UK Companies House feature
RADIANT FINANCIAL PLANNING LIMITED
Cash
£2M
+71% vs 2024
Net assets
£19M
+5% vs 2024
Employees
118
-7.1% vs 2024
Profit before tax
£904K
-4.3% vs 2024
Profile
- Company number
- 03916451
- Status
- Active
- Incorporation
- 2000-01-31
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 66290
- Hubs
- UK Fintech
Net assets
6-year trend · vs UK Fintech median
RADIANT FINANCIAL PLANNING LIMITED
RADIANT FINANCIAL PLANNING LIMITED
RADIANT FINANCIAL PLANNING LIMITED
RADIANT FINANCIAL PLANNING LIMITED
Accounts
6-year trend · latest 2025-03-31
| Metric | Trend | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | |
| Profit before tax | — | — | — | £699,546 | £944,597 | £903,599 | |
| Net profit | — | — | — | £699,375 | £944,597 | £903,599 | |
| Cash | £111,568 | £696,504 | £358,684 | £739,441 | £1,278,136 | £2,185,793 | |
| Total assets less current liabilities | £980,496 | £2,620,274 | £9,597,614 | £20,847,037 | £18,362,951 | £18,849,883 | |
| Net assets | £839,723 | £2,606,644 | £8,292,569 | £16,979,916 | £17,924,513 | £18,828,112 | |
| Equity | £839,723 | £2,606,644 | £8,292,569 | £16,979,916 | £17,924,513 | £18,828,112 | |
| Average employees | 39 | 60 | 60 | 99 | 127 | 118 | |
| Wages | — | — | — | £4,642,633 | £6,267,984 | £5,860,283 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- bk plus Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making these enquiries, the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “in the year ended 31 March 2025 it completed two acquisitions to add to the seven it had already completed since inception. The Group was pleased to welcome the addition of CBK (Swansea) Ltd on 16 August 2024 and Seven Bridges IM Ltd on 7 February 2025.”
- “Group continued its strategic initiative to align proposition, pricing and processes across all the businesses within the Group ("Project P"). The Group anticipates both improved client outcomes and Group profitability because of the project.”
- “The operating profit includes a provision of £1.0 million in relation to the potential remediation of ongoing advice fees for clients where historical records indicate there may have been no ongoing service provided.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 20 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COGMAN-HELLIER, Simon Mark | Director | 2025-02-14 | Dec 1962 | British |
| LOMAS, Christopher | Director | 2025-02-14 | Jul 1969 | British |
| TAYLOR, Robert Walter Thomas Urry | Director | 2022-08-05 | Mar 1976 | British |
Show 20 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CAWDRON, Robert John | Secretary | 2000-01-31 | 2000-03-21 |
| SIBSON, Paul Christopher | Secretary | 2016-04-20 | 2018-12-12 |
| WALKER, Elaine Lesley | Secretary | 2011-02-09 | 2016-04-20 |
| WAYMAN, Kathleen Ann | Secretary | 2000-03-21 | 2000-08-01 |
| WAYMAN, Richard Geoffrey | Secretary | 2000-08-01 | 2002-03-26 |
| WOODS, Mark Anthony | Secretary | 2001-02-01 | 2009-05-29 |
| LONDON LAW SECRETARIAL LIMITED | Corporate Nominee Secretary | 2000-01-31 | 2000-01-31 |
| BALL, Edward Charles | Director | 2000-03-21 | 2007-04-27 |
| CARTER, James Andrew | Director | 2000-01-31 | 2000-03-21 |
| CLARKSON, Graham John | Director | 2000-11-01 | 2020-11-06 |
| DIBBLE, Jon | Director | 2018-10-01 | 2018-12-12 |
| EDWARDS, David | Director | 2023-04-13 | 2025-02-14 |
| HELLIER, Simon Mark | Director | 2015-05-22 | 2022-08-05 |
| KING, Anthony Robert | Director | 2022-08-05 | 2023-04-13 |
| SIBSON, Paul Christopher | Director | 2018-01-19 | 2018-12-12 |
| WATSON, Martin John | Director | 2020-02-19 | 2020-10-15 |
| WAYMAN, Richard Geoffrey | Director | 2000-08-01 | 2001-12-31 |
| WOJNAROWICZ, Krystyna | Director | 2018-10-01 | 2022-02-11 |
| WOODS, Mark Anthony | Director | 2001-12-01 | 2009-05-29 |
| LONDON LAW SERVICES LIMITED | Corporate Nominee Director | 2000-01-31 | 2000-01-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Radiant Financial Group Uk Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2021-09-28 | Active |
| Radiant Central Services Ltd | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2021-09-28 |
Filing timeline
Last 20 of 149 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-29 | AA | accounts | accounts with accounts type full |
| 2025-11-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-02-15 | AP01 | officers | appoint person director company with name date |
| 2025-02-15 | AP01 | officers | appoint person director company with name date |
| 2025-02-15 | TM01 | officers | termination director company with name termination date |
| 2024-12-19 | AA | accounts | accounts with accounts type full |
| 2024-11-21 | CH01 | officers | change person director company with change date |
| 2024-11-08 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-12-22 | AA | accounts | accounts with accounts type small |
| 2023-11-07 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-09-11 | CH01 | officers | change person director company with change date |
| 2023-04-20 | AP01 | officers | appoint person director company with name date |
| 2023-04-20 | TM01 | officers | termination director company with name termination date |
| 2023-04-19 | RESOLUTIONS | resolution | resolution |
| 2023-03-04 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-02-10 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-02-07 | SH01 | capital | capital allotment shares |
| 2022-12-23 | AA | accounts | accounts with accounts type small |
| 2022-11-11 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-11-10 | SH01 | capital | capital allotment shares |
Credit score
Altman Z″ (private-firm) · reference 2025-03-31
7.37
SAFE
Altman Z″
- Working capital / Total assets 0.321 × 6.56 = +2.11
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.038 × 6.72 = +0.26
- Book equity / Total liabilities 4.768 × 1.05 = +5.01
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.