WAVE LENDING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-24 (in 6mo)
Last made up 2025-11-10
Watchouts
None on the register
Cash
£25K
-24.2% vs 2023
Net assets
£321K
0% vs 2023
Employees
0
Average over period
Profit before tax
£0
Period ending 2024-12-31
Name history
Renamed 4 times since incorporation
- WAVE LENDING LIMITED 2007-06-25 → present
- FREEDOM FUNDING LIMITED 2003-11-26 → 2007-06-25
- FREEDOM PERSONAL FINANCE LIMITED 2003-02-20 → 2003-11-26
- THE FREEDOM FINANCE CORPORATION LIMITED 1999-06-22 → 2003-02-20
- HALLCO 126 LIMITED 1997-02-04 → 1999-06-22
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £790,000 | £561,000 | |
| Operating profit | £34,000 | £35,000 | |
| Profit before tax | £0 | £0 | |
| Net profit | £0 | £0 | |
| Cash | £33,000 | £25,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £321,000 | £321,000 | |
| Equity | £321,000 | £321,000 | |
| Average employees | 0 | 0 | |
| Wages | £0 | £0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 4.3% | 6.2% | |
| Net margin | 0.0% | 0.0% | |
| Current ratio | 0.32x | 0.38x | |
| Interest cover | 1.00x | 1.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements of the Company have, therefore, been prepared on a going concern basis.”
Significant events
- “2024 was a year dominated by elections, with countries representing more than 60% of global Gross Domestic Product ("GDP") electing new leaders, including the UK, the European Union ("EU") and the US. Following elections in the UK, the new Labour government used the October Budget to announce tax rises and changes to public financing rules focused on closing the UK fiscal deficit.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 37 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MERRILL LYNCH CORPORATE SERVICES LIMITED | Corporate Secretary | 2006-08-14 | — | — |
| BALTES, Matthias | Director | 2023-04-25 | Aug 1977 | German |
| SADARANGANI, Dinesh Bhagwan | Director | 2023-11-01 | Apr 1967 | Chinese |
| SINGH, Snigdha | Director | 2023-07-21 | Feb 1979 | British |
Show 37 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CHADWICK, Andrew Mark | Secretary | 2000-10-27 | 2006-07-25 |
| GILBERT, Martin | Secretary | 1999-09-30 | 2000-10-27 |
| HALLIWELL, Peter Mark Evans | Secretary | 1997-02-25 | 1999-09-30 |
| SPINKS, Richard | Secretary | 2006-07-25 | 2006-08-14 |
| HALLIWELLS SECRETARIES LIMITED | Corporate Nominee Secretary | 1997-02-04 | 1997-02-25 |
| ACHESON, William Brian | Director | 2007-07-30 | 2008-07-21 |
| CHADWICK, Andrew Mark | Director | 2003-12-01 | 2006-07-25 |
| DEFAUX, Olivier Benoit | Director | 2007-10-30 | 2008-03-18 |
| DRING, Melanie | Director | 2006-08-14 | 2008-10-02 |
| FARR, David Brian | Director | 2008-10-30 | 2009-03-25 |
| GAITSKELL, Bruce | Director | 2003-12-30 | 2008-11-16 |
| GILBERT, Martin | Director | 1997-02-25 | 2000-10-27 |
| GREEN, Sarah Eileen | Director | 2014-07-11 | 2021-02-26 |
| GREEN ARMYTAGE, John Mcdonald | Director | 2003-12-01 | 2004-08-09 |
| HARRIS, William Robert Owen | Director | 1999-09-30 | 2000-10-27 |
| HUGHES, Richard Darren | Director | 2006-08-14 | 2008-11-07 |
| MACHIN, Anthony John | Director | 2005-05-24 | 2006-07-25 |
| MARKS, Daniel Thomas | Director | 2009-07-14 | 2020-05-14 |
| MEECHAN, Hugh | Director | 2008-10-31 | 2014-07-11 |
| MENDIVIL, Manuel Borrachero | Director | 2008-06-26 | 2008-12-20 |
| MIGLIARA, Martin Charles | Director | 2020-09-30 | 2023-01-12 |
| O'FLYNN, Peter Stuart | Director | 2021-02-26 | 2023-04-25 |
| PACE, Daniel Graham | Director | 2006-07-25 | 2008-01-08 |
| PEARSON, Keith Lindsay | Director | 2009-11-04 | 2013-04-22 |
| PITT, Rupert | Director | 2008-06-11 | 2008-10-23 |
| PLIMMER, John Roden | Director | 2004-12-17 | 2006-07-25 |
| PURVES, William | Director | 2008-11-10 | 2013-11-08 |
| ROSS, George William Aird | Director | 2014-08-15 | 2016-12-16 |
| SHAH, Naveed | Director | 2022-12-21 | 2023-08-03 |
| SNOWDON, Colin | Director | 2003-12-01 | 2008-10-02 |
| SPINKS, Richard | Director | 2006-08-14 | 2009-11-30 |
| STARKIE, Lilian Stella | Director | 2006-08-14 | 2008-05-16 |
| TAYLOR, Jennifer Mary | Director | 2020-05-14 | 2020-10-02 |
| WEBB, Rupert George | Director | 2000-10-27 | 2004-08-09 |
| WRIGHT, John Edward | Director | 2006-07-25 | 2008-06-13 |
| YOUSEFI, Mehrdad | Director | 2007-10-30 | 2008-05-29 |
| HALLIWELLS DIRECTORS LIMITED | Corporate Nominee Director | 1997-02-04 | 1997-02-25 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mortgages Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-09-01 | Active |
| Wave Lending Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2016-09-01 |
Filing timeline
Last 20 of 198 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-11-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-07 | AA | accounts | Accounts with accounts type full | |
| 2025-03-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-13 | AA | accounts | Accounts with accounts type full | |
| 2024-03-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-22 | AP01 | officers | Appoint person director company with name date | |
| 2023-08-03 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-25 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-15 | AA | accounts | Accounts with accounts type full | |
| 2023-04-28 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-28 | AP01 | officers | Appoint person director company with name date | |
| 2023-03-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-18 | TM01 | officers | Termination director company with name termination date | |
| 2022-12-22 | AP01 | officers | Appoint person director company with name date | |
| 2022-05-13 | AA | accounts | Accounts with accounts type full | |
| 2022-03-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-08-20 | AA | accounts | Accounts with accounts type full | |
| 2021-04-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-03-05 | TM01 | officers | Termination director company with name termination date | |
| 2021-03-05 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-29%
£790,000 £561,000
-
Cash
-24.2%
£33,000 £25,000
-
Net assets
0%
£321,000 £321,000
-
Employees
—
Not reported
-
Operating profit
+2.9%
£34,000 £35,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers