UK Companies House feature
SOUTH WEST INVESTMENT GROUP LIMITED
Cash
£188K
-68.5% vs 2023
Net assets
£4M
-2.7% vs 2023
Employees
26
+4% vs 2023
Profit before tax
—
Period ending 2024-03-31
Profile
- Company number
- 02463497
- Status
- Active
- Incorporation
- 1990-01-26
- Last accounts made up
- 2025-03-31
- Account category
- GROUP
- Primary SIC
- 64999
- Hubs
- UK Fintech
Net assets
6-year trend · vs UK Fintech median
SOUTH WEST INVESTMENT GROUP LIMITED
SOUTH WEST INVESTMENT GROUP LIMITED
SOUTH WEST INVESTMENT GROUP LIMITED
SOUTH WEST INVESTMENT GROUP LIMITED
Accounts
6-year trend · latest 2024-03-31
| Metric | Trend | 2019-03-31 | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | |
| Profit before tax | — | — | — | — | — | — | |
| Net profit | — | — | — | — | £595,411 | -£110,540 | |
| Cash | — | — | — | — | £597,079 | £187,947 | |
| Total assets less current liabilities | — | — | — | — | — | — | |
| Net assets | — | — | — | — | £4,104,279 | £3,993,739 | |
| Equity | £2,958,868 | £3,208,868 | £3,508,868 | £3,508,868 | £4,104,279 | £3,993,739 | |
| Average employees | — | — | — | — | 25 | 26 | |
| Wages | — | — | — | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- PKF Francis Clark
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Board considers it is appropriate for the accounts to be prepared on an going concern basis for the reasons set out above and especially given the group's strong balance sheet and cash reserves outlined which provides sufficient headroom to deal with any potential loan write offs that may occur in the next 12 months from the date of approval of the financial statements.”
Subsidiaries
- South West Investment (Capital) Group Limited · 100% held · England and Wales
- SWIG CIP Limited · 100% held · England and Wales
- SWIG SWIF Smaller loans GP Limited · 100% held · England and Wales
- SWIG 7 Limited · 100% held · England and Wales
- SWIG Newco Limited · 100% held · England and Wales
Significant events
- “SWIG is committed to its values-driven approach which ensures we make responsible loans to suitable businesses. We recognise our lending has impact beyond just the money and are proud to report £75.7m (23/24 - £71.5m) of social impact created in 24/25.”
- “The continuation of our Fund Management/Business Support Partner contracts with the British Business Bank (BBB) provides a stable source of capital to be deployed”
- “Additionally, we continue to lend from our own balance sheet with support of Triodos Bank, Unity Trust Bank, Better Society Capital and from South West Loans Fund 2”
- “The total amount of other financial commitments not included in the financial statements was £58,786 (2024: £258,846). Of this amount, £58,786 (2024: £12,516) relates to operating leases for the use of a subsidiary's premises. There were no commitments (2024: £246,330) relating to loan agreements signed before the balance sheet date but not drawn down until after.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
9 active · 45 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| POOLEY, Nicola Louise | Secretary | 2003-03-24 | — | British |
| ALLISON, Christine Helen, Dr | Director | 2021-03-31 | May 1954 | British |
| BAKER, William Richard | Director | 2022-09-26 | Nov 1954 | British |
| BROWN, David Ian | Director | 2022-09-26 | Dec 1962 | British |
| MCCARTHY, David James | Director | 2025-05-01 | May 1965 | British |
| PARTINGTON, Harry Andrew | Director | 2025-05-01 | May 1966 | British |
| PEACOCK, Carmen | Director | 2025-05-01 | May 1988 | British |
| PRITCHARD, Rebecca Lee | Director | 2022-09-26 | Mar 1960 | British |
| TRUJILLO, Gonzalo Alonso | Director | 2025-05-01 | Jan 1970 | British |
Show 45 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COOPER, John David | Secretary | — | 1995-12-12 |
| KENNAWAY, Ian Munro | Secretary | 1995-12-12 | 2003-03-24 |
| BAWDEN, William Moyle | Director | 1994-06-17 | 1999-03-03 |
| BEAUMONT, David Paul | Director | 2023-02-01 | 2024-12-31 |
| BEAUMONT, David Paul | Director | 2000-12-06 | 2022-03-05 |
| BERRY, John Richard | Director | — | 2009-03-18 |
| BIRD, David George | Director | 2021-06-07 | 2022-09-26 |
| BURLEY, Alexandra Audrey | Director | 2010-01-24 | 2016-10-24 |
| BUTTERS, Christopher Charles | Director | 2022-09-26 | 2025-05-06 |
| CAPLIN, Glenn Kevin | Director | 2010-01-24 | 2023-01-23 |
| CONCHIE, William Kim | Director | 2013-12-17 | 2022-09-26 |
| COOMBS, Richard George | Director | 2013-06-19 | 2023-07-23 |
| COX, Valerie Ann | Director | 1997-07-28 | 1998-01-29 |
| DAVIDSON, Paul Whiteley | Director | 2000-12-06 | 2007-01-18 |
| DE TRAFFORD, Elaine Lesley | Director | 2016-10-24 | 2021-02-25 |
| DUGUID, Peter Winston Gordon | Director | 2016-12-07 | 2025-09-26 |
| ELLIOTT, Frederick Potter | Director | 2002-12-17 | 2007-02-28 |
| FRY, Robert Adam | Director | 2004-05-11 | 2008-08-20 |
| HELLER, Mark John Charles | Director | 2021-02-25 | 2022-09-26 |
| HICHENS, Robert Enys | Director | 2000-12-06 | 2012-12-14 |
| HOARE, Ernest George | Director | 1994-06-17 | 1996-05-01 |
| KIRBY, Peter William | Director | 2001-10-04 | 2004-05-11 |
| LIGHTFOOT, Andrew John | Director | 2005-12-01 | 2015-06-11 |
| LOMAX, Colin | Director | 1996-07-25 | 2002-06-27 |
| MACDOUGALL, Ian Alexander | Director | 2011-04-07 | 2013-01-03 |
| MANNELL, Geoffrey Rohald | Director | 1994-06-17 | 1997-07-28 |
| MARRIOTT, Mark Royston | Director | 2008-08-20 | 2009-02-02 |
| MCCARTHY, Janet Elizabeth | Director | 2003-12-16 | 2005-12-01 |
| MCREYNOLDS, Malachy Andrew Conleth | Director | 2015-09-07 | 2021-03-31 |
| MORRIS, Brinley | Director | 1998-10-01 | 2000-09-29 |
| OWEN, David John | Director | 2010-08-10 | 2019-02-08 |
| PERRATON, John Paul | Director | — | 1997-01-08 |
| PHILP, James Marshall | Director | — | 1993-08-04 |
| PUZEY, Michael Ernest | Director | — | 1996-09-19 |
| SAVILL, David Charles | Director | 2012-09-27 | 2016-12-07 |
| SIMMONS, Albert Frederick Thomas, County Councillor | Director | 1992-04-29 | 1993-01-11 |
| SMITH, Paul Ronald | Director | — | 1994-07-30 |
| SMITH, Stephen William | Director | 2001-10-04 | 2002-06-27 |
| SMITH, Susan | Director | 2002-10-18 | 2003-12-16 |
| STONE, Robert | Director | — | 1994-04-08 |
| TREGAY, Graeme Martin | Director | 1994-06-17 | 1996-04-23 |
| TURNER, Stephen Maurice | Director | 2015-09-07 | 2016-09-30 |
| WILLIAMS, Charles Henry | Director | 1994-06-17 | 2012-04-05 |
| WILSON, Darren | Director | 2006-06-16 | 2007-02-05 |
| WILTON, Mark James | Director | 2019-09-24 | 2022-02-15 |
Ownership
Persons with significant control
No PSC data extracted yet.
Filing timeline
Last 20 of 187 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-01-29 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-12-19 | AA | accounts | accounts with accounts type group |
| 2025-10-06 | TM01 | officers | termination director company with name termination date |
| 2025-05-07 | TM01 | officers | termination director company with name termination date |
| 2025-05-02 | AP01 | officers | appoint person director company with name date |
| 2025-05-01 | AP01 | officers | appoint person director company with name date |
| 2025-05-01 | AP01 | officers | appoint person director company with name date |
| 2025-05-01 | AP01 | officers | appoint person director company with name date |
| 2025-03-26 | AA | accounts | accounts with accounts type group |
| 2025-01-28 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-01-08 | TM01 | officers | termination director company with name termination date |
| 2024-01-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-11-28 | AA | accounts | accounts with accounts type group |
| 2023-08-18 | TM01 | officers | termination director company with name termination date |
| 2023-02-14 | AP01 | officers | appoint person director company with name date |
| 2023-01-27 | RESOLUTIONS | resolution | resolution |
| 2023-01-27 | MA | incorporation | memorandum articles |
| 2023-01-26 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-01-23 | TM01 | officers | termination director company with name termination date |
| 2022-12-15 | AA | accounts | accounts with accounts type group |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires total assets, EBIT (operating profit / PBT) — not present in the latest extracted accounts.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.