ZURICH ASSURANCE LTD

1. ZURICH ASSURANCE LTD 2004-12-30 → present
2. EAGLE STAR LIFE ASSURANCE COMPANY LIMITED 1990-02-23 → 2004-12-30
3. CLIMBCOURT LIMITED 1990-01-02 → 1990-02-23

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

IFRS UK-adopted Accounting Standards

Reporting scope

Standalone (parent only)

Auditor

Ernst & Young LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The directors are satisfied that the Company can continue to use the going concern basis in preparing the Financial Statements. In making this assessment the directors have considered: The Company's projected cash flows, profit and loss position, and solvency position; The resilience of the Company's solvency surplus through various scenario analyses (including a climate change scenario); Relevant economic and external considerations; The credit rating of the Company's ultimate parent and principal re-insurance counterparty; and The Company's liquidity position. As a result of this review, the directors believe the Company has adequate resources to continue in operational existence over the going concern period assessed up to 25 March 2027. Accordingly, they continue to adopt the going concern basis in preparing the Financial Statements.”

Group structure

1. ZURICH ASSURANCE LTD · parent
   1. Access Franchise Management Limited 100% · UK
   2. Eagle Star (Leasing) Limited 100% · UK
   3. Eagle Star Holding Company of Ireland Unlimited Company 100% · Republic of Ireland
   4. ES Plympton Nominee 1 Limited 100% · UK
   5. ES Plympton Nominee 2 Limited 100% · UK
   6. Graphene Capital Partners Limited 100% · UK
   7. Hawkcentral Limited 100% · UK
   8. Kennet Road 1 UK Limited 100% · UK
   9. Kennet Road 2 UK Limited 100% · UK
   10. Nearheath Limited 100% · UK
   11. Zurich Pension Trustees Limited 100% · UK

Significant events

• “In late February 2026, geopolitical tensions in the Middle East escalated into an armed conflict. On 28 February 2026, the United States and Israel launched joint military strikes against targets in Iran, triggering a broad retaliation by Iran in the days that followed. While this is considered a non-adjusting event in accordance with IAS 10 the conflict has created significant volatility in the financial markets which is being closely monitored.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

15

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +8.7%

  £1,227,000,000 → £1,334,000,000

• Cash

  +8.5%

  £82,000,000 → £89,000,000

• Net assets

  -14.3%

  £848,000,000 → £727,000,000

• Employees

  +12.9%

  4,950 → 5,590

• Profit before tax

  +7.6%

  £144,000,000 → £155,000,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers