UK Companies House feature
ACCIDENT & HEALTH UNDERWRITING LIMITED
Cash
£3M
-12.4% vs 2023
Net assets
£6M
+10.8% vs 2023
Employees
13
-7.1% vs 2023
Profit before tax
£733K
+18% vs 2023
Profile
- Company number
- 03938590
- Status
- Active
- Incorporation
- 2000-03-02
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Net assets
7-year trend · vs UK Fintech median
Accounts
7-year trend · latest 2024-12-31
| Metric | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | £1,712,988 | — | — | — | |
| Operating profit | — | — | — | £301,760 | — | — | — | |
| Profit before tax | — | — | — | £301,760 | £1,183,238 | £620,877 | £732,719 | |
| Net profit | — | — | — | £242,874 | £955,440 | £473,596 | £544,794 | |
| Cash | — | — | — | £2,565,712 | £2,362,477 | £3,080,542 | £2,699,535 | |
| Total assets less current liabilities | — | — | — | £3,609,004 | £4,563,953 | £5,037,788 | £5,584,870 | |
| Net assets | — | — | — | £3,607,923 | £4,563,363 | £5,036,959 | £5,581,752 | |
| Equity | £2,394,204 | £2,792,623 | £3,365,049 | £3,607,923 | £4,563,363 | £5,036,959 | £5,581,752 | |
| Average employees | — | — | — | 14 | 14 | 14 | 13 | |
| Wages | — | — | — | — | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BOSTWICK, Jordan Terry | Director | 2019-11-01 | Sep 1983 | British |
| BOYD, Charles David | Director | 2016-10-03 | Jul 1963 | British |
| BROTHERS, Neil Christopher | Director | 2016-10-03 | Jan 1978 | British |
| BURNHAM, John Richard | Director | 2001-07-01 | Mar 1966 | British |
| MAZALOVA, Ksenia | Director | 2025-01-01 | Jul 1980 | British |
| MILLER, David Robert | Director | 2019-11-01 | Jan 1973 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| JONES, Roger Andrew | Secretary | 2009-02-06 | 2012-07-24 |
| KENT, Alan James | Secretary | 2002-12-31 | 2008-12-31 |
| PUROHIT, Bhasker | Secretary | 2000-03-16 | 2002-12-31 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 2000-03-02 | 2000-03-16 |
| GREENMAN, Stephen Mark | Director | 2001-07-01 | 2014-06-25 |
| KENT, Simon | Director | 2000-03-16 | 2020-06-19 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 2000-03-02 | 2000-03-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| White Mountains Insurance Group, Ltd | Corporate entity | Shares 50–75%, Voting 50–75% | 2021-01-01 | Active |
| Group Ark Insurance Holdings Limied | Corporate entity | Shares 75–100% | 2016-10-03 | Ceased 2018-03-01 |
Filing timeline
Last 20 of 114 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-05 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-12-04 | AD01 | address | change registered office address company with date old address new address |
| 2025-08-01 | AA | accounts | accounts with accounts type full |
| 2025-06-05 | CH01 | officers | change person director company with change date |
| 2025-06-05 | CH01 | officers | change person director company with change date |
| 2025-06-05 | CH01 | officers | change person director company with change date |
| 2025-03-28 | AP01 | officers | appoint person director company with name date |
| 2025-03-05 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-01-09 | CH01 | officers | change person director company with change date |
| 2025-01-09 | CH01 | officers | change person director company with change date |
| 2024-11-11 | AD01 | address | change registered office address company with date old address new address |
| 2024-09-27 | AA | accounts | accounts with accounts type full |
| 2024-07-12 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2024-07-12 | PSC09 | persons-with-significant-control | withdrawal of a person with significant control statement |
| 2024-03-07 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-05-31 | AA | accounts | accounts with accounts type small |
| 2023-03-08 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-09-29 | AA | accounts | accounts with accounts type small |
| 2022-03-07 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-10-01 | AA | accounts | accounts with accounts type small |
Credit score
Altman Z″ (private-firm) · reference 2024-12-31
45.99
SAFE
Altman Z″
- Working capital / Total assets 0.970 × 6.56 = +6.36
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.110 × 6.72 = +0.74
- Book equity / Total liabilities 37.043 × 1.05 = +38.89
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory