PARATUS AMC LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-12 (in 2mo)
Last made up 2025-06-28
Watchouts
None on the register
Cash
£253M
-12.6% vs 2023
Net assets
£207M
-9.4% vs 2023
Employees
270
-11.5% vs 2023
Profit before tax
£20M
+209.1% vs 2023
Name history
Renamed 3 times since incorporation
- PARATUS AMC LIMITED 2011-01-28 → present
- GMAC-RFC LIMITED 2000-07-03 → 2011-01-28
- RFC MORTGAGE SERVICES LIMITED 1998-01-30 → 2000-07-03
- ALNERY NO.1713 LIMITED 1998-01-06 → 1998-01-30
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | £6,600,000 | £20,400,000 | |
| Net profit | £5,600,000 | £19,500,000 | |
| Cash | £289,000,000 | £252,700,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £228,400,000 | £206,900,000 | |
| Equity | £228,400,000 | £206,900,000 | |
| Average employees | 305 | 270 | |
| Wages | £17,300,000 | £17,000,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 95.0% | 95.1% | |
| Current ratio | 3.86x | 3.39x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Consolidated group
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In determining the appropriate basis of preparation of the financial statements, the Directors considered whether the Group can continue in operational existence for the foreseeable future. Management has determined the period over which it has assessed the Group's ability to continue as a going concern to be up to 31 October 2026 (approximately 18 months).”
Group structure
- PARATUS AMC LIMITED · parent
- Twin Bridges 2021-1 Plc 0%
- Twin Bridges 2021-2 Plc 0%
- Twin Bridges 2022-1 Plc 0%
- Twin Bridges 2022-2 Plc 0%
- Twin Bridges 2022-3 Plc 0%
- Twin Bridges 2023-1 Plc 0%
- Twin Bridges 2023-2 Plc 0%
- Brants Bridge 2022-1 Plc 0%
- Brants Bridge 2023-1 Plc 0%
- RMAC No. 3 Plc 0%
- Braccan Mortgage Funding No.1 Pic 0%
- Stanlington No. 2 Plc 0%
- Orion No.1 Funding Limited 0%
Significant events
- “During the current year the Board welcomed a new CEO, Peter Ball, who joined in April 2024 succeeding Hans Geberbauer.”
- “a new warehouse funding vehicle, Orion Funding No.1 Limited with a total funding line of £1.25bn was set up during the year to replace a number of existing old warehouse funding vehicles.”
- “the Group launched consumer buy to let mortgages as a way of increasing the range of mortgages it offers. A total of £5m loans were completed under this product range.”
- “In June 2024 the Group set out its framework for developing its ESG strategy.”
- “In 2024, the Group added 1 new securitisation amounting to £567m, "Braccan Mortgage Funding 2024-1 Plc" comprising both Buy to Let and Owner-Occupied mortgage loans.”
- “In March 2024, one of the Group's SPVs, Twin Bridges 2020-1 Plc, reached its' Optional Redemption Date (ORD) as per the respective Prospectus. Mortgages within this entity were sold to an affiliated entity.”
- “Following the financial year end, the Company sold a number of debt securities it held that had been issued by RMAC No. 3 Plc and Stanlington No. 2 Plc.”
- “On 17 March 2025 the Group declared a dividend of £22.0m (£0.000029 per share).”
- “Subsequent to the reporting period, there has been increased uncertainty in the global economic environment due to newly announced or proposed tariffs under the Trump administration's trade policy.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 47 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| TOWNSEND, Nicola | Secretary | 2018-09-18 | — | — |
| BALL, Peter Simon | Director | 2024-04-29 | Jul 1968 | British |
| CROWE JR, Kevin Edward | Director | 2022-03-23 | Jul 1982 | American |
| LAPUMA, Elizabeth Anne | Director | 2024-03-27 | Mar 1979 | American |
| LOCKE, Jonathan Charles | Director | 2022-03-23 | Sep 1962 | British |
| RIO CORTES, Jesus Maria | Director | 2022-03-23 | Dec 1971 | Spanish,British |
| YALCINKAYA, Seda | Director | 2023-12-31 | Jun 1973 | Turkish |
Show 47 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ATKIN, Dean | Secretary | 2016-01-26 | 2018-09-18 |
| EDMONDS, Karen Britt | Secretary | 2000-05-02 | 2008-01-31 |
| GEBERBAUER, Hans | Secretary | 2010-10-01 | 2016-01-26 |
| HAMZEHPOUR, Tammy | Secretary | 1999-02-24 | 2001-10-16 |
| QUENNEVILLE, Cathy Lynn | Secretary | 1998-01-30 | 1999-02-24 |
| SIMPSON, Phillip Bertram | Secretary | 2008-01-31 | 2010-10-01 |
| ALNERY INCORPORATIONS NO 1 LIMITED | Corporate Nominee Secretary | 1998-01-06 | 1998-01-30 |
| ACHESON, William Brian | Director | 2004-09-16 | 2007-03-22 |
| APPEL, Robert Louis | Director | 2002-12-17 | 2005-06-28 |
| BLIGHT, Godfrey | Director | 2000-06-29 | 2010-10-01 |
| BODE, Carol Ann | Director | 2001-11-01 | 2005-02-01 |
| BRADLEY, Colin Walter | Director | 2000-05-02 | 2005-06-28 |
| BRAKES, David Michael Paul | Director | 2004-04-05 | 2005-02-01 |
| BROCKLEHURST, Paul Michael | Director | 2001-06-11 | 2004-01-28 |
| DAMMEN, Keenen Wyn | Director | 1998-01-30 | 1999-02-24 |
| DANIELL, Robert William Blackburn | Director | 2005-12-13 | 2009-10-14 |
| DE BLOCQ VAN KUFFELER, John Philip | Director | 2015-02-26 | 2022-03-23 |
| DUGGLEBY, Colin | Director | 2000-03-14 | 2003-05-10 |
| FAGAN, William Francis | Director | 2004-09-16 | 2008-05-13 |
| FEGAN, Nicholas Paul | Director | 2014-10-23 | 2022-03-23 |
| FREEMAN, Timothy, Mr. | Director | 1998-01-30 | 2000-06-29 |
| GEBERBAUER, Hans | Director | 2010-10-01 | 2024-04-29 |
| HAUSDOERFER, Michael Paul | Director | 2000-06-29 | 2001-01-19 |
| HERBERT, Glen | Director | 2000-06-29 | 2005-02-01 |
| HOJLO, Christopher John | Director | 2022-03-23 | 2023-12-31 |
| HYNES, Stephen Mortimer | Director | 2002-09-19 | 2005-02-01 |
| JONES, Karen Louise | Director | 2002-04-02 | 2002-11-21 |
| KEEBLE, Anthony John | Director | 2014-01-31 | 2019-10-22 |
| KNIGHT, Simon Timothy Talbot | Director | 2005-02-28 | 2010-10-01 |
| KNIGHT, Simon Timothy Talbot | Director | 2000-06-29 | 2001-09-27 |
| KNIGHT, Stephen Charles | Director | 2000-06-29 | 2007-06-21 |
| LINGHAM, Sri | Director | 2000-06-29 | 2002-03-18 |
| LINKAS, Christopher Carl | Director | 2013-12-20 | 2022-03-23 |
| LUNDGREN, Jefrey Andrew | Director | 2007-02-06 | 2009-11-30 |
| MAHER, Dominic | Director | 2018-06-01 | 2024-04-29 |
| MCMILLAN, Eileen | Director | 2007-02-01 | 2009-10-08 |
| MYHILL, Stephen Richard | Director | 1999-01-24 | 1999-04-29 |
| NIVEN, Scott Michael | Director | 2010-10-01 | 2014-06-06 |
| NORDEEN, Christopher Jon | Director | 2008-04-30 | 2008-12-19 |
| NORDEEN, Christopher Jon | Director | 1998-01-30 | 2000-06-29 |
| PENSABENE III, Joseph Anthony | Director | 2009-06-11 | 2010-10-01 |
| SEARLE, Barry Roy | Director | 2000-06-29 | 2007-09-20 |
| SINDEN, Neil Brian | Director | 2004-01-02 | 2005-04-01 |
| THOMAS, Douglas Boyd | Director | 2010-10-01 | 2013-12-20 |
| WILLIAMS, Timothy Martin | Director | 2000-12-01 | 2001-10-02 |
| ALNERY INCORPORATIONS NO 1 LIMITED | Corporate Nominee Director | 1998-01-06 | 1998-01-30 |
| ALNERY INCORPORATIONS NO 2 LIMITED | Corporate Nominee Director | 1998-01-06 | 1998-01-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Olive Uk Opco Limited | Corporate entity | Shares 75–100%, Voting 50–75%, Appoints directors | 2022-03-23 | Active |
| Sterling Holdings Lp | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2022-03-23 |
Filing timeline
Last 20 of 295 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-12-31 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-09-22 | CH01 | officers | Change person director company with change date | |
| 2025-07-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-08 | AA | accounts | Accounts with accounts type group | |
| 2024-08-06 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-05-20 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-14 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-05-09 | AA | accounts | Accounts with accounts type group | |
| 2024-04-29 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-29 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-29 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-28 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
-12.6%
£289,000,000 £252,700,000
-
Net assets
-9.4%
£228,400,000 £206,900,000
-
Employees
-11.5%
305 270
-
Profit before tax
+209.1%
£6,600,000 £20,400,000
-
Wages
-1.7%
£17,300,000 £17,000,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers