Cash

£317K

+19% vs 2023

Net assets

£59K

+107.4% vs 2023

Employees

21

-12.5% vs 2023

Profit before tax

£859K

+673% vs 2023

Profile

Company number
02701285
Status
Active
Incorporation
1992-03-27
Last accounts made up
2025-01-31
Account category
FULL
Primary SIC
66190
Hubs
UK Fintech

Net assets

3-year trend · vs UK Fintech median

£0£50k£100k202320232025
KINLEIGH FINANCIAL SERVICES LIMITED

Accounts

3-year trend · latest 2025-01-31

Metric Trend 2023-01-012023-12-312025-01-31
Turnover £1,468,147£1,595,967
Operating profit -£149,990£859,406
Profit before tax -£149,991£859,406
Net profit -£149,436£859,575
Cash £266,475£316,976
Total assets less current liabilities
Net assets -£800,205£59,370
Equity -£650,769-£800,205£59,370
Average employees 2421
Wages

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102 §1A
Reporting scope
Standalone (parent only)
Abridged
Yes — abridged accounts (limited disclosure)
Auditor
Warrener Stewart
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

1 active · 13 resigned

Name Role Appointed Born Nationality
MCGRAIL, Ian Robert Director 2025-12-03 Sep 1979 British
Show 13 resigned officers
Name Role Appointed Resigned
ALLERTON, Kevin Paul Secretary 1998-11-26 2025-01-31
GRAY, Richard John Secretary 1992-03-27 1993-09-28
TOWNEND, Andrew David Secretary 1993-09-28 1998-11-26
MBC SECRETARIES LIMITED Corporate Nominee Secretary 1992-03-27 1992-03-27
BARNES, Annabel Director 1998-11-26 1999-04-12
ENNIS, John Alexander Director 2025-01-31 2025-12-03
GRAY, Richard John Director 1992-03-27 1993-09-28
JOHNSON, Robin Hardy Director 2015-07-09 2025-04-30
JONES, Lucy Charlotte Director 2025-01-31 2025-12-03
PHILLIPS, John Director 1998-11-26 2015-05-31
TOWNEND, Andrew David Director 1992-03-27 2002-04-08
WATTS, Lee Thomas Director 1992-03-27 2025-12-03
MBC NOMINEES LIMITED Corporate Nominee Director 1992-03-27 1992-03-27

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
First Mortgage Direct Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2025-12-03 Active
Kinleigh Limited Corporate entity Shares 75–100% 2017-01-01 Ceased 2025-12-03

Filing timeline

Last 20 of 118 total filings

Date Type Category Description
2026-04-10 CS01 confirmation-statement confirmation statement with updates
2025-12-16 PSC02 persons-with-significant-control notification of a person with significant control
2025-12-16 AD01 address change registered office address company with date old address new address
2025-12-16 TM01 officers termination director company with name termination date
2025-12-16 TM01 officers termination director company with name termination date
2025-12-16 TM01 officers termination director company with name termination date
2025-12-16 AA01 accounts change account reference date company current shortened
2025-12-16 PSC07 persons-with-significant-control cessation of a person with significant control
2025-12-16 AD01 address change registered office address company with date old address new address
2025-12-16 AP01 officers appoint person director company with name date
2025-10-30 AA accounts accounts with accounts type full
2025-09-26 MR04 mortgage mortgage satisfy charge full
2025-09-25 MR04 mortgage mortgage satisfy charge full
2025-06-18 AA01 accounts change account reference date company previous extended
2025-04-30 TM01 officers termination director company with name termination date
2025-03-27 CS01 confirmation-statement confirmation statement with no updates
2025-02-07 RESOLUTIONS resolution resolution
2025-02-07 MA incorporation memorandum articles
2025-01-31 AP01 officers appoint person director company with name date
2025-01-31 AP01 officers appoint person director company with name date

Credit score

Altman Z″ (private-firm) · reference 2025-01-31

16.47

SAFE

Altman Z″

  • Working capital / Total assets 0.156 × 6.56 = +1.02
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets 2.270 × 6.72 = +15.25
  • Book equity / Total liabilities 0.186 × 1.05 = +0.20

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page