-10-01 | 2017-02-01 |
| BROWN, James Alexander | Director | 2019-08-28 | 2024-03-31 |
| CARLSON, Katherine | Director | 2018-03-18 | 2019-11-28 |
| DAVIS, Donald Fuller | Director | 2010-08-02 | 2011-10-13 |
| DUDDY, Terence | Director | 2000-07-04 | 2004-02-02 |
| FORRESTER, Graeme Campbell | Director | 2019-04-15 | 2019-11-28 |
| FULLER, Neil Frank | Director | 2000-07-04 | 2003-08-29 |
| GRESHAM, Nicholas John | Director | 2003-08-29 | 2007-11-30 |
| GRIFFITHS, Peter Lloyd | Director | 2019-04-15 | 2019-08-27 |
| HEMUS, Mark Christopher | Director | 2015-04-30 | 2019-07-31 |
| HILLIARD, Trevor Martyn | Director | 2001-03-09 | 2003-12-21 |
| JONES, David | Director | 2019-04-15 | 2019-11-28 |
| JONES, Peter John | Director | 2000-07-04 | 2001-03-09 |
| LANGLEY, Ivor Paul | Director | 2006-08-15 | 2010-09-29 |
| MILNE, Alan Douglas | Director | 2004-02-02 | 2006-01-26 |
| MURPHY, Mark Antony | Director | 2015-07-28 | 2015-10-01 |
| TWIGG, David Edward | Director | 2010-10-13 | 2014-06-03 |
| VEITCH, Sally Jane | Director | 2014-04-16 | 2015-04-30 |
| VEITCH, Sally Jane | Director | 2011-10-13 | 2013-03-29 |
| INHOCO FORMATIONS LIMITED | Corporate Nominee Director | 2000-06-02 | 2000-07-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Sainsbury's Bank Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-09-16 | Active |
| Home Retail Group (Uk) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2016-09-16 |
Filing timeline
Last 20 of 162 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-02 | AA | accounts | accounts with accounts type full |
| 2025-08-21 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-08-19 | AD02 | address | change sail address company with old address new address |
| 2025-06-18 | AD01 | address | change registered office address company with date old address new address |
| 2025-06-13 | AA | accounts | accounts with accounts type full |
| 2025-05-01 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2024-10-01 | CH01 | officers | change person director company with change date |
| 2024-10-01 | CH01 | officers | change person director company with change date |
| 2024-09-04 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-06-13 | AA | accounts | accounts with accounts type full |
| 2024-04-11 | AP01 | officers | appoint person director company with name date |
| 2024-04-11 | TM01 | officers | termination director company with name termination date |
| 2024-03-05 | AP03 | officers | appoint person secretary company with name date |
| 2024-03-04 | TM02 | officers | termination secretary company with name termination date |
| 2024-02-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-08-10 | AA | accounts | accounts with accounts type full |
| 2023-07-03 | AD01 | address | change registered office address company with date old address new address |
| 2023-04-14 | CH01 | officers | change person director company with change date |
| 2023-02-08 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-06-09 | AA | accounts | accounts with accounts type full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.