UK Companies House feature
THE PROPERTY BUSINESS GROUP LIMITED
Profile
- Company number
- 02807233
- Status
- Active
- Incorporation
- 1993-04-06
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- Cooper Parry Group Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's or the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Subsidiaries
- Mortgage Finance Brokers Limited · 100% held · provision of mortgage broking services
- Keystone Property Finance Limited · 100% held · provision of specialist buy to let mortgages
- Mortgages For Landlords Limited · 100% held
- PBG Trustees Limited · 100% held
- MFB Limited · 100% held
- Keystone Property Servicing Limited · 100% held
- Keystone Specialist Lending Limited · 100% held
- Mortgage Flow Limited · 100% held
- Keystone Commercial Mortgages Limited · 100% held
- Keystone Buy to Let Mortgages Limited · 100% held
- MFB Property Finance Consulting Ltd · 100% held
Significant events
- “Bank of England Base Rate (BBR) remained elevated at 5.25% coming into 2024 only reducing to 5% on 1st August. Thereafter it cut again by 0.25% on 7th November ending the year at 4.75%. Whilst these cuts were welcome, market confidence was diminished by the premature General Election announcement by the Conservative Government in May followed by a business damaging Autumn Statement from the incoming Labour Government in October.”
- “MFB is preparing a new structure and format for the business to be ready for the start of 2026 which involves technology and right sized premises as the lease for No.17 Kings Hill Avenue expires in January 2026. Within that plan there is a streamlining of staff which has meant staff leaving the business not being automatically replaced with headcount at year end of 39 (2023 - 44).”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| O'SHEEN, Elyse | Secretary | 2022-01-01 | — | — |
| HAYLE, Michael Philip | Director | 2016-10-26 | Jul 1959 | British |
| MORRIS, Paul Steven | Director | 2016-10-26 | Aug 1954 | British |
| WHITTAKER, David Christopher | Director | 1993-04-06 | Jul 1958 | British |
| WHITTAKER, Simon William | Director | 2002-04-17 | Oct 1953 | British |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GALE, Richard Austin | Secretary | 1993-04-06 | 1997-02-21 |
| WHITTAKER, Rosamond Mary | Secretary | 1997-02-21 | 2011-05-10 |
| WHITTAKER, Simon William | Secretary | 2011-05-10 | 2022-01-01 |
| WATERLOW SECRETARIES LIMITED | Corporate Nominee Secretary | 1993-04-06 | 1993-04-06 |
| GALE, Richard Austin | Director | 1993-04-06 | 1997-02-21 |
| HAI, Anthony John | Director | 1993-04-06 | 1995-07-12 |
| WHITTAKER, Rosamond Mary | Director | 1997-02-21 | 2013-11-04 |
| WATERLOW NOMINEES LIMITED | Corporate Nominee Director | 1993-04-06 | 1993-04-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr David Christopher Whittaker | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Active |
| Mr Simon William Whittaker | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Active |
Filing timeline
Last 20 of 132 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-16 | CH01 | officers | change person director company with change date |
| 2025-12-11 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-11-10 | AD01 | address | change registered office address company with date old address new address |
| 2025-08-06 | AA | accounts | accounts with accounts type group |
| 2024-12-10 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-08-06 | AA | accounts | accounts with accounts type group |
| 2024-08-05 | RESOLUTIONS | resolution | resolution |
| 2024-08-05 | MA | incorporation | memorandum articles |
| 2023-12-06 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-10-17 | SH01 | capital | capital allotment shares |
| 2023-10-17 | SH01 | capital | capital allotment shares |
| 2023-10-17 | SH01 | capital | capital allotment shares |
| 2023-10-17 | SH01 | capital | capital allotment shares |
| 2023-10-17 | SH01 | capital | capital allotment shares |
| 2023-10-17 | SH01 | capital | capital allotment shares |
| 2023-09-12 | AA | accounts | accounts with accounts type group |
| 2023-04-13 | PSC04 | persons-with-significant-control | change to a person with significant control |
| 2022-12-06 | CS01 | confirmation-statement | confirmation statement with updates |
| 2022-08-22 | AA | accounts | accounts with accounts type group |
| 2022-04-01 | SH01 | capital | capital allotment shares |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.