UK Companies House feature
PHILIPPINE NATIONAL BANK (EUROPE) PLC
Profile
- Company number
- 02939223
- Status
- Active
- Incorporation
- 1994-06-15
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- MHA
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have considered that the Bank will be able to continue in operation and meet its liabilities as they fall due over the next three years from financial statements date. The three-year period of assessment was aligned with the latest board-approved Bank's forecast for 2025 to 2027. In reaching this conclusion the directors have considered the Internal Capital Adequacy Assessment Process ("ICAAP") and Internal Liquidity Adequacy Assessment Process ("ILAAP") including stress testing scenarios developed therein, as well as the budgeted and projected results of the business that could impact on the Bank's liquidity and capital requirements over the next twelve months. As the Bank's net assets position at 31 December 2024 as noted in the Statement of Financial Position was £10,467k (2023: £10,341k) and cash reserves were £12,055k (2023: £13,190k), the Directors believe that the Bank has sufficient resources to absorb the current risks and accordingly, the financial statements have been prepared on a going concern basis.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
8 active · 57 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MBG PROFESSIONAL SERVICES LIMITED | Corporate Secretary | 2023-10-01 | — | — |
| CACULITAN, Pywacket Flores | Director | 2026-01-19 | Sep 1965 | Filipino |
| EDWARDS, Christopher Peter | Director | 2020-10-01 | Aug 1956 | British |
| LUY, Chester Yu | Director | 2019-12-19 | Jan 1969 | Filipino |
| NELSON, Christopher James | Director | 2021-08-24 | Apr 1959 | British |
| PASCUAL, Nestor Punzal | Director | 2014-09-12 | Sep 1964 | British |
| UDALE, Simon | Director | 2020-10-06 | Apr 1940 | British |
| VICENTINA, Cristy Mendoza | Director | 2023-12-15 | Apr 1971 | Filipino |
Show 57 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BATESON, Anne Rosalind | Nominee Secretary | 1994-06-15 | 1996-09-03 |
| DAVA, Roselyn Tolosa | Secretary | 1996-09-03 | 2012-01-31 |
| PASCUAL, Nestor | Secretary | 2012-03-13 | 2014-12-09 |
| HACKWOOD SECRETARIES LIMITED | Corporate Secretary | 2014-12-09 | 2023-10-01 |
| ACEVEDO, Eugene | Director | 2010-06-01 | 2011-07-31 |
| AGRASADA, Adonis | Director | 1996-09-03 | 2006-01-01 |
| ANGARA, Edgardo | Director | 1998-07-22 | 1999-06-01 |
| ARANETA, Valentin | Director | 1996-09-03 | 1998-08-26 |
| AYLWARD, Quentin Roger | Director | 2014-09-30 | 2016-06-30 |
| BATESON, Anne Rosalind | Director | 1994-06-15 | 1996-09-03 |
| BLACKMORE, David, Mr. | Director | 2016-07-01 | 2020-09-30 |
| CARHART, Robert Arnold | Director | 1996-09-03 | 1997-04-15 |
| CEBRERO III, Horacio Estolano | Director | 2017-01-30 | 2018-11-05 |
| CHUA, Domingo | Director | 2002-08-01 | 2013-02-09 |
| CHUA, Melesa | Director | 1998-07-22 | 2001-06-30 |
| CUA, Santiago Jr. | Director | 2003-09-08 | 2006-06-30 |
| DE ASIS, Benjamin D, Attorney At Law | Director | 2004-10-20 | 2006-06-30 |
| DE GUZMAN, Renato M | Director | 2001-06-30 | 2002-07-15 |
| DEZA JR, Inocencio | Director | 1997-09-10 | 1998-08-21 |
| DIZON, Francisco Aguilar | Director | 2002-08-01 | 2005-06-02 |
| FAVILA, Peter | Director | 1996-09-03 | 1998-07-22 |
| FELICIANO JR, Miranda | Director | 2000-05-10 | 2002-07-15 |
| HONG, Samuel Min Shen | Director | 1997-07-31 | 2002-07-15 |
| LAI, Poh Lim | Nominee Director | 1994-06-15 | 1996-09-03 |
| LICUP, Jose German Mendoza | Director | 2024-08-07 | 2025-06-23 |
| MACLANG, Reynaldo Asinas | Director | 2014-10-28 | 2017-01-30 |
