QUILTER FINANCIAL PLANNING SOLUTIONS LIMITED

1. QUILTER FINANCIAL PLANNING SOLUTIONS LIMITED 2020-02-21 → present
2. POSITIVE SOLUTIONS (FINANCIAL SERVICES) LTD. 1997-01-27 → 2020-02-21
3. AGENTAPPLY LIMITED 1996-11-12 → 1997-01-27

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 101

Reporting scope

Standalone (parent only)

Abridged

Yes — abridged accounts (limited disclosure)

Auditor

PricewaterhouseCoopers LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In light of the above there are no material uncertainties, related events or conditions that may cast significant doubt over the ability of the Company to meet its liabilities as they fall due, for at least 12 months from the date of approving these financial statements.”

Group structure

1. QUILTER FINANCIAL PLANNING SOLUTIONS LIMITED · parent
   1. Think Synergy Limited 100% · England and Wales

Significant events

• “In June 2024, a Skilled Person was appointed to conduct a review and provide a view to the FCA on whether the delivery of ongoing advice services by Appointed Representative firms in the Quilter Financial Planning ("QFP") network was compliant with applicable regulatory requirements.”
• “As the review has progressed, the analysis of our historical data and practices has supported our view that, except in limited cases, where clients have paid for ongoing service, this has been provided... Our best estimate of the cost of undertaking this work, together with potential cost of client remediation (plus interest), amounts to some £8,066,000 and accordingly we have recognised a provision for this amount.”
• “In April 2025, a minimum tariff of 10% was introduced on imports into the US and higher tariffs were introduced on imports to the US from over 50 countries. These tariffs together with reciprocal tariffs raised by other countries have led to increased economic uncertainty and market volatility.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

6

last 12 months

Capital events

2

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  -3.3%

  £38,847,000 → £37,549,000

• Cash

  -52.8%

  £9,915,000 → £4,682,000

• Net assets

  -9.1%

  £29,624,000 → £26,935,000

• Employees

  —

  Not reported

• Operating profit

  -275.2%

  £3,241,000 → -£5,677,000

• Profit before tax

  -275.3%

  £3,239,000 → -£5,677,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers