POLO COMMERCIAL INSURANCE SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-14 (in 2mo)
Last made up 2025-06-30
Watchouts
None on the register
Cash
£2M
-41.4% lowest in 4 filed years
Net assets
£4M
-77.4% lowest in 4 filed years
Employees
338
+8.3% highest in 4 filed years
Profit before tax
-£15M
-1,465.7% lowest in 4 filed years
Name history
Renamed 4 times since incorporation
- POLO COMMERCIAL INSURANCE SERVICES LIMITED 2022-05-09 → present
- CAPITA COMMERCIAL INSURANCE SERVICES LIMITED 2007-07-05 → 2022-05-09
- CLAIMS MANAGEMENT GROUP LIMITED 1998-10-02 → 2007-07-05
- IRISC LIMITED 1995-12-12 → 1998-10-02
- IRISC LONDON LIMITED 1993-08-17 → 1995-12-12
Net assets
5-year trend · vs Financials median
Accounts
5-year trend · latest reflected 2024-12-31
| Metric | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|
| Turnover | — | £21,519,773 | £20,514,992 | £18,844,706 | £19,194,093 | |
| Operating profit | — | £6,332,645 | — | £1,271,127 | £786,241 | |
| Profit before tax | — | £6,332,582 | £5,812,539 | £1,093,335 | -£14,931,824 | |
| Net profit | — | — | £4,629,704 | £820,010 | -£14,983,308 | |
| Cash | — | £26,176,243 | £30,095,947 | £3,386,130 | £1,985,616 | |
| Total assets less current liabilities | — | — | — | — | — | |
| Net assets | — | £23,256,829 | £27,695,012 | £19,346,729 | £4,363,421 | |
| Equity | £18,235,935 | £23,256,829 | £27,695,012 | £19,346,729 | £4,363,421 | |
| Average employees | — | 251 | 259 | 312 | 338 | |
| Wages | — | £6,834,305 | £7,263,547 | £10,351,132 | £11,543,594 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|
| Operating margin | — | 29.4% | — | 6.7% | 4.1% | |
| Net margin | — | — | 22.6% | 4.4% | -78.1% | |
| Gearing (liabilities / total assets) | — | 57.9% | 52.3% | 25.0% | 52.0% | |
| Current ratio | — | — | — | 1.37x | 1.82x | |
| Interest cover | — | — | — | 16.64x | 4.28x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“On this basis, the Directors believe the Company is well placed to manage its business risks successfully and have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future, being at least 12 months from the date of approval of the financial statements. Therefore, the financial statements have been prepared on a going concern basis.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 63 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ROBINSON, Laura | Secretary | 2025-10-06 | — | — |
| ANDREWS, Paul David | Director | 2023-05-04 | May 1966 | British |
| COUGHLIN, Richard Daniel | Director | 2022-09-23 | Jul 1968 | British |
| LAWSON, Richard Frederick | Director | 2023-02-01 | Mar 1966 | British |
| NOKES, Gareth Howard John | Director | 2025-02-20 | Aug 1974 | British |
| RILEY, Jeremy Hardwicke | Director | 2023-06-05 | Nov 1960 | British |
| WEDDERBURN, Stella Elizabeth | Director | 2024-03-14 | Sep 1957 | British |
| WOOLDRIDGE, Paul Ian | Director | 2019-07-16 | Nov 1964 | British |
Show 63 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MEADOWS, Adenike Oluwatobi | Secretary | 2024-08-15 | 2025-10-06 |
| MORGAN, Richard Trevor Antony | Secretary | 1996-02-27 | 2007-03-31 |
| PIGRAM, Ivor | Secretary | 1993-08-17 | 1996-02-27 |
| CAPITA COMPANY SECRETARIAL SERVICES LIMITED | Corporate Secretary | 2007-03-31 | 2008-12-01 |
| CAPITA GROUP SECRETARY LIMITED | Corporate Secretary | 2008-12-01 | 2022-04-29 |
| HACKWOOD SECRETARIES LIMITED | Corporate Secretary | 2022-04-29 | 2023-06-30 |
| ASHBURN, Christopher Stuart | Director | 2018-08-24 | 2020-10-09 |
| BARNES, Simon Royston | Director | 2008-02-08 | 2011-07-31 |
| BEDFORD, Nicolas Norman | Director | 2018-02-14 | 2018-06-28 |
| BEER, Andrew John | Director | 2012-09-20 | 2013-06-15 |
| BISHOP, Matthew James | Director | 2024-01-29 | 2025-03-31 |
| BISSELL, John Charles | Director | 2011-10-25 | 2013-09-13 |
| BORD, Andrew | Director | 2015-06-24 | 2016-09-30 |
| BOWMAN, Andrew John | Director | 2016-03-23 | 2018-02-14 |
| CALLAHAN, Charles Edward | Director | 1998-10-21 | 2003-07-28 |
| CARTER, Gregson James Grierson | Director | 2011-12-12 | 2013-09-13 |
| CHOPOURIAN, Arthur Giragos | Director | 2007-10-18 | 2009-05-08 |
| CLEMENTS, Karen Suzanne | Director | 2013-09-04 | 2015-04-17 |
| COLLS, Alan Howard Crawfurd | Director | 1994-08-18 | 1997-12-31 |
| CONBOY, Philip Richard | Director | 2005-10-31 | 2007-03-31 |
| COX, Timothy Michael | Director | 1995-05-30 | 2007-08-31 |
| COX, Timothy Michael | Director | 1995-05-23 | 1995-05-23 |
| CREASY, Edward George | Director | 2009-07-08 | 2013-01-24 |
| EISENMANN, Stephen | Director | 1993-08-19 | 1998-10-21 |
| ESCOTT, Brent | Director | 2011-06-17 | 2012-07-25 |
| FINLAY, William David | Director | 2009-07-01 | 2010-03-04 |
| FULLER, Andrew Jonathan | Director | 2008-07-10 | 2008-11-30 |
| GREATOREX, Anthony Nicholas | Director | 2013-09-01 | 2015-04-17 |
| HALE, John Selwyn | Director | 2007-10-18 | 2013-09-13 |
| HAMER, Michael David | Director | 1994-08-18 | 1996-02-27 |
| HENRY, John Derek | Director | 2009-02-20 | 2011-03-31 |
| HOLLAND, Richard Francis | Director | 2007-06-14 | 2008-09-30 |
| HOLLOWAY, Stanley James | Director | 1998-10-21 | 1999-11-23 |
| HUGHES, Shane Carl | Director | 2013-06-26 | 2013-08-19 |
| JARVIS, Ian Edward | Director | 2014-01-03 | 2016-03-23 |
| JENNINGS, Paul Russell | Director | 2006-07-07 | 2007-06-29 |
| JEWELL, David Raymond | Director | 2007-10-18 | 2013-01-24 |
| JOHNSON, Peter Durwood | Director | 1993-08-19 | 2003-07-28 |
| KAUFMANN, Jean Louise | Director | 1993-08-19 | 1998-10-21 |
| KING, John Bryan | Director | 2007-06-14 | 2010-04-01 |
| LAVER, Douglas Lindsay Hay | Director | 2007-10-18 | 2008-06-30 |
| LAWS, Peter Michael, Dr | Director | 2021-10-08 | 2024-04-26 |
| MACTAGGART, Alistair Robert | Director | 2016-08-15 | 2020-08-05 |
| MARGETTS, Michael John | Director | 2010-03-04 | 2010-05-28 |
| MARGETTS, Michael John | Director | 2010-02-23 | 2010-02-23 |
| MCARTHUR, Jeremy Hardman | Director | 1993-08-17 | 2008-06-20 |
| MILCHEM, Barry Peter | Director | 2007-10-18 | 2008-02-29 |
| MONTAGUE-FULLER, Richard John | Director | 2018-07-13 | 2022-11-04 |
| MORRIS, Keith William | Director | 2006-04-12 | 2006-10-26 |
| NORRIS, Adrian Mark | Director | 2010-04-06 | 2013-09-13 |
| PEARSON, David Gay | Director | 2007-10-18 | 2009-03-17 |
| PELL, Anthony Maxwell | Director | 2008-10-07 | 2009-10-21 |
| PIGRAM, Ivor | Director | 1993-08-17 | 1993-08-19 |
| ROBERTSON, Steven | Director | 2009-02-20 | 2009-05-22 |
| ROY, Kate | Director | 2007-10-18 | 2008-10-31 |
| SALTER, Barry Paul | Director | 2001-12-18 | 2002-08-28 |
| SCHRAUWERS, Cornelis Antonius Carolus Maria, Dr | Director | 2005-10-31 | 2006-10-23 |
| SHARP, Stephen | Director | 2013-09-13 | 2014-02-03 |
| SYKES, Simon | Director | 2020-07-29 | 2023-03-24 |
| TAIT, Michael John | Director | 2006-12-12 | 2007-03-31 |
| VINCENT, James D'Arcy | Director | 2015-03-10 | 2020-10-09 |
| WHEATLEY, Terence George | Director | 1996-02-27 | 1999-07-21 |
| WHITE, Paul | Director | 2007-10-18 | 2008-02-29 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Marco Capital Holdings (Uk) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-04-29 | Active |
| Capita Insurance Services Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2022-04-29 |
Filing timeline
Last 20 of 331 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-16 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-04-16 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-08-22 | AA | accounts | Accounts with accounts type full | |
| 2025-08-07 | CH01 | officers | Change person director company with change date | |
| 2025-07-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-27 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-08 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-10-03 | AA | accounts | Accounts with accounts type full | |
| 2024-08-16 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-07-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-07 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-03 | CH01 | officers | Change person director company with change date | |
| 2024-04-03 | CH01 | officers | Change person director company with change date | |
| 2024-04-03 | CH01 | officers | Change person director company with change date | |
| 2024-04-03 | CH01 | officers | Change person director company with change date | |
| 2024-04-03 | CH01 | officers | Change person director company with change date | |
| 2024-04-03 | CH01 | officers | Change person director company with change date | |
| 2024-03-25 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-09 | AD01 | address | Change registered office address company with date old address new address |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+1.9%
£18,844,706 £19,194,093
-
Cash
-41.4%
£3,386,130 £1,985,616
lowest in 4 filed years
-
Net assets
-77.4%
£19,346,729 £4,363,421
lowest in 4 filed years
-
Employees
+8.3%
312 338
highest in 4 filed years
-
Operating profit
-38.1%
£1,271,127 £786,241
lowest in 3 filed years
-
Profit before tax
-1,465.7%
£1,093,335 -£14,931,824
lowest in 4 filed years
-
Wages
+11.5%
£10,351,132 £11,543,594
highest in 4 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers