FURNESS MORTGAGE SERVICES LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2024-12-31
Confirmation statement due
2027-01-14 (in 8mo)
Last made up 2025-12-31
Watchouts
Cash
£521K
Latest balance sheet
Net assets
£2M
+237,022,400% highest in 3 filed years
Employees
—
Average over period
Profit before tax
£131K
+14.8% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
We draw attention to Note 1.2 to the financial statements which explains that the directors took the decision for the company to cease trading, and therefore do not consider it to be appropriate to adopt the going concern basis of accounting in preparing the financial statements. Accordingly, the financial statements have been prepared on a basis other than going concern as described in Note 1.2.
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · latest reflected 2024-12-31
| Metric | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|
| Turnover | — | £150,100 | £148,117 | |
| Operating profit | — | £123,914 | £130,837 | |
| Profit before tax | — | £114,004 | £130,837 | |
| Net profit | — | £87,199 | £98,128 | |
| Cash | — | — | £520,915 | |
| Total assets less current liabilities | — | £2,272,097 | £2,370,225 | |
| Net assets | £1 | £1 | £2,370,225 | |
| Equity | £1 | £1 | £2,370,225 | |
| Average employees | — | — | — | |
| Wages | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|
| Operating margin | — | 82.6% | 88.3% | |
| Net margin | — | 58.1% | 66.3% | |
| Return on capital employed | — | 5.5% | 5.5% | |
| Gearing (liabilities / total assets) | — | 100.0% | 1.5% | |
| Current ratio | — | 8.11x | 17.01x | |
| Interest cover | — | 12.50x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“We draw attention to Note 1.2 to the financial statements which explains that the directors took the decision for the company to cease trading, and therefore do not consider it to be appropriate to adopt the going concern basis of accounting in preparing the financial statements. Accordingly, the financial statements have been prepared on a basis other than going concern as described in Note 1.2.”
Significant events
- “The Company has transferred its loan portfolio to the Parent entity in March 2025 and as such has effectively ceased trading from that point. It is the Directors' intention to wind up the Company during the course of 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 26 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BRYSON, Rosie | Secretary | 2024-08-12 | — | — |
| BROADLEY, Simon James | Director | 2025-06-03 | Dec 1978 | British |
| LEACH, Thomas Edward | Director | 2024-10-31 | Jan 1981 | British |
| MAWSON, Pamela Adele | Director | 2016-06-29 | Feb 1971 | British |
Show 26 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GREENWOOD, Brian | Secretary | 2003-03-18 | 2007-02-19 |
| LAKE, Philip Nigel | Secretary | 2007-02-19 | 2021-12-31 |
| MAWSON, Pamela Adele | Secretary | 2021-12-16 | 2024-08-12 |
| SHIPMAN, Philip Lloyd | Secretary | 1994-08-09 | 2003-03-18 |
| SOVSHELFCO (SECRETARIAL) LIMITED | Corporate Nominee Secretary | 1994-07-13 | 1994-08-09 |
| ACKRED, Kenneth William | Director | 1994-08-09 | 2002-04-23 |
| CAIRNS, Robert James | Director | 1997-10-22 | 2011-10-26 |
| DOBSON, Matthew Jon | Director | 2017-09-18 | 2019-09-24 |
| HAMP, Laura Shelly | Director | 2022-09-30 | 2024-10-31 |
| HARRISON, Christopher Michael | Director | 2017-09-18 | 2025-06-03 |
| HART, Michael | Director | 2002-04-23 | 2008-04-21 |
| HENSMAN, Peter Richard Wavell | Director | 2008-04-22 | 2014-04-29 |
| HERON, Susan Jane | Director | 2016-06-29 | 2022-01-01 |
| MILLAR, Colin Stewart | Director | 2011-05-11 | 2014-05-01 |
| MILLIGAN, Alan Gibson | Director | 1994-08-09 | 1997-01-01 |
| O'DONNELL, Conrad Mark | Director | 2019-12-31 | 2022-09-30 |
| POOLE, John | Director | 1997-01-21 | 2006-06-20 |
| PRYER, Steven Lindsay | Director | 2010-10-29 | 2017-02-28 |
| QUINTON, Nigel Anthony | Director | 2011-10-17 | 2016-03-29 |
| RYNINKS, Brian Preston | Director | 2014-12-01 | 2015-11-01 |
| SHIPMAN, Philip Lloyd | Director | 2003-03-18 | 2010-10-29 |
| WEDLAKE, Anthony Sean | Director | 2021-12-16 | 2023-12-31 |
| WILLIS, Avril Casson | Director | 2005-04-26 | 2011-04-19 |
| WINDER, John Lindsay | Director | 1994-08-09 | 2005-04-26 |
| WOOD, John William | Director | 1994-08-09 | 1997-10-22 |
| SOVSHELFCO (FORMATIONS) LIMITED | Corporate Nominee Director | 1994-07-13 | 1994-08-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Furness Building Society | Corporate entity | Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 147 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-06 | DISS40 | gazette | Gazette filings brought up to date | |
| 2025-12-05 | AA | accounts | Accounts with accounts type full | |
| 2025-12-02 | GAZ1 | gazette | Gazette notice compulsory | |
| 2025-09-12 | AA01 | accounts | Change account reference date company current extended | |
| 2025-06-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-06 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-11-07 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-07 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-19 | AAMD | accounts | Accounts amended with accounts type full | |
| 2024-08-21 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-08-21 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-08-21 | AA | accounts | Accounts with accounts type dormant | |
| 2024-01-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-08 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-04 | AA | accounts | Accounts with accounts type full | |
| 2023-01-12 | CH01 | officers | Change person director company with change date | |
| 2023-01-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-30 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-1.3%
£150,100 £148,117
-
Cash
—
Not reported
-
Net assets
+237,022,400%
£1 £2,370,225
highest in 3 filed years
-
Employees
—
Not reported
-
Operating profit
+5.6%
£123,914 £130,837
-
Profit before tax
+14.8%
£114,004 £130,837
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers