VANQUIS BANK LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-10-14 (in 5mo)
Last made up 2025-09-30
Watchouts
None on the register
Accounts
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In preparing the Financial Statements, the directors are required to determine that the Company has adequate resources to continue to operate for the foreseeable future. The review has been made on the basis that the Company continues to operate as a going concern for the twelve months from the date the financial statements are approved.”
Group structure
- VANQUIS BANK LIMITED · parent
- Oban Cards 2021-1 Holdings Limited
- Oban Cards 2021-1 PLC
- Oban Cards Receivables Trustee Limited
Significant events
- “The Company sold its Personal Loans portfolio in March 2025 and in accordance with IFRS 5 'Non-current Assets Held for Sale and Discontinued Operations' this business is presented as discontinued operations.”
- “On 31 October 2025, the Company acquired substantially all of the intragroup service providing trade and the associated assets and liabilities of Vanquis Banking Group plc, the ultimate parent undertaking.”
- “On 31 December 2024, the Company acquired the trade undertaking and the associated assets and liabilities of PFG Corporate Services Limited, a fellow subsidiary of the immediate parent undertaking.”
- “On 31 December 2024, the Company acquired the trade undertaking and the associated assets and liabilities of Moneybarn Limited, a fellow subsidiary of the ultimate parent undertaking.”
- “The Board approved a material contract for the provision of fully digitised and API enabled technology; a key enabler of achieving the Group's strategy.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 59 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MUSTARD, Michael | Secretary | 2024-11-06 | — | — |
| BRIGGS, Karen Sarah | Director | 2024-03-27 | Dec 1963 | British |
| ESTLIN, Peter Kenneth, Sir | Director | 2023-04-19 | Jul 1961 | British |
| GREENE, Michele | Director | 2023-03-09 | Sep 1965 | Irish |
| LAIRD, Oliver Walter | Director | 2024-03-27 | May 1970 | British |
| LINDSAY, Graham John | Director | 2022-01-13 | Aug 1958 | British |
| MCLAUGHLIN, Ian Michael Brian | Director | 2023-08-01 | Sep 1966 | British |
| NOAKES, Jacqueline Dorothy Mary | Director | 2024-03-27 | Aug 1961 | Irish |
| WATTS, David Michael, Mr. | Director | 2024-01-17 | Mar 1966 | British |
Show 59 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ADDERLEY, Susan Margaret | Secretary | — | 1992-09-30 |
| BARNETT, Melanie | Secretary | 2022-08-19 | 2024-10-11 |
| DAVIES, Charlotte | Secretary | 2019-04-01 | 2022-08-19 |
| ESPOSITO, Gina | Secretary | 2017-04-24 | 2019-04-03 |
| HYLTON, Rosemarie | Secretary | 2009-06-25 | 2010-03-05 |
| JONES, Carole Susanne | Secretary | 2010-06-16 | 2016-12-06 |
| JONES, Carole Susanne | Secretary | 2007-12-14 | 2008-12-17 |
| MARSHALL SMITH, Rosamond Joy | Secretary | 1997-03-27 | 2002-11-15 |
| MCCLURE, Elizabeth | Secretary | 2024-10-11 | 2024-11-06 |
| RODWELL, David | Secretary | 2002-11-15 | 2007-03-30 |
| SMITH, Damask Mary | Secretary | 2010-03-18 | 2010-06-16 |
| SMITH, Damask Mary | Secretary | 2009-01-01 | 2009-06-25 |
| VARCOE-COCKS, Julie | Secretary | 2007-03-30 | 2007-12-14 |
| VEVERS, Peter Anthony | Secretary | 1992-09-30 | 1997-03-27 |
| WEEKS, Stephen | Secretary | 2016-12-06 | 2018-10-01 |
| AHRENS, Edward Henry | Director | 2002-11-15 | 2007-11-30 |
| ASHTON, Robin James | Director | 2001-03-30 | 2002-09-20 |
| BAUM, Jonathan Graydon | Director | 2021-01-13 | 2022-01-13 |
| BELL, Howard James | Director | 1992-09-30 | 2001-03-30 |
| BLANCE, Andrea Margaret | Director | 2022-01-13 | 2024-02-01 |
| BRETHERTON, Peter William | Director | — | 2001-03-30 |
| BULLAS, Michael Stuart | Director | — | 1992-09-30 |
| CHANDLER, Neil Charles | Director | 2019-07-29 | 2022-01-13 |
| CONNOR, Janet | Director | 2017-04-01 | 2022-01-13 |
| CORNISH, Iain Charles Andrew | Director | 2012-01-01 | 2013-03-05 |
| CROOK, Peter Stuart | Director | 2006-02-09 | 2016-01-29 |
| DICKINSON, Michael | Director | — | 1992-09-30 |
| EAST, Robert | Director | 2019-06-26 | 2022-01-13 |
| FARBRIDGE, Caroline Louise | Director | 2002-09-20 | 2002-11-15 |
| FISHER, Andrew Charles | Director | 2007-03-15 | 2018-12-03 |
| FRANKLIN, Nathia Clare | Director | 2002-11-15 | 2006-05-25 |
| GLEN, Robert John | Director | 2003-05-17 | 2007-02-12 |
| GOSLING, Andrew Thomas | Director | 2013-12-01 | 2019-11-29 |
| HARNETT, John Arthur | Director | 2002-11-15 | 2007-02-12 |
| HARNETT, John Arthur | Director | 2001-03-30 | 2002-09-20 |
| HEWITT, Paul William | Director | 2022-01-13 | 2025-01-29 |
| HUTKO, Michael Stuart | Director | 2007-09-03 | 2016-05-19 |
| JAMES, Margot Cathleen | Director | 2022-01-13 | 2024-05-15 |
| JOHNSTONE, Christopher Charles | Director | 2002-11-15 | 2004-05-10 |
| JONES, Stephen James | Director | — | 1992-09-30 |
| KAPUR, Neeraj | Director | 2020-07-07 | 2023-08-07 |
| KNIGHT, Angela Ann | Director | 2022-01-13 | 2025-01-29 |
| KORMAN, Samuel Moses | Director | 2004-01-12 | 2006-01-18 |
| LE MAY, Malcolm John | Director | 2016-07-26 | 2023-08-01 |
| LENORA, Michael Carlo | Director | 2007-06-21 | 2015-12-31 |
| LEYDEN, Christopher Paul | Director | 2003-02-11 | 2007-12-07 |
| LINDSEY, Ian Walter | Director | 2002-11-15 | 2012-02-29 |
| MARSHALL SMITH, Rosamond Joy | Director | 2002-09-20 | 2002-11-15 |
| MORRIS, Alison Clare Munro | Director | 2020-03-02 | 2022-01-13 |
| RECZEK, Antoni Feliks | Director | 2014-08-01 | 2021-01-21 |
| ROE, Jonathan Caldwell | Director | 2012-03-01 | 2019-06-26 |
| SCARPINATO, Joseph Nicholas | Director | 2008-01-01 | 2009-07-01 |
| SNOWBALL, Patrick Joseph Robert | Director | 2022-01-13 | 2023-09-15 |
| STILLWELL, Leslie James | Director | 2002-11-15 | 2007-08-01 |
| SWEENEY, Chris | Director | 2016-01-01 | 2018-10-31 |
| THOMPSON, Gary Howard | Director | 2020-10-05 | 2022-01-13 |
| VAN BREDA, Robert Michael | Director | 2004-01-12 | 2017-02-01 |
| WEBSTER, James Maxwell | Director | 2006-12-14 | 2007-12-10 |
| WHITE, Oliver | Director | 2017-05-01 | 2020-06-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Provident Financial Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2021-02-25 | Active |
| Provident Financial Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2021-02-25 |
Filing timeline
Last 20 of 283 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-10 | AA | accounts | Accounts with accounts type full | |
| 2025-12-23 | CH01 | officers | Change person director company with change date | |
| 2025-12-23 | CH01 | officers | Change person director company with change date | |
| 2025-12-22 | CH01 | officers | Change person director company with change date | |
| 2025-12-22 | CH01 | officers | Change person director company with change date | |
| 2025-12-22 | CH01 | officers | Change person director company with change date | |
| 2025-10-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-22 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-05-22 | AA | accounts | Accounts with accounts type full | |
| 2025-01-30 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-30 | TM01 | officers | Termination director company with name termination date | |
| 2024-11-08 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-11-08 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-10-11 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-10-11 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-10-02 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-05-16 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-18 | AA | accounts | Accounts with accounts type full | |
| 2024-04-03 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-27 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
Latest filed period vs the prior one
No year-on-year comparison available — needs at least two filed periods with shared line items.