UK Companies House feature
MBNA LIMITED
Profile
- Company number
- 02783251
- Status
- Active
- Incorporation
- 1993-01-25
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least 12 months from the date of approval of the accounts. Thus they continue to adopt the going concern basis of accounting in preparing the Annual Report and Accounts.”
Subsidiaries
- Loans.co.uk Limited · 100% held · United Kingdom · Non-trading
Significant events
- “The Company's Gross loans and advances to customers have decreased by £335,842,000 (2023: decrease of £14,423,000), ending the year on £6,021,897,000 (2023: £6,357,739,000).”
- “Overall profit before tax increased in the year due to a decrease in impairment losses (including the release of judgemental adjustments - see page 18) partially offset by higher funding costs.”
- “The Company's competitive product offerings have resulted in 227,000 new accounts being acquired in 2024 (2023: 271,000).”
- “The current financial year has been a year of change and economic uncertainty, with the cost of living crisis, rising geopolitical tensions and an ongoing climate emergency.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 77 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MULHOLLAND, Alison Elizabeth | Secretary | 2008-01-01 | — | British |
| CAMPBELL, Melanie Candice | Director | 2023-09-29 | May 1974 | South African,British |
| GOGOI, Hiral | Director | 2026-03-31 | Aug 1979 | British |
| HIND, Annabel Christine | Director | 2023-06-15 | Jul 1973 | British |
| NAPIER, Richard Stewart | Director | 2025-04-30 | May 1969 | British |
| NORTH, Alan Mark | Director | 2025-07-28 | Oct 1977 | British |
Show 77 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| PUMFREY, Donna Wendy | Secretary | 2005-04-01 | 2008-01-01 |
| RUSSELL, Robin | Secretary | — | 2005-04-01 |
| CMH SECRETARIES LIMITED | Corporate Nominee Secretary | 1993-01-25 | 1993-12-03 |
| AMBANI, Anish Bipin | Director | 2023-03-10 | 2023-09-29 |
| ARNUM, Dennis | Director | 2008-11-13 | 2010-06-21 |
| BARNES, Annette Marie | Director | 2007-09-26 | 2010-08-13 |
| BERICK, James | Director | 1993-09-16 | 2006-01-01 |
| BLEWETT, Patrick Michael | Director | 1996-01-01 | 1997-12-31 |
| BORKAKOTY, Amitav | Director | 2022-11-04 | 2025-04-30 |
| CASTON, Bobby | Director | 2012-11-29 | 2017-06-01 |
| CAWLEY, Charles | Director | 1993-09-16 | 2002-04-24 |
| CAWLEY, Michael | Director | 2001-02-05 | 2003-11-30 |
| CHATER, Hugh Leathley | Director | 2006-01-01 | 2007-08-31 |
| CIVILETTI, Benjamin | Director | 1993-09-16 | 2006-01-01 |
| CORFIELD, Elyn Jane | Director | 2013-10-11 | 2026-03-31 |
| DAIGER, William Hammett | Director | 1998-02-16 | 2001-02-05 |
| DAIGER, William H | Director | 1996-03-07 | 1997-04-01 |
| DE ANGELO, Salvatore Andrew | Director | 2004-03-22 | 2006-01-01 |
| DIMSEY, Peter Swaine Peel | Director | 1997-04-01 | 1998-01-16 |
| ENLOW, Fred Clark | Director | 1994-11-01 | 1996-01-26 |
| EVERETT, Robert Edward Kemp | Director | 2011-03-03 | 2012-05-24 |
| FALL, William Moray Newton | Director | 2006-01-01 | 2006-06-29 |
| FARTHING, Stephen Frederick Godfrey | Director | 2002-12-12 | 2006-02-28 |
| FLYNN, Shane Grahame | Director | 2004-03-22 | 2006-01-01 |
| FRASER, Robert John Alexander | Director | 1997-06-12 | 1997-12-31 |
| FUCCI, Richard | Director | 2006-01-01 | 2006-12-01 |
| GORDON, Paul Andrew | Director | 2017-06-28 | 2019-09-17 |
| GREENE, Michele Sylvia | Director | 2006-01-31 | 2013-07-04 |
| GUNTHER, Anne Margaret | Director | 2013-01-07 | 2017-06-01 |
| HAMMONDS, Bruce | Director | 1993-09-16 | 2002-04-24 |
| HEALY, Bernadine Patricia | Director | 2002-04-24 | 2002-11-12 |
| HECK, Frederick | Director | 2007-03-08 | 2007-07-31 |
| KEEGAN, Peter | Director | 2011-04-05 | 2017-06-01 |
| KENYON, Simon James, Dr | Director | 2019-12-09 | 2023-04-12 |
| KINNEY, Alexandra Brigid | Director | 2012-01-24 | 2017-06-01 |
| KRULAK, Charles | Director | 2001-02-05 | 2004-03-19 |
| LAMANTIA, Robert William | Director | 2006-01-01 | 2010-04-28 |
| LERNER, Alfred | Director | 1993-09-16 | 2002-04-24 |
| LERNER, Norma | Director | 2003-03-11 | 2006-01-01 |
| LERNER, Randolph David | Director | 2001-03-16 | 2002-12-12 |
| LIEN, Marc | Director | 2023-01-11 | 2024-10-31 |
| LINSZ, Mark Douglas | Director | 2006-01-01 | 2008-06-26 |
| LORENZ, William Richard | Director | 2007-03-08 | 2008-11-13 |
| MACKINLAY, Adele Margaret | Director | 2005-05-25 | 2006-02-28 |
| MARRONE, Janine Denise | Director | 1997-04-01 | 1998-01-23 |
| MCENTEE, Kathleen Brooks | Director | 1994-11-01 | 1997-09-26 |
| MCGINLEY, Thomas Patrick | Director | — | 1999-06-22 |
| MEREDITH JONES, Daniel | Director | 2017-06-28 | 2017-11-01 |
| MOON, Peter Geoffrey | Director | 2004-03-22 | 2007-09-26 |
| MOULDS, Jonathan Paul | Director | 2006-06-29 | 2012-08-31 |
| MURDEN, Vanessa Ann | Director | 2019-09-17 | 2022-02-04 |
| NATION, Douglas Percy Coddrington | Director | 1994-02-25 | 2001-09-02 |
| O'DOHERTY, Ian | Director | 2007-09-26 | 2017-06-30 |
| O'DWYER, Patrick John | Director | 2000-09-25 | 2006-01-01 |
| ODWYER, Patrick John | Director | 1996-06-13 | 1997-04-05 |
| OKEN, Marc Denis | Director | 2006-01-01 | 2007-09-26 |
| OMAN, David | Director | 2011-03-16 | 2012-04-25 |
| OTENASEK, Francis Heath | Director | 2003-03-11 | 2006-01-01 |
| OTENASEK, Francis Heath | Director | 1998-02-16 | 1999-07-05 |
| PEREZ, Israel Santos | Director | 2018-09-21 | 2023-02-24 |
| PIKE, Rod | Director | 2007-09-26 | 2008-05-31 |
| RHODES, Michael | Director | 2006-01-01 | 2007-10-01 |
| RUSSELL, Robin | Director | 1993-10-18 | 2005-04-01 |
| SANGSTER, Gordon James | Director | 2011-03-04 | 2012-11-06 |
| SARLES, Harvey Jay | Director | 2006-01-01 | 2007-09-26 |
| SINGH, Jasjyot | Director | 2025-02-17 | 2025-04-30 |
| SISTERNAS MARTIN, Miguel Angel | Director | 2007-09-26 | 2009-11-23 |
| STETSON, Lynn Walter | Director | 2008-06-26 | 2010-06-11 |
| STRUTHERS, Richard Kenneth | Director | 2002-12-12 | 2006-01-01 |
| STRUTHERS, Richard Kenneth | Director | 1998-02-16 | 2001-08-31 |
| VECCAIONE, Kenneth | Director | 2005-03-16 | 2006-01-01 |
| WEAVER, Lance Loring | Director | 2006-01-01 | 2008-05-31 |
| WEAVER, Todd Tully | Director | 1999-07-05 | 2000-09-04 |
| WILMOT-SITWELL, Alexander Sacheverell | Director | 2012-09-13 | 2017-06-01 |
| WRIGHT, Vernon Hugh Carroll | Director | 2002-04-24 | 2004-12-15 |
| CMH DIRECTORS LIMITED | Corporate Nominee Director | 1993-01-25 | 1994-01-25 |
| CMH SECRETARIES LIMITED | Corporate Nominee Director | 1993-01-25 | 1994-01-25 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bank Of Scotland Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-11-30 | Active |
| Lloyds Bank Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-06-01 | Ceased 2022-11-30 |
| Fia Uk Funding Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2017-06-01 |
Filing timeline
Last 20 of 333 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-07 | TM01 | officers | termination director company with name termination date |
| 2026-04-07 | AP01 | officers | appoint person director company with name date |
| 2026-01-22 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-07-30 | AP01 | officers | appoint person director company with name date |
| 2025-07-10 | AA | accounts | accounts with accounts type full |
| 2025-05-13 | CH03 | officers | change person secretary company with change date |
| 2025-05-01 | AP01 | officers | appoint person director company with name date |
| 2025-05-01 | TM01 | officers | termination director company with name termination date |
| 2025-05-01 | TM01 | officers | termination director company with name termination date |
| 2025-02-25 | AP01 | officers | appoint person director company with name date |
| 2025-01-20 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-11-04 | TM01 | officers | termination director company with name termination date |
| 2024-07-15 | AA | accounts | accounts with accounts type full |
| 2024-01-17 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-10-18 | TM01 | officers | termination director company with name termination date |
| 2023-10-13 | AP01 | officers | appoint person director company with name date |
| 2023-07-07 | AA | accounts | accounts with accounts type full |
| 2023-06-30 | AP01 | officers | appoint person director company with name date |
| 2023-04-20 | TM01 | officers | termination director company with name termination date |
| 2023-03-15 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.