EUROPA GROUP LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-28 (in 6mo)
Last made up 2025-11-14
Watchouts
Cash
£7M
-11.4% vs 2023
Net assets
£9M
-7.8% vs 2023
Employees
143
-18.8% vs 2023
Profit before tax
-£859K
-194.3% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Outstanding charges registered
One or more mortgages or charges remain undischarged on the Companies House register.
-
5 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Name history
Renamed 1 time since incorporation
- EUROPA GROUP LIMITED 2003-12-03 → present
- MOTOR CYCLE DIRECT INSURANCE SERVICES LIMITED 1996-11-15 → 2003-12-03
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £9,274,045 | £7,274,450 | |
| Operating profit | -£486,095 | -£457,274 | |
| Profit before tax | -£291,994 | -£859,238 | |
| Net profit | -£250,496 | -£799,647 | |
| Cash | £7,587,557 | £6,719,265 | |
| Total assets less current liabilities | £10,313,402 | £9,493,755 | |
| Net assets | £10,293,402 | £9,493,755 | |
| Equity | £10,293,402 | £9,493,755 | |
| Average employees | 176 | 143 | |
| Wages | £5,183,485 | £5,215,832 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -5.2% | -6.3% | |
| Net margin | -2.7% | -11.0% | |
| Return on capital employed | -4.7% | -4.8% | |
| Gearing (liabilities / total assets) | 42.9% | 38.8% | |
| Current ratio | 1.42x | 1.49x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Shaw Gibbs (Audit) Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Group structure
- EUROPA GROUP LIMITED · parent
- One Quote Direct Insurance Services Limited 100%
Significant events
- “During the year, a significant upgrade to the company's core operating system was successfully implemented. This was part of an ongoing programme of infrastructure upgrades that are providing lasting benefits through improved flexibility in staffing and quality of service to customers.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 26 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BOWCOCK, David Edward | Director | 2026-03-22 | Apr 1973 | British |
| MUSIAL, Marcin | Director | 2026-03-22 | Apr 1977 | Polish,British |
| TITTERINGTON, Sharron Michelle | Director | 2026-03-22 | Nov 1976 | British |
| WARING, Richard William | Director | 2023-01-01 | Jun 1982 | British |
Show 26 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BAKER, Peter Tony | Secretary | 2002-09-20 | 2008-07-21 |
| DEVINE, June Marilyn | Secretary | 1996-11-15 | 1997-04-19 |
| FLETT, Colin | Secretary | 1997-04-19 | 2002-09-20 |
| KING, Mary-Anne | Secretary | 2008-07-22 | 2026-01-24 |
| SAVAGE, Mark | Secretary | 2026-01-24 | 2026-03-22 |
| COMBINED SECRETARIAL SERVICES LIMITED | Corporate Nominee Secretary | 1996-11-15 | 1996-11-15 |
| BAKER, Peter Tony | Director | 2000-04-17 | 2008-07-21 |
| BANKS, Arron Fraser Andrew | Director | 1998-10-15 | 2000-11-10 |
| BESSELL, Andrew Colin | Director | 2023-01-01 | 2026-03-22 |
| COLES, Andrew Robert | Director | 2020-06-15 | 2024-07-04 |
| DIXON, Jonathan | Director | 2023-01-01 | 2025-03-10 |
| DONALD, Ian George | Director | 2002-10-02 | 2007-12-31 |
| EVANS, Maldwyn | Director | 1999-11-29 | 2002-08-15 |
| EVANS, Maldwyn | Director | 1997-04-19 | 1999-07-20 |
| FLETT, Colin | Director | 1997-04-19 | 2002-09-20 |
| GIST, David | Director | 1996-11-15 | 1997-04-19 |
| HANLEY, Alyson Elizabeth Helen | Director | 2023-09-01 | 2026-03-22 |
| HIGGINSON, George Edward | Director | 2000-02-16 | 2002-09-27 |
| HULBERT, Barry Malcolm | Director | 1997-09-25 | 2025-02-28 |
| KING, Mary-Anne | Director | 2008-07-01 | 2023-04-01 |
| POWELL, Andrew Christopher | Director | 2008-08-01 | 2022-11-05 |
| SALTER, Scott Anthony | Director | 2002-12-24 | 2026-03-22 |
| SHUKER, Carl Anthony | Director | 2002-10-02 | 2008-05-01 |
| WARING, Richard | Director | 2019-12-09 | 2022-03-17 |
| COMBINED NOMINEES LIMITED | Corporate Nominee Director | 1996-11-15 | 1996-11-15 |
| COMBINED SECRETARIAL SERVICES LIMITED | Corporate Nominee Director | 1996-11-15 | 1996-11-15 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Principal Group Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2026-03-22 | Active |
| Egl Holdings Ltd | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2026-03-22 |
Filing timeline
Last 20 of 143 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-04-11 RESOLUTIONS Resolution
- 2026-04-10 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-01 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-04-11 | RESOLUTIONS | resolution | Resolution | |
| 2026-04-10 | MA | incorporation | Memorandum articles | |
| 2026-03-26 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2026-03-26 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-26 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-26 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-26 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-03-26 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2026-03-26 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-26 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-26 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-06 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-02-06 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-01-19 | AD01 | address | Change registered office address company with date old address new address | |
| 2026-01-19 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-11-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-18 | CH01 | officers | Change person director company with change date | |
| 2025-11-18 | CH01 | officers | Change person director company with change date | |
| 2025-09-16 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 5
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-21.6%
£9,274,045 £7,274,450
-
Cash
-11.4%
£7,587,557 £6,719,265
-
Net assets
-7.8%
£10,293,402 £9,493,755
-
Employees
-18.8%
176 143
-
Operating profit
+5.9%
-£486,095 -£457,274
-
Profit before tax
-194.3%
-£291,994 -£859,238
-
Wages
+0.6%
£5,183,485 £5,215,832
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers