UK Companies House feature
DIRECT LIFE AND PENSION SERVICES LIMITED
Cash
£1M
+21% vs 2019
Net assets
£1M
+4.8% vs 2019
Employees
123
+6% vs 2019
Profit before tax
£180K
+48.7% vs 2019
Profile
- Company number
- 02467691
- Status
- Active
- Incorporation
- 1990-02-06
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 66220
- Hubs
- UK Fintech
Net assets
3-year trend · vs UK Fintech median
DIRECT LIFE AND PENSION SERVICES LIMITED
DIRECT LIFE AND PENSION SERVICES LIMITED
DIRECT LIFE AND PENSION SERVICES LIMITED
DIRECT LIFE AND PENSION SERVICES LIMITED
Accounts
3-year trend · latest 2020-12-31
| Metric | Trend | 2019-01-01 | 2019-12-31 | 2020-12-31 |
|---|---|---|---|---|
| Turnover | — | £13,186,121 | £13,342,057 | |
| Operating profit | — | £120,835 | £180,150 | |
| Profit before tax | — | £121,119 | £180,150 | |
| Net profit | — | — | — | |
| Cash | — | £1,138,804 | £1,377,931 | |
| Total assets less current liabilities | — | £1,433,779 | £1,504,309 | |
| Net assets | — | £1,009,932 | £1,058,022 | |
| Equity | — | £1,009,932 | £1,058,022 | |
| Average employees | — | 116 | 123 | |
| Wages | — | £2,422,915 | £2,561,734 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company directors have concluded that preparing the financial statements on a going concern basis is appropriate based on forecast performance of the Company and available support from the Company's ultimate parent company, LSL Property Services plc. As a result, the directors have prepared the financial statements on a going concern basis.”
Subsidiaries
- LifeQuote Limited · 100% held · England · Dormant
- Direct Life Limited · 100% held · England · Dormant
Significant events
- “During 2025, the Company transitioned its offering from Life Quote to Novium, reflecting a change in its technology solutions offering.”
- “An audit tender exercise had been concluded resulting in Grant Thornton UK LLP being appointed as the Company's auditor for the year ending 31 December 2025, and EY will resign.”
- “The former company secretary, S Bedi Fitzgerald resigned 15 September 2024, and D A Fish was appointed as company secretary on 27 January 2025.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 43 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FISH, Deborah Ann | Secretary | 2025-01-27 | — | — |
| HOLLINGWORTH, Emma Louise | Director | 2025-05-19 | Nov 1977 | British |
| HOWELLS, Richard James | Director | 2023-12-13 | Aug 1971 | British |
Show 43 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DAVIDSON, Gillian Mary | Secretary | 2006-10-01 | 2008-03-19 |
| DAWSON, John William | Secretary | 2001-08-16 | 2006-09-30 |
| FITZGERALD, Sapna Bedi | Secretary | 2021-01-22 | 2024-09-15 |
| LORIMER, Matthew Justin | Secretary | 2015-02-02 | 2016-10-31 |
| SCULL, Colin Francis | Secretary | 2000-04-01 | 2001-08-16 |
| WARD, Michael Andrew | Secretary | — | 2000-04-01 |
| CARDIFF PINNACLE SECRETARIES LIMITED | Corporate Secretary | 2008-03-19 | 2015-02-02 |
| BARKER, Richard Anthony | Director | 1999-08-01 | 2003-06-16 |
| BEEVER, Dominic John | Director | 2023-06-21 | 2025-06-03 |
| BROTZEL, Paul Christian | Director | 2013-04-25 | 2014-04-11 |
| CARLE, Steven Alexander Anderson | Director | 2000-05-05 | 2001-08-16 |
| CASTAGNO, John | Director | 2008-03-19 | 2013-01-11 |
| CLARK, Iain Lloyd | Director | 2022-01-21 | 2022-11-11 |
| CRADDOCK, Peter Martin | Director | 2006-01-01 | 2008-03-19 |
| CRADDOCK, Peter Martin | Director | 2001-09-19 | 2002-02-28 |
| CUTTER, David John | Director | 2006-01-01 | 2008-03-19 |
| DODD, Mike Patrick | Director | 2017-01-01 | 2021-01-22 |
| GLEN, Paul Edward | Director | 2008-03-19 | 2015-12-17 |
| GOLDING, Adam Jon | Director | 2008-03-19 | 2012-06-10 |
| GOODFELLOW, John Graham | Director | 2001-09-19 | 2008-03-19 |
| HOLT, Simon Jeremy | Director | 2001-09-19 | 2003-01-02 |
| HUGHES, Graham | Director | 1995-01-01 | 1998-04-30 |
| HURWOOD, Jason Lee | Director | 2023-08-31 | 2024-05-31 |
| HUTTON, Ewan Christopher | Director | 2023-06-21 | 2024-10-02 |
| MATHER, Timothy Nicholas | Director | 2015-01-05 | 2016-05-25 |
| MCCARTHY, Neil Daniel | Director | 2009-01-16 | 2022-01-07 |
| MYERS, Mark Edward | Director | 2019-03-11 | 2021-01-22 |
| MYERS, Mark Edward | Director | 2017-01-01 | 2018-07-02 |
| OPPERMAN, Peter Adam Ernest | Director | 2000-08-10 | 2001-08-16 |
| QUAYLE, Robert Andrew | Director | 2002-01-02 | 2023-08-31 |
| RAICHURA, Rajeev Ramniklal | Director | 2021-01-22 | 2022-01-31 |
| ROUND, Jonathan Pearson | Director | 2021-01-22 | 2023-12-13 |
| SCOTTER, John Alan | Director | 2003-01-20 | 2005-12-31 |
| SCULL, Colin Francis | Director | 1999-08-01 | 2001-07-31 |
| SMITH, Richard Martin | Director | 2021-12-16 | 2023-03-09 |
| SMITH, Toni | Director | 2021-01-22 | 2021-12-16 |
| TAYLOR, Gregory Martin | Director | 1998-04-20 | 1999-09-30 |
| VERDIN, Richard Stewart | Director | 2019-01-30 | 2022-12-05 |
| VERDIN, Richard Stewart | Director | 2002-07-01 | 2008-09-19 |
| WARD, Deborah Jayne | Director | — | 1997-06-06 |
| WARD, Michael Andrew | Director | — | 2010-10-26 |
| WHITTLE, Stuart | Director | 2022-03-21 | 2023-04-30 |
| WIGG, Andrew Miles | Director | 2013-03-20 | 2016-10-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Direct Life Quote Holdings Limited | Corporate entity | Shares 75–100% | 2016-10-31 | Active |
Filing timeline
Last 20 of 229 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-19 | AA | accounts | accounts with accounts type full |
| 2026-02-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-07-21 | RESOLUTIONS | resolution | resolution |
| 2025-07-21 | MA | incorporation | memorandum articles |
| 2025-07-11 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-06-11 | TM01 | officers | termination director company with name termination date |
| 2025-05-29 | AP01 | officers | appoint person director company with name date |
| 2025-02-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-01-27 | AP03 | officers | appoint person secretary company with name date |
| 2024-10-23 | AA | accounts | accounts with accounts type full |
| 2024-10-16 | TM01 | officers | termination director company with name termination date |
| 2024-09-20 | TM02 | officers | termination secretary company with name termination date |
| 2024-09-03 | RP04AP01 | officers | second filing of director appointment with name |
| 2024-06-06 | TM01 | officers | termination director company with name termination date |
| 2024-02-14 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-12-21 | AP01 | officers | appoint person director company with name date |
| 2023-12-21 | TM01 | officers | termination director company with name termination date |
| 2023-10-10 | AA | accounts | accounts with accounts type full |
| 2023-09-07 | AP01 | officers | appoint person director company with name date |
| 2023-09-06 | TM01 | officers | termination director company with name termination date |
Credit score
Altman Z″ (private-firm) · reference 2020-12-31
5.90
SAFE
Altman Z″
- Working capital / Total assets 0.657 × 6.56 = +4.31
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.084 × 6.72 = +0.57
- Book equity / Total liabilities 0.981 × 1.05 = +1.03
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.