| MAGSAJO, Francisco Jr. | Director | 1996-09-03 | 1998-07-31 |
| MANALASTAS WATANABE, Isabelita Tiopianco | Director | 2006-08-24 | 2010-06-30 |
| MIER, Omar Byron Tagorda | Director | 2012-11-26 | 2014-06-13 |
| MIER, Omar Byron Tagorda | Director | 2005-04-22 | 2010-06-01 |
| MILAN, Alex | Director | 2009-06-01 | 2011-04-22 |
| NARVASA, Andres | Director | 1999-08-06 | 2001-06-30 |
| NAZARENO, Norberto | Director | 2002-06-01 | 2004-04-13 |
| OLIVA, Benjamin Santos | Director | 2013-07-11 | 2018-01-12 |
| PALILED, Fe | Director | 2004-04-13 | 2004-10-08 |
| PALMA GIL, Benjamin | Director | 1998-07-22 | 2000-01-21 |
| PARKER, Anthony | Director | 1996-09-03 | 2011-12-01 |
| PEDROSA, Carlos | Director | 2011-06-16 | 2013-02-09 |
| PENNY, Graham | Director | 2014-05-31 | 2017-09-30 |
| RAMOS, Roberto Esquivel | Director | 2011-09-12 | 2014-06-13 |
| RECTO, Eric | Director | 2005-06-02 | 2009-05-29 |
| REYES, Nelson Carlos | Director | 2018-01-08 | 2021-05-27 |
| REYNO JR, Alfonso, Atty | Director | 1998-07-22 | 2000-05-10 |
| SANTOS, Cesar Jr Cordero | Director | 2011-11-24 | 2012-06-26 |
| SAUNDERS, Crispin Nicolas | Director | 2010-12-16 | 2011-09-15 |
| SEBASTIAN, Teresita Uy | Director | 2023-08-18 | 2023-12-20 |
| SIPAT, Ronald Omel | Director | 2006-01-12 | 2009-06-01 |
| SMITH, Matthew Paul | Director | 2017-10-01 | 2020-09-30 |
| SOLIVEN, Manuel | Director | 1996-09-03 | 1997-09-10 |
| TAN, Lorenzo | Director | 2002-08-01 | 2005-04-10 |
| TAN, Lucio Jr | Director | 2007-10-19 | 2013-04-16 |
| TAN, Ricardo | Director | 2006-07-01 | 2007-06-28 |
| TAN CLIMACO, Gloria | Director | 2009-05-29 | 2011-04-12 |
| TARRIELA, Florencia | Director | 2011-08-04 | 2014-07-01 |
| TE, Macario Uy | Director | 2000-05-10 | 2003-09-01 |
| VILLACORTA, Ernesto | Director | 2011-12-01 | 2024-02-06 |
| VISTAN, Deogracias | Director | 2013-10-09 | 2014-06-13 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Lucio Tan | Individual | Shares 50–75%, Voting 50–75% | 2016-04-06 | Ceased 2022-06-28 |
Filing timeline
Last 20 of 225 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-08 | AP01 | officers | appoint person director company with name date |
| 2025-07-07 | TM01 | officers | termination director company with name termination date |
| 2025-07-03 | AA | accounts | accounts with accounts type full |
| 2025-06-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-08-09 | AP01 | officers | appoint person director company with name date |
| 2024-06-19 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-06-14 | AA | accounts | accounts with accounts type full |
| 2024-02-29 | CH01 | officers | change person director company with change date |
| 2024-02-07 | TM01 | officers | termination director company with name termination date |
| 2024-01-08 | TM01 | officers | termination director company with name termination date |
| 2023-12-28 | AP01 | officers | appoint person director company with name date |
| 2023-10-17 | AD02 | address | change sail address company with old address new address |
| 2023-10-16 | AP04 | officers | appoint corporate secretary company with name date |
| 2023-10-16 | TM02 | officers | termination secretary company with name termination date |
| 2023-08-30 | AP01 | officers | appoint person director company with name date |
| 2023-06-20 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-05-02 | AA | accounts | accounts with accounts type full |
| 2022-10-27 | AUD | auditors | auditors resignation company |
| 2022-07-04 | PSC08 | persons-with-significant-control | notification of a person with significant control statement |
| 2022-07-04 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory