UK Companies House feature
KENSINGTON MORTGAGE COMPANY LIMITED
Profile
- Company number
- 03049877
- Status
- Active
- Incorporation
- 1995-04-26
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64922
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After evaluating the Company's business activities, financial position, capital, factors likely to affect its future development and performance, and its objectives and policies in managing the financial risks to which it is exposed (including, where relevant the impact of the current geopolitical tensions), the Directors are satisfied that the Company has adequate access to resources to enable it to meet its obligations as they fall due and to continue in operational existence for at least the next 12 months from the date of signing these financial statements. For this reason, the Directors have adopted the going concern basis in preparing these financial statements.”
Significant events
- “Since October 2023, the Company has operated an arrangement under which mortgages originated by KMC are transferred to Barclays for an origination fee, with Barclays acquiring the beneficial interest in the loans while the Company retains legal title.”
- “Following the repositioning of Kensington in 2024, enhancements in operational capacity and entry into the Prime Buy-to-Let market enabled the Company to take advantage of a strong mortgage environment, contributing to a record-breaking 2025 and the achievement of several notable milestones: £2.1bn of originations - Kensington's highest level to date, £5.2bn of applications - our strongest year on record, Originations driving £1.8bn of stock growth on Barclays' balance sheet, £603m of customer retentions, £77m of net mortgage related revenue generated.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
4 active · 46 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BETTERIDGE, Simon Richard | Director | 2024-07-01 | Mar 1979 | British |
| BUCKLEY, Allison, Ms. | Director | 2025-02-01 | Dec 1971 | British |
| JARY, Michael Keith | Director | 2023-03-01 | Jun 1963 | British |
| SWAAK, Robert Albert Joseph | Director | 2025-11-01 | Oct 1960 | Dutch |
Show 46 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MORRIS, James Harvey | Secretary | 2015-01-30 | 2015-10-13 |
| MURRAY, Dominic | Secretary | 2009-04-17 | 2011-01-20 |
| PINDORIA, Shilla | Secretary | 2011-01-20 | 2015-01-30 |
| TOMSETT, Ann Sara | Secretary | 1999-08-27 | 2008-04-14 |
| CLIFFORD CHANCE SECRETARIES LIMITED | Corporate Nominee Secretary | 1995-04-26 | 1999-08-27 |
| KENSINGTON SECRETARIES LIMITED | Corporate Secretary | 2008-04-14 | 2009-04-17 |
| ALMOND, Jayne Doreen | Director | 2018-10-19 | 2023-12-31 |
| ARNOLD, Mark John | Director | 2018-05-04 | 2025-01-31 |
| ATTIA, Amany | Director | 2015-09-24 | 2017-09-30 |
| BIRCH, Peter Gibbs | Director | 2005-06-27 | 2007-08-08 |
| BLUNDELL, Roger Frederick Crawford | Director | 2006-09-15 | 2007-09-11 |
| BREEDON, Timothy James | Director | 2018-04-05 | 2018-11-01 |
| CHARLTON, Peter John | Nominee Director | 1995-04-26 | 1995-06-21 |
| CLAPHAM, Andrew | Director | 2008-04-14 | 2010-03-26 |
| CLAYS, Malcolm | Director | 2005-06-27 | 2009-01-21 |
| COLSELL, Steven James | Director | 2004-11-08 | 2006-08-11 |
| FILSHIE, Alexander | Director | 2021-02-04 | 2023-03-31 |
| FINEGOLD, Martin Alan | Director | 1995-06-21 | 2001-05-15 |
| FRANCIS, Michael Richard | Director | 2013-11-08 | 2015-01-30 |
| FRENCH, Christopher | Director | 1995-09-12 | 1998-08-14 |
| GUPTA, Rajesh | Director | 2015-12-04 | 2020-09-15 |
| HENDERSON, Ian Arthur | Director | 2015-02-19 | 2015-09-30 |
| HERBERT, Peter Ronald | Director | 2016-05-19 | 2018-05-11 |
| HUTCHINSON, Alison | Director | 2005-06-27 | 2008-04-14 |
| JONES, David Gareth | Director | 2005-06-27 | 2007-08-08 |
| KINGDON, Simon Charles | Director | 1997-12-01 | 2004-10-01 |
| LLOYD, Derek | Director | 2009-01-21 | 2010-03-26 |
| LLOYD, Derek | Director | 2007-10-04 | 2009-01-21 |
| LLOYD, Derek | Director | 2007-08-17 | 2007-09-11 |
| MADDOX, Alexander James | Director | 2016-09-21 | 2020-01-28 |
| MALTBY, John Neil | Director | 2000-08-10 | 2007-05-09 |
| MCKENNA, Kevin Patrick | Director | 2009-01-26 | 2015-01-30 |
| MILLER, Diana Susan | Director | 2018-05-01 | 2025-12-31 |
| MORLEY, Esther Elaine | Director | 2010-03-26 | 2015-06-30 |
| MUSCOLINO, Anthony Michael | Director | 2015-06-15 | 2016-09-20 |
| PAGE, Marc Stephen | Director | 2023-09-15 | 2024-06-30 |
| PRESTON, Mark Jeffrey | Director | 2018-04-03 | 2023-07-31 |
| RATCLIFFE, Andrew Nicholas | Director | 2023-06-27 | 2026-02-01 |
| RICHARDS, Martin Edgar | Nominee Director | 1995-04-26 | 1995-06-21 |
| STREET, Keith Leslie | Director | 2008-04-22 | 2015-07-25 |
| THOMAS, Paul James | Director | 2009-01-21 | 2010-03-24 |
| TOMSETT, Ann Sara | Director | 1998-08-18 | 2008-04-14 |
| WHEELER, David Antony | Director | 2005-09-27 | 2008-04-14 |
| WILLIAMSON, Philip Frederick | Director | 2016-05-19 | 2018-03-31 |
| WILTEN, Mark Frederick | Director | 2006-10-25 | 2007-07-06 |
| WILTEN, Mark Frederick | Director | 2005-09-27 | 2006-08-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Barclays Bank Uk Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-03-01 | Active |
| Khl Mortgage Services Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-03-12 | Ceased 2023-03-01 |
| The Northview Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Significant influence | 2016-04-06 | Ceased 2020-03-12 |
Filing timeline
Last 20 of 229 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-01 | AA | accounts | accounts with accounts type full |
| 2026-03-31 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2026-02-12 | TM01 | officers | termination director company with name termination date |
| 2025-12-31 | TM01 | officers | termination director company with name termination date |
| 2025-11-11 | AD01 | address | change registered office address company with date old address new address |
| 2025-11-04 | AP01 | officers | appoint person director company with name date |
| 2025-04-11 | AA | accounts | accounts with accounts type full |
| 2025-03-28 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-02-14 | AP01 | officers | appoint person director company with name date |
| 2025-02-14 | TM01 | officers | termination director company with name termination date |
| 2024-07-02 | AP01 | officers | appoint person director company with name date |
| 2024-07-02 | TM01 | officers | termination director company with name termination date |
| 2024-05-03 | AA | accounts | accounts with accounts type full |
| 2024-04-03 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-01-23 | TM01 | officers | termination director company with name termination date |
| 2023-12-12 | SH19 | capital | capital statement capital company with date currency figure |
| 2023-12-12 | CAP-SS | insolvency | legacy |
| 2023-12-12 | SH20 | capital | legacy |
| 2023-12-12 | RESOLUTIONS | resolution | resolution |
| 2023-10-09 | AA01 | accounts | change account reference date company current shortened |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.