UK Companies House feature
CLEAR INSURANCE MANAGEMENT LIMITED
Profile
- Company number
- 03712209
- Status
- Active
- Incorporation
- 1999-02-11
- Last accounts made up
- 2024-10-31
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“These financial statements have been prepared on a going concern basis as the directors have not identified any uncertainties or events that cast significant doubt about the ability of the Company to continue as a going concern. In making this assessment the directors have considered the Group's ability to meet its liabilities as they fall due and comply with its banking covenants for the foreseeable future under a range of scenarios.”
Significant events
- “The Group made 10 acquisitions in FY24, within UK Retail, which followed our very targeted approach of either adding to existing capability (bolt-on deals), adding new specialisms or adding new regions. Total GWP added FY24: £98.5m (versus £44.1m in 2023 - a 123% increase), Total FTE added FY24: 255 (versus 92 in FY23 - a 177% increase). The largest deals included A-One Insurance, £50m of GWP and 170 FTEs.”
- “We acquired A-One Insurance Group, based in Ringwood, with a number of offices in the South West and comprising 170 FTE. This created a new South West region within our UK Retail pillar.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 20 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PATEL, Jitendra | Secretary | 2022-03-11 | — | — |
| EDGELEY, Michael David Simon | Director | 2021-06-08 | Oct 1966 | British |
| MONEY, Timothy John | Director | 2020-10-13 | Jan 1967 | British |
| WILLIAMS, Philip John | Director | 2022-10-06 | May 1983 | British |
| YOUNG, David Thomas Mcaree | Director | 2025-11-18 | Jun 1961 | British |
Show 20 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MOIR, Christopher Ernest | Secretary | 2007-06-25 | 2021-03-02 |
| O DONNELL, Gary | Secretary | 1999-02-11 | 2007-06-25 |
| NOMINEE SECRETARIES LTD | Corporate Nominee Secretary | 1999-02-11 | 1999-02-11 |
| CONWAY, Alastair | Director | 1999-02-11 | 2004-12-23 |
| DRUCKMAN, Paul Bryan | Director | 2011-07-22 | 2020-10-13 |
| ESCOTT, Brent | Director | 2011-08-24 | 2018-09-03 |
| GALLIMORE, Nicholas Leon | Director | 2021-06-08 | 2021-12-31 |
| HARRADINE, John | Director | 2019-05-29 | 2020-04-24 |
| INNES, Daniel Alexander | Director | 2013-07-29 | 2024-09-17 |
| LICKENS, Howard Pierre | Director | 2001-11-30 | 2024-09-17 |
| MOIR, Christopher Ernest | Director | 2012-01-12 | 2021-03-02 |
| MORSE, Peter Clifford | Director | 2006-10-31 | 2016-10-31 |
| NORGAN, Denis Whitney | Director | 2003-10-17 | 2011-06-30 |
| NORGATE, Timothy Andrew | Director | 2002-07-29 | 2005-01-31 |
| O DONNELL, Gary | Director | 1999-02-11 | 2022-10-31 |
| O'DONNELL, Gary | Director | 2017-12-22 | 2017-12-22 |
| PACKHAM, Barry | Director | 2005-02-01 | 2019-05-17 |
| POTTER, Stephen Frederick Charles | Director | 2006-11-17 | 2011-12-12 |
| TAYLOR, Simon Ian | Director | 2012-01-31 | 2014-08-28 |
| NOMINEE DIRECTORS LTD | Corporate Nominee Director | 1999-02-11 | 1999-02-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Clear Group (Holdings) Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 174 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-02-21 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-11-20 | AP01 | officers | appoint person director company with name date |
| 2025-07-22 | AA | accounts | accounts with accounts type full |
| 2025-02-11 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-30 | TM01 | officers | termination director company with name termination date |
| 2024-09-24 | TM01 | officers | termination director company with name termination date |
| 2024-05-17 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-04-02 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-03-28 | AA | accounts | accounts with accounts type full |
| 2024-02-12 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-07-24 | AA | accounts | accounts with accounts type full |
| 2023-03-09 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-02-13 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-02-08 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-02-08 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-02-08 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-02-08 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-02-08 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-02-08 | MR04 | mortgage | mortgage satisfy charge full |
| 2023-02-08 | MR04 | mortgage | mortgage satisfy charge full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.