UK Companies House feature
APEX CREDIT MANAGEMENT LIMITED
Cash
£1M
-8.3% vs 2020
Net assets
-£3M
-3.2% vs 2020
Employees
0
Average over period
Profit before tax
-£100K
0% vs 2020
Profile
- Company number
- 03967099
- Status
- Active
- Incorporation
- 2000-04-07
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
2-year trend · vs UK Fintech median
Accounts
2-year trend · latest 2021-12-31
| Metric | Trend | 2020-12-31 | 2021-12-31 |
|---|---|---|---|
| Turnover | £0 | £0 | |
| Operating profit | £0 | £0 | |
| Profit before tax | -£100,000 | -£100,000 | |
| Net profit | — | — | |
| Cash | £1,200,000 | £1,100,000 | |
| Total assets less current liabilities | -£2,700,000 | -£2,800,000 | |
| Net assets | -£3,100,000 | -£3,200,000 | |
| Equity | £3,100,000 | £3,200,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Management have reviewed the Group forecast performance models, covenant projections and funding availability and have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, it is considered appropriate to continue to adopt the going concern basis in preparing the annual report and accounts.”
Significant events
- “There are no significant future developments affecting the Company anticipated at the date of signing this report.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 32 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BASSETT, Lucy Marie | Secretary | 2024-09-30 | — | — |
| GRAHAM, Jonathan Andrew | Director | 2021-09-30 | May 1969 | British |
| JENKINS, Paul | Director | 2020-12-31 | Nov 1969 | British |
Show 32 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CARTWRIGHT, Peter Bramwell | Secretary | 2007-11-13 | 2008-01-04 |
| MCCORMICK, Andrew Sawers | Secretary | 2005-03-03 | 2007-11-13 |
| MCMANUS, Douglas James | Secretary | 2000-05-31 | 2005-03-03 |
| RANDALL, John David | Secretary | 2012-08-01 | 2012-12-05 |
| TAGGART, Charlotte | Secretary | 2015-01-02 | 2019-03-29 |
| TELFORD, Juliet Sarah | Secretary | 2008-04-18 | 2011-01-12 |
| WELLINGHOFF, Willem Pieter | Secretary | 2012-12-05 | 2015-01-02 |
| WHITELEY, Sarah | Secretary | 2019-03-29 | 2024-08-11 |
| FIRST SECRETARIES LIMITED | Corporate Nominee Secretary | 2000-04-07 | 2000-05-31 |
| BUICK, Craig Anthony | Director | 2015-12-31 | 2020-05-12 |
| CARTWRIGHT, Peter Bramwell | Director | 2007-11-13 | 2008-01-04 |
| CLYNE, Neil | Director | 2007-11-13 | 2014-02-13 |
| CRAWFORD, Glen Paul | Director | 2011-06-08 | 2013-05-15 |
| FRASER, Paul Francis | Director | 2005-03-03 | 2007-11-13 |
| LANGHORN, John Adrian | Director | 2002-10-30 | 2005-03-03 |
| MCCORMICK, Andrew Sawers | Director | 2005-03-03 | 2007-11-13 |
| MCHALE, Jarlath James | Director | 2005-03-03 | 2006-07-07 |
| MCMANUS, Douglas James | Director | 2006-07-19 | 2007-11-13 |
| MCMANUS, Douglas James | Director | 2000-05-31 | 2005-03-03 |
| MORRIS, Jonathan Barrie | Director | 2020-05-12 | 2021-09-30 |
| MOUAT, Bryan | Director | 2005-03-03 | 2007-11-13 |
| MOUND, Stephen Neil | Director | 2008-05-06 | 2014-05-13 |
| RANDALL, John David | Director | 2011-06-08 | 2012-08-01 |
| ROSS-ROBERTS, Christopher Michael David | Director | 2012-07-24 | 2015-12-31 |
| SHARPE, Jacqueline | Director | 2006-07-19 | 2007-11-13 |
| SHEPPARD, Martin John | Director | 2006-07-19 | 2008-01-04 |
| SHEPPARD, Martin John | Director | 2000-05-31 | 2005-03-03 |
| STANNARD, Kenneth John | Director | 2014-02-13 | 2019-12-31 |
| TELFORD, Juliet Sarah | Director | 2007-12-16 | 2011-01-12 |
| USHER, Derek George | Director | 2020-01-23 | 2020-12-31 |
| WAITE, David | Director | 2006-07-19 | 2007-11-13 |
| FIRST DIRECTORS LIMITED | Corporate Nominee Director | 2000-04-07 | 2000-05-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cabot Financial Debt Recovery Services Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 195 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-16 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-10-02 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-08-22 | AA | accounts | accounts with accounts type full |
| 2025-07-22 | SH19 | capital | capital statement capital company with date currency figure |
| 2025-07-22 | SH20 | capital | legacy |
| 2025-07-22 | CAP-SS | insolvency | legacy |
| 2025-07-22 | RESOLUTIONS | resolution | resolution |
| 2025-04-24 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-30 | AP03 | officers | appoint person secretary company with name date |
| 2024-08-30 | TM02 | officers | termination secretary company with name termination date |
| 2024-08-15 | AA | accounts | accounts with accounts type full |
| 2024-05-23 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-04-16 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-03-22 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-10-16 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-10-05 | AA | accounts | accounts with accounts type full |
| 2023-04-20 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-09-30 | AA | accounts | accounts with accounts type total exemption full |
| 2022-04-21 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-10-04 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ (private-firm) · reference 2021-12-31
-26.87
DISTRESS
Altman Z″
- Working capital / Total assets -1.867 × 6.56 = -12.25
- Retained earnings / Total assets -4.267 × 3.26 = -13.91
- EBIT / Total assets 0.000 × 6.72 = +0.00
- Book equity / Total liabilities -0.681 × 1.05 = -0.71
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory