UK Companies House feature
BOS (SHARED APPRECIATION MORTGAGES) NO. 1 PLC
Profile
- Company number
- 03110558
- Status
- Active
- Incorporation
- 1995-10-05
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months from the date of approval of the accounts. Thus they continue to adopt the going concern basis of accounting in preparing the annual financial statements. Further details regarding the adoption of the going concern basis can be found in the note 1 to the financial statements.”
Significant events
- “In January 2021, a litigation claim was brought by, or on behalf of, a number of customers against Bank of Scotland plc and some of its subsidiary undertakings which had issued shared appreciation mortgages, including the Company. The claim was issued in the County Court and was brought under the unfair relationship provisions of the Consumer Credit Act 1974. On 23 January 2024, the Claimants and Bank of Scotland plc (and the other Defendants, including the Company) agreed a commercial settlement of this litigation, without any admission of liability. The terms of the settlement agreement are confidential. There are no changes to the mortgages, or their terms and conditions. Following the settlement in January 2024, the Directors have concluded that no provision is required against this claim in the Company's financial statements as Bank of Scotland plc has borne the costs of this settlement. Should further claims arise, the directors have considered the contractual arrangements between the Bank of Scotland and the Company and that Bank of Scotland plc can meet any associated costs or liabilities (if any) which may become due. No reimbursement will be made to the Bank of Scotland for such costs or liabilities. Since the settlement on 23 January 2024, the Company has received a number of new pre-action claims.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 30 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MULHOLLAND, Alison Elizabeth | Secretary | 2019-11-11 | — | — |
| BEZUIDENHOUT, Jacques Lodewickus | Director | 2025-08-11 | Jan 1975 | British |
| ELLIS, Zack | Director | 2025-05-22 | Jun 1991 | British |
| GREGORY, Carolyne Emily | Director | 2024-06-13 | Sep 1982 | British |
Show 30 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BLACK, Lysanne Jane Warren | Secretary | 1996-05-21 | 2000-09-01 |
| CARTER, David Charles | Secretary | 1995-10-05 | 1996-05-21 |
| FISHER, Brian White | Secretary | 1996-05-21 | 2000-09-01 |
| GITTINS, Paul | Secretary | 2011-11-25 | 2016-07-26 |
| HENNESSEY, David Dermot | Secretary | 2016-07-26 | 2019-11-11 |
| LAKIN, Helen Mary | Secretary | 2000-09-01 | 2001-11-30 |
| LOCKWOOD, Angela | Secretary | 2006-06-13 | 2011-11-25 |
| MAYER, Sally | Secretary | 2001-11-30 | 2006-06-13 |
| SOBO, Femi | Secretary | 2003-05-16 | 2003-12-24 |
| BICKERS, Andrew | Director | 2015-04-02 | 2015-12-30 |
| BROWNING, James Robin, Professor | Director | 1996-05-21 | 1997-08-31 |
| CURRAN, Peter | Director | 2007-03-01 | 2009-12-22 |
| DOLMAN, Mark Stuart | Director | 2016-12-09 | 2017-07-04 |
| DONALD, William Alexander | Director | 1996-05-21 | 2000-10-23 |
| FOXE, Tanya Marie | Director | 2024-09-12 | 2025-06-11 |
| HARESNAPE, Charles William | Director | 2005-12-02 | 2006-12-31 |
| HILL, Tracey Anne | Director | 2009-12-22 | 2017-12-22 |
| LAWRENCE, Emma Louise | Director | 2016-04-28 | 2021-08-16 |
| LLOYD, John Henry | Director | 2003-04-30 | 2005-12-02 |
| MCARTHUR, Daniel Rodger | Director | 2000-06-23 | 2002-05-17 |
| MENON, Lavanya | Director | 2021-08-17 | 2024-09-11 |
| MITCHELL, George Edward | Director | 1996-05-21 | 2000-10-23 |
| PAGE, Marc Stephen | Director | 2013-05-13 | 2015-04-02 |
| SANDARS, George Russell | Nominee Director | 1995-10-05 | 1996-05-21 |
| SCOTT, Iain William St Clair | Director | 1997-09-01 | 2000-09-30 |
| STEWART, Ian Gordon | Director | 2002-05-17 | 2016-12-09 |
| STOCKTON, Nigel Geoffrey | Director | 2006-12-31 | 2007-03-01 |
| TURNER, Janet | Director | 2017-12-21 | 2019-03-26 |
| VON SCHMIDT AUF ALTENSTADT, Johan Robin Charles | Director | 2019-03-26 | 2024-06-13 |
| WHITE, George Aikman Emslie | Director | 1996-05-21 | 2003-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bank Of Scotland Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 177 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-18 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-08-20 | AP01 | officers | appoint person director company with name date |
| 2025-07-07 | CH01 | officers | change person director company with change date |
| 2025-06-18 | TM01 | officers | termination director company with name termination date |
| 2025-06-02 | AP01 | officers | appoint person director company with name date |
| 2025-05-12 | CH03 | officers | change person secretary company with change date |
| 2025-05-06 | AA | accounts | accounts with accounts type full |
| 2024-12-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-09-17 | AP01 | officers | appoint person director company with name date |
| 2024-09-16 | TM01 | officers | termination director company with name termination date |
| 2024-06-20 | TM01 | officers | termination director company with name termination date |
| 2024-06-20 | AP01 | officers | appoint person director company with name date |
| 2024-05-15 | AA | accounts | accounts with accounts type full |
| 2023-12-18 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-05-13 | AA | accounts | accounts with accounts type full |
| 2022-12-19 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-07-01 | AA | accounts | accounts with accounts type full |
| 2021-12-20 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-08-19 | AP01 | officers | appoint person director company with name date |
| 2021-08-19 | TM01 | officers | termination director company with name termination date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.