GOLDCREST FINANCE LIMITED
Get an alert when GOLDCREST FINANCE LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-06-06 (in 1mo)
Last made up 2025-05-23
Watchouts
Cash
£172K
+513.3% vs 2024
Net assets
£61M
+5% vs 2024
Employees
22
+46.7% vs 2024
Profit before tax
£5M
-2.9% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £14,693,557 | £16,157,823 | |
| Operating profit | £4,544,043 | £5,107,210 | |
| Profit before tax | £5,048,397 | £4,900,238 | |
| Net profit | £3,941,547 | £3,587,499 | |
| Cash | £28,045 | £171,992 | |
| Total assets less current liabilities | £59,289,978 | £69,192,335 | |
| Net assets | £57,739,838 | £60,618,337 | |
| Equity | £57,739,838 | £60,618,337 | |
| Average employees | 15 | 22 | |
| Wages | £1,097,833 | £1,261,072 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 30.9% | 31.6% | |
| Net margin | 26.8% | 22.2% | |
| Return on capital employed | 7.7% | 7.4% | |
| Current ratio | 3.60x | 3.63x | |
| Interest cover | 9.79x | 21.37x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- S & W Partners Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the group and company has adequate resources to continue in operational existence for its foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”
Group structure
- GOLDCREST FINANCE LIMITED · parent
- G C Capital Limited 100%
- G C Construction (UK) Limited 100%
- GC Affordable Homes Limited 100%
- G C Property 4 Limited 100%
- Sandstone Drive Limited 100%
- Goldcrest Distribution Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CHAWLA, Ravinder | Secretary | 2013-12-31 | — | — |
| CHAWLA, Darshan Lal | Director | 1997-02-20 | Nov 1942 | British |
| CHAWLA, Ranjit Kaur | Director | 1997-02-20 | May 1942 | Indian |
| CHAWLA, Ravinder Singh | Director | 1997-02-20 | Nov 1968 | British |
| GILDEA, Steven Mark | Director | 2018-10-01 | Jan 1979 | British |
| MCGUIRE, John Charles | Director | 2014-04-01 | Jul 1948 | British |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CHAWLA, Raj | Secretary | 1998-07-22 | 2013-12-31 |
| CHAWLA, Ravinder Singh | Secretary | 1997-02-20 | 1998-07-22 |
| BRITANNIA COMPANY FORMATIONS LIMITED | Corporate Nominee Secretary | 1997-02-19 | 1997-02-20 |
| CHAWLA, Kulvinder | Director | 2005-11-01 | 2014-04-25 |
| CHAWLA, Kulvinder | Director | 1997-02-19 | 2004-04-01 |
| DAVENPORT, Colin | Director | 2007-07-20 | 2018-09-30 |
| REARDEN, Shaun James | Director | 2016-05-11 | 2020-06-23 |
| DEANSGATE COMPANY FORMATIONS LIMITED | Corporate Nominee Director | 1997-02-19 | 1997-02-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Darshan Lal Chawla | Individual | Shares 25–50% | 2023-07-31 | Ceased 2024-05-29 |
| Mrs Ranjit Kaur Chawla | Individual | Shares 25–50% | 2023-07-31 | Ceased 2024-05-29 |
| Mr Ravinder Singh Chawla | Individual | Significant influence | 2019-07-26 | Ceased 2019-07-26 |
| Mr Ravinder Singh Chawla | Individual | Voting 75–100%, Appoints directors | 2019-07-26 | Active |
Filing timeline
Last 20 of 124 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-08-22 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-25 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-16 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-02-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-02-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-02-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-09-10 | AA | accounts | Accounts with accounts type group | |
| 2025-05-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-14 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-12-16 | AA | accounts | Accounts with accounts type group | |
| 2024-07-24 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-07-18 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-06-28 | MORT MISC | mortgage | Mortgage miscellaneous | |
| 2024-05-29 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-05-29 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-05-29 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-05-09 | ANNOTATION | miscellaneous | Legacy | |
| 2023-12-28 | AA | accounts | Accounts with accounts type group | |
| 2023-08-22 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2023-08-22 | SH10 | capital | Capital variation of rights attached to shares | |
| 2023-08-22 | MA | incorporation | Memorandum articles |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+10%
£14,693,557 £16,157,823
-
Cash
+513.3%
£28,045 £171,992
-
Net assets
+5%
£57,739,838 £60,618,337
-
Employees
+46.7%
15 22
-
Operating profit
+12.4%
£4,544,043 £5,107,210
-
Profit before tax
-2.9%
£5,048,397 £4,900,238
-
Wages
+14.9%
£1,097,833 £1,261,072
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers