RETAIL BANKING RESEARCH LIMITED
Get an alert when RETAIL BANKING RESEARCH LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-02 (in 6mo)
Last made up 2025-10-19
Watchouts
None on the register
Cash
£2M
-35.2% lowest in 5 filed years
Net assets
£11M
+15.8% highest in 5 filed years
Employees
55
+5.8% highest in 5 filed years
Profit before tax
£2M
+18.4% vs 2022
Net assets
6-year trend · vs Industrials median
Accounts
6-year trend · latest reflected 2023-12-31
Latest accounts filed cover 2024-12-31; financial figures currently reflect up to 2023-12-31.
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-01-01 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | £6,817,691 | £7,460,659 | |
| Operating profit | — | — | — | — | £1,262,555 | £1,491,081 | |
| Profit before tax | — | — | — | — | £1,267,639 | £1,500,977 | |
| Net profit | — | — | — | — | £1,009,270 | £1,499,568 | |
| Cash | £3,665,855 | £4,577,346 | £5,302,033 | — | £2,839,501 | £1,839,714 | |
| Total assets less current liabilities | £5,902,652 | £6,712,423 | £8,473,056 | — | £9,486,226 | £10,986,646 | |
| Net assets | £5,902,652 | £6,712,423 | £8,473,056 | — | £9,482,326 | £10,981,894 | |
| Equity | £5,902,652 | £6,712,423 | £8,473,056 | £8,473,056 | £9,482,326 | £10,981,894 | |
| Average employees | 38 | 38 | 41 | — | 52 | 55 | |
| Wages | — | — | — | — | £2,855,125 | £3,166,213 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-01-01 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | — | 18.5% | 20.0% | |
| Net margin | — | — | — | — | 14.8% | 20.1% | |
| Return on capital employed | — | — | — | — | 13.3% | 13.6% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
People
3 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| OAKWOOD CORPORATE SECRETARY LIMITED | Corporate Secretary | 2022-02-23 | — | — |
| ALLEN, David Gray | Director | 2024-03-15 | Feb 1991 | American |
| HENRY, Jay | Director | 2022-02-23 | Jun 1983 | American |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HIRSCH, Erica | Secretary | 1991-12-05 | 2022-02-23 |
| ALPHA SECRETARIAL LIMITED | Corporate Nominee Secretary | 1991-12-02 | 1991-12-05 |
| HAMERLING, David | Director | 2022-03-02 | 2024-03-15 |
| HIRSCH, Dominic | Director | 2000-07-29 | 2022-02-23 |
| HIRSCH, Peter George | Director | 1991-12-02 | 2000-07-29 |
| HUTCHINGS, Thomas Edward | Director | 2018-04-23 | 2022-02-23 |
| JORGENSEN, Morten Viggo | Director | 2004-10-13 | 2022-02-23 |
| REISENBERG, Kurt | Director | 2022-02-23 | 2023-10-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Aite-Novarica Uk Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-02-23 | Active |
| Dominic Hirsch | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2022-02-23 |
Filing timeline
Last 20 of 117 total filings
Material constitutional events — rename, articles re-file, resolution
- 2022-04-01 MA Memorandum articles
- 2022-04-01 RESOLUTIONS Resolution
- 2022-03-14 RESOLUTIONS Resolution
- 2022-03-11 RESOLUTIONS Resolution
- 2022-03-11 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-04 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-10-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-21 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-10-04 | AA | accounts | Accounts with accounts type full | |
| 2024-12-23 | AA | accounts | Accounts with accounts type full | |
| 2024-11-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-15 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-15 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-22 | AA | accounts | Accounts with accounts type small | |
| 2023-11-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-01 | TM01 | officers | Termination director company with name termination date | |
| 2022-10-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-04-01 | MA | incorporation | Memorandum articles | |
| 2022-04-01 | RESOLUTIONS | resolution | Resolution | |
| 2022-03-30 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2022-03-21 | AD03 | address | Move registers to sail company with new address | |
| 2022-03-21 | AD02 | address | Change sail address company with new address | |
| 2022-03-14 | RESOLUTIONS | resolution | Resolution | |
| 2022-03-11 | RESOLUTIONS | resolution | Resolution | |
| 2022-03-11 | MA | incorporation | Memorandum articles |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2022 → FY2023 · period ending 2023-12-31 vs 2022-12-31
-
Turnover
+9.4%
£6,817,691 £7,460,659
-
Cash
-35.2%
£2,839,501 £1,839,714
lowest in 5 filed years
-
Net assets
+15.8%
£9,482,326 £10,981,894
highest in 5 filed years
-
Employees
+5.8%
52 55
highest in 5 filed years
-
Operating profit
+18.1%
£1,262,555 £1,491,081
-
Profit before tax
+18.4%
£1,267,639 £1,500,977
-
Wages
+10.9%
£2,855,125 £3,166,213
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers
Heads up: a more recent set of accounts has been filed but isn't yet reflected here — the figures above are older than the company's latest filing.