BORDERWAY FINANCE LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2027-05-05 (in 1y)
Last made up 2026-04-21
Watchouts
None on the register
Cash
£225K
-38.2% vs 2024
Net assets
£5M
-4.2% vs 2024
Employees
19
0% vs 2024
Profit before tax
-£447K
-712.4% vs 2024
Name history
Renamed 1 time since incorporation
- BORDERWAY FINANCE LIMITED 2014-02-12 → present
- CUMBERLAND DIRECT LIMITED 1995-04-21 → 2014-02-12
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £2,756,564 | £2,621,032 | |
| Operating profit | £1,185,140 | £475,028 | |
| Profit before tax | £73,045 | -£447,324 | |
| Net profit | -£76,809 | -£201,252 | |
| Cash | £364,506 | £225,367 | |
| Total assets less current liabilities | £27,388,549 | £25,790,238 | |
| Net assets | £4,840,833 | £4,639,581 | |
| Equity | £4,840,833 | £4,639,581 | |
| Average employees | 19 | 19 | |
| Wages | £615,277 | £658,682 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 43.0% | 18.1% | |
| Net margin | -2.8% | -7.7% | |
| Return on capital employed | 4.3% | 1.8% | |
| Gearing (liabilities / total assets) | 82.8% | 83.2% | |
| Current ratio | 203.02x | 205.81x | |
| Interest cover | 1.57x | 0.61x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared according to the going concern basis, as the company has been consistently operationally profitable, and its ultimate parent undertaking has undertaken to provide support to enable the company to meet its obligations as they fall due.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 19 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HEYS, Silas Harrison | Secretary | 2024-06-01 | — | — |
| DEANS, Michael Grant | Director | 2014-04-01 | May 1970 | British |
| EASTBURN, Elizabeth | Director | 2024-10-28 | Mar 1981 | British |
| KELTON, Darren | Director | 2025-04-09 | Aug 1981 | English |
| MCKERRACHER, Scott | Director | 2022-09-28 | Mar 1968 | British |
Show 19 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| KIDD, John Christopher Norman | Secretary | 2016-01-07 | 2017-10-13 |
| KIDD, John Christopher Norman | Secretary | 1999-09-23 | 2015-03-25 |
| LYON, Samuel John | Secretary | 2015-03-25 | 2016-01-07 |
| ROBINSON, Anthony Canice | Secretary | 1995-04-21 | 1999-09-23 |
| VINES, John Paul | Secretary | 2017-10-13 | 2024-06-01 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 1995-04-21 | 1995-04-21 |
| CARRUTHERS, David | Director | 2014-04-01 | 2016-06-30 |
| COLLINS, Paul | Director | 2021-07-23 | 2022-09-28 |
| GADDES, Joseph Graham | Director | 1995-04-21 | 1997-07-28 |
| HORNER, Philip Simon | Director | 2022-09-28 | 2025-04-16 |
| KIDD, John Christopher Norman | Director | 2016-02-11 | 2018-11-15 |
| KITCHEN, Ian Henry | Director | 1995-04-21 | 2002-09-30 |
| LEVESON, John Mark | Director | 2002-09-16 | 2014-10-01 |
| LYON, Samuel John | Director | 2019-01-30 | 2020-06-26 |
| MOORE, Patrick Desmond | Director | 2018-05-10 | 2024-10-28 |
| PARR, Kevin | Director | 1997-07-29 | 2018-03-31 |
| PARRY, Susanne Jayne | Director | 2016-02-11 | 2021-04-30 |
| TEMPLE, Peter Ridley | Director | 2013-11-15 | 2018-06-22 |
| WINDLE, Alex | Director | 2018-06-19 | 2022-09-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cumberland Holdings Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 113 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-27 | AA | accounts | Accounts with accounts type full | |
| 2025-04-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-23 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-23 | AP01 | officers | Appoint person director company with name date | |
| 2024-10-30 | AP01 | officers | Appoint person director company with name date | |
| 2024-10-28 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-26 | AA | accounts | Accounts with accounts type full | |
| 2024-06-04 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-06-04 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-05-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-02 | AA | accounts | Accounts with accounts type full | |
| 2023-04-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-10-12 | TM01 | officers | Termination director company with name termination date | |
| 2022-10-12 | TM01 | officers | Termination director company with name termination date | |
| 2022-10-05 | AP01 | officers | Appoint person director company with name date | |
| 2022-10-05 | AP01 | officers | Appoint person director company with name date | |
| 2022-08-05 | AA | accounts | Accounts with accounts type full | |
| 2022-04-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-08-04 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
-4.9%
£2,756,564 £2,621,032
-
Cash
-38.2%
£364,506 £225,367
-
Net assets
-4.2%
£4,840,833 £4,639,581
-
Employees
0%
19 19
-
Operating profit
-59.9%
£1,185,140 £475,028
-
Profit before tax
-712.4%
£73,045 -£447,324
-
Wages
+7.1%
£615,277 £658,682
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers