MONEY ADVICE AND COMMUNITY SUPPORT SERVICE
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2027-03-07 (in 10mo)
Last made up 2026-02-21
Watchouts
Cash
£573K
-18.3% vs 2024
Net assets
£528K
+11.2% vs 2024
Employees
55
+25% highest in 3 filed years
Profit before tax
—
Period ending 2025-03-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
6 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · latest reflected 2025-03-31
| Metric | Trend | 2023-03-31 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|
| Turnover | — | £1,690,899 | £2,035,048 | |
| Operating profit | — | — | — | |
| Profit before tax | — | — | — | |
| Net profit | — | £8,140 | £53,117 | |
| Cash | — | £701,848 | £573,326 | |
| Total assets less current liabilities | — | £475,213 | £528,330 | |
| Net assets | — | £475,213 | £528,330 | |
| Equity | — | £475,213 | £528,330 | |
| Average employees | 47 | 44 | 55 | |
| Wages | — | £1,337,726 | £1,464,293 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-03-31 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|
| Net margin | — | 0.5% | 2.6% | |
| Gearing (liabilities / total assets) | — | 47.5% | 36.1% | |
| Current ratio | — | 1.94x | 2.53x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- James Todd and Co Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “The past year has brought significant challenges, particularly due to the ongoing cost-of-living crisis, which has deeply affected our clients and the charity alike.”
- “In response, we restructured our services into three core areas: money management, debt and benefits, and support for victim-survivors of domestic and economic abuse.”
- “We achieved over £4.3 million in financial gains for our clients, including substantial debt write-offs, increased benefit income, and targeted grant distribution.”
- “Our new website, launched in January 2025, improving accessibility and provides vital resources for those seeking support.”
- “Our training work continues to grow, and this year we delivered 19 courses in partnership with Surviving Economic Abuse, 50% more than in 2023-2024. We trained over 300 people across the debt advice sector and financial services firms.”
- “The Lift Up Project provided financial grants totalling £20,000.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 47 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GRIGG, Jacqueline | Secretary | 2002-08-19 | — | British |
| GARRATT, Jeremy | Director | 2025-05-08 | May 1965 | British |
| GRAY, Nicholas | Director | 2021-09-16 | Nov 1984 | British |
| HORNE, Andrew Fraser | Director | 2024-09-27 | Jun 1957 | British |
| HYMAN, Jonathan David | Director | 2017-07-13 | Sep 1956 | British |
| JUDGE, Cliodhna | Director | 2025-05-08 | Jun 1971 | Irish |
Show 47 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALI, Moybul | Secretary | 2024-03-21 | 2025-09-11 |
| BLAIR, Mary Rose | Secretary | 1995-03-07 | 2001-03-19 |
| SMITH, Judith Marian | Secretary | 2001-03-19 | 2001-07-31 |
| ALEXANDER-VINE, Sylvia | Director | 1996-09-19 | 2001-08-20 |
| ALI, Moybul | Director | 2024-01-11 | 2025-09-11 |
| ASFAW TEFERI, Yared | Director | 2008-03-27 | 2014-11-13 |
| BEAMONT, Stewart | Director | 2017-01-12 | 2021-01-13 |
| BENNETT, John Buchanan | Director | 2006-04-12 | 2012-02-15 |
| BENNETT, John Buchanan | Director | 2002-03-21 | 2004-06-02 |
| BERRY, Andrew | Director | 2017-11-09 | 2020-05-14 |
| BRATOVIC, Zina | Director | 2003-08-06 | 2006-06-28 |
| BROWN, Anna | Director | 2003-04-02 | 2003-06-04 |
| CARPENTER, Michael Paul | Director | 2005-04-06 | 2017-03-09 |
| CARSON, Clare | Director | 2025-03-27 | 2026-02-09 |
| CHAUDHERY, Asif | Director | 2019-11-14 | 2022-11-17 |
| CHURCH, Tracie | Director | 2022-08-18 | 2026-01-22 |
| COLDWELL, David Frederick Ross | Director | 2009-06-24 | 2013-01-16 |
| COLDWELL, David Frederick Ross | Director | 2002-03-21 | 2006-12-13 |
| COLLETT, David William Alexander | Director | 1996-09-19 | 1997-11-27 |
| COVERDALE, Bryan Peter | Director | 2021-09-16 | 2024-09-27 |
| CRISTOFOLI, Robert John | Director | 1995-03-07 | 2001-01-25 |
| DUNN, Gemma Sian | Director | 2020-09-10 | 2026-01-22 |
| ERLAM, Anthony Robin, Doctor | Director | 2003-02-24 | 2005-08-03 |
| FLINT, Brian | Director | 2001-01-24 | 2001-06-04 |
| GALE, Helen Jane | Director | 2020-07-09 | 2020-09-28 |
| GRAHAM, Charles Mckenzie | Director | 2003-11-05 | 2006-12-13 |
| HALL, Phillip | Director | 2020-09-10 | 2022-08-03 |
| HEATHORN, Paul Richard | Director | 2015-11-12 | 2019-01-10 |
| HILDITCH, Peter | Director | 2006-10-18 | 2018-01-12 |
| HOBSON, Olivia Mary | Director | 2020-07-09 | 2022-01-13 |
| HOWLETT, Jeanette Patrice | Director | 1999-01-21 | 2001-03-19 |
| LARKIN, Ruth | Director | 1995-03-07 | 2007-07-25 |
| LEEMING, Janice | Director | 2005-09-28 | 2009-12-09 |
| LORD, Nicolas John | Director | 1997-11-27 | 2003-12-11 |
| MARTIN, Adrian Maria | Director | 2012-07-11 | 2015-03-12 |
| MARTIN, Miranda Theresa | Director | 2005-09-28 | 2015-03-12 |
| MASE, Terry | Director | 2010-02-10 | 2022-01-13 |
| MYERS, Nicola | Director | 2015-11-12 | 2026-01-22 |
| NOTT, David Cornelius | Director | 1996-09-19 | 2006-12-13 |
| OMER, Djan Hussein | Director | 2014-05-15 | 2020-01-16 |
| PHILLIPS, Robert William | Director | 2012-10-10 | 2021-01-21 |
| POTTER, Andrew John | Director | 2012-10-10 | 2016-03-17 |
| RAECKE, Susana | Director | 2012-10-10 | 2013-05-08 |
| SAMUEL, Raynor Rachelle | Director | 2008-06-18 | 2008-12-10 |
| SAUNDERS, Arthur Bryan | Director | 1995-03-07 | 2003-02-24 |
| STEWART, Richard Jonathan | Director | 2022-03-22 | 2024-01-24 |
| VINALL, Stephen | Director | 1999-03-23 | 2001-11-16 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 180 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-02-09 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-25 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-25 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-25 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-19 | AA | accounts | Accounts with accounts type full | |
| 2025-09-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-12 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-05-28 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-26 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-26 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-12-23 | AA | accounts | Accounts with accounts type full | |
| 2024-11-27 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-14 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-03 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-03-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-05 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-22 | AA | accounts | Accounts with accounts type total exemption full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 11
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 6
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+20.4%
£1,690,899 £2,035,048
-
Cash
-18.3%
£701,848 £573,326
-
Net assets
+11.2%
£475,213 £528,330
-
Employees
+25%
44 55
highest in 3 filed years
-
Wages
+9.5%
£1,337,726 £1,464,293
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers