ACCIDENT & HEALTH UNDERWRITING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-03-16 (in 10mo)
Last made up 2026-03-02
Watchouts
None on the register
Cash
£3M
-12.4% vs 2023
Net assets
£6M
+10.8% highest in 4 filed years
Employees
13
-7.1% lowest in 4 filed years
Profit before tax
£733K
+18% vs 2023
Name history
Renamed 1 time since incorporation
- ACCIDENT & HEALTH UNDERWRITING LIMITED 2000-03-16 → present
- TOPNEED LIMITED 2000-03-02 → 2000-03-16
Net assets
7-year trend · vs Financials median
Accounts
7-year trend · latest reflected 2024-12-31
| Metric | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | £1,712,988 | — | — | — | |
| Operating profit | — | — | — | £301,760 | — | — | — | |
| Profit before tax | — | — | — | £301,760 | £1,183,238 | £620,877 | £732,719 | |
| Net profit | — | — | — | £242,874 | £955,440 | £473,596 | £544,794 | |
| Cash | — | — | — | £2,565,712 | £2,362,477 | £3,080,542 | £2,699,535 | |
| Total assets less current liabilities | — | — | — | £3,609,004 | £4,563,953 | £5,037,788 | £5,584,870 | |
| Net assets | — | — | — | £3,607,923 | £4,563,363 | £5,036,959 | £5,581,752 | |
| Equity | £2,394,204 | £2,792,623 | £3,365,049 | £3,607,923 | £4,563,363 | £5,036,959 | £5,581,752 | |
| Average employees | — | — | — | 14 | 14 | 14 | 13 | |
| Wages | — | — | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | 17.6% | — | — | — | |
| Net margin | — | — | — | 14.2% | — | — | — | |
| Return on capital employed | — | — | — | 8.4% | — | — | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BOSTWICK, Jordan Terry | Director | 2019-11-01 | Sep 1983 | British |
| BOYD, Charles David | Director | 2016-10-03 | Jul 1963 | British |
| BROTHERS, Neil Christopher | Director | 2016-10-03 | Jan 1978 | British |
| BURNHAM, John Richard | Director | 2001-07-01 | Mar 1966 | British |
| MAZALOVA, Ksenia | Director | 2025-01-01 | Jul 1980 | British |
| MILLER, David Robert | Director | 2019-11-01 | Jan 1973 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| JONES, Roger Andrew | Secretary | 2009-02-06 | 2012-07-24 |
| KENT, Alan James | Secretary | 2002-12-31 | 2008-12-31 |
| PUROHIT, Bhasker | Secretary | 2000-03-16 | 2002-12-31 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 2000-03-02 | 2000-03-16 |
| GREENMAN, Stephen Mark | Director | 2001-07-01 | 2014-06-25 |
| KENT, Simon | Director | 2000-03-16 | 2020-06-19 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 2000-03-02 | 2000-03-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| White Mountains Insurance Group, Ltd | Corporate entity | Shares 50–75%, Voting 50–75% | 2021-01-01 | Active |
| Group Ark Insurance Holdings Limied | Corporate entity | Shares 75–100% | 2016-10-03 | Ceased 2018-03-01 |
Filing timeline
Last 20 of 114 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-04 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-08-01 | AA | accounts | Accounts with accounts type full | |
| 2025-06-05 | CH01 | officers | Change person director company with change date | |
| 2025-06-05 | CH01 | officers | Change person director company with change date | |
| 2025-06-05 | CH01 | officers | Change person director company with change date | |
| 2025-03-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-09 | CH01 | officers | Change person director company with change date | |
| 2025-01-09 | CH01 | officers | Change person director company with change date | |
| 2024-11-11 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-09-27 | AA | accounts | Accounts with accounts type full | |
| 2024-07-12 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-07-12 | PSC09 | persons-with-significant-control | Withdrawal of a person with significant control statement | |
| 2024-03-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-31 | AA | accounts | Accounts with accounts type small | |
| 2023-03-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-29 | AA | accounts | Accounts with accounts type small | |
| 2022-03-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-10-01 | AA | accounts | Accounts with accounts type small |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
-12.4%
£3,080,542 £2,699,535
-
Net assets
+10.8%
£5,036,959 £5,581,752
highest in 4 filed years
-
Employees
-7.1%
14 13
lowest in 4 filed years
-
Profit before tax
+18%
£620,877 £732,719
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers