WESTERN UNION RETAIL SERVICES GB LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-19 (in 6mo)
Last made up 2025-11-05
Watchouts
None on the register
Cash
£271K
-77.8% vs 2023
Net assets
£29M
+0.3% vs 2023
Employees
—
Average over period
Profit before tax
£164K
+1% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £298,804 | £116,693 | |
| Operating profit | £19,633 | £27,849 | |
| Profit before tax | £162,615 | £164,196 | |
| Net profit | £145,125 | £93,254 | |
| Cash | £1,220,032 | £270,594 | |
| Total assets less current liabilities | £29,377,251 | £29,470,505 | |
| Net assets | £29,377,251 | £29,470,505 | |
| Equity | £29,377,251 | £29,470,505 | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 6.6% | 23.9% | |
| Net margin | 48.6% | 79.9% | |
| Return on capital employed | 0.1% | 0.1% | |
| Current ratio | 1.82x | 1.84x | |
| Interest cover | 38.95x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young Chartered Accountants
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future and at least 12 months from the date of the approval of these financial statements. Thus, they continue to adopt the going concern basis in preparing the annual financial statements.”
Group structure
- WESTERN UNION RETAIL SERVICES GB LIMITED · parent
- Western Union Retail Services Sweden AB 100%
- Western Union Retail Services Spain SA 100%
Significant events
- “On 1 January 2025, the intercompany balances transferred from MT International Operations Srl ("MTIOS") to Western Union International Operations FZ-LLC ("WUIOL") a related party in Dubai.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 40 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SCANLON, Kate | Secretary | 2020-09-03 | — | — |
| BAKER, Graham | Director | 2018-02-05 | May 1977 | British |
Show 40 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BARRETT, Louise | Secretary | 2016-02-12 | 2017-09-20 |
| CAMPBELL, Joel | Secretary | 2012-09-03 | 2013-09-20 |
| MILLBOURN, David Harry | Secretary | 1999-05-14 | 2009-02-24 |
| MULDOWNEY, Patrick Joseph | Secretary | 1997-07-24 | 1999-05-14 |
| MULHOLLAND, Damien Paul, Mr. | Secretary | 2013-12-09 | 2016-02-12 |
| MURPHY, Frank Enda | Secretary | — | 1997-07-31 |
| O'CONNELL, Maria Bernadette | Secretary | 2009-02-24 | 2013-12-09 |
| O'HARE, Laura, Ms. | Secretary | 2017-09-20 | 2018-06-15 |
| OCONNELL, John | Secretary | 1991-12-20 | 1997-07-24 |
| PARKER, Devin Michael | Secretary | 2014-02-04 | 2020-06-02 |
| SALVETTI, Emmanuel | Secretary | 2012-09-03 | 2014-02-04 |
| SCHUMACHER, Patrick Robert | Secretary | 2014-02-04 | 2020-06-02 |
| ALVISINI, Massimiliano | Director | 2012-10-15 | 2016-05-31 |
| ANGELINI, Giovanni | Director | 2012-10-15 | 2014-01-04 |
| AZEVEDO, Mary Patricia | Director | 2009-02-24 | 2010-08-31 |
| BARRY, Justin David | Director | 2009-12-17 | 2012-03-28 |
| BROWN, Amanda Clare | Director | 2005-03-22 | 2009-05-29 |
| CARROLL, James, Mr. | Director | 2016-05-31 | 2018-01-12 |
| COTTER, Gerard | Director | 1998-01-21 | 2009-02-24 |
| CRAWFORD, Paul Richard | Director | 2009-08-17 | 2012-10-15 |
| CROWLEY, Denis | Director | 1991-12-20 | 2009-02-24 |
| ELZENGA, Henk | Director | 1997-07-24 | 2007-11-01 |
| FITZGERALD, John | Director | — | 1996-07-31 |
| GARODIA, Rajiv Kumar | Director | 2009-02-24 | 2012-10-15 |
| KEARNEY, Jackie | Director | 1991-12-20 | 1997-08-13 |
| LOFTUS, Mary Patricia | Director | 1995-11-29 | 1997-07-24 |
| MCCARTHY, Denis Brian | Director | — | 2009-02-24 |
| MCMULLAN, William Hawkins | Director | 2016-05-31 | 2019-10-31 |
| MULDOWNEY, Patrick Joseph | Director | 1997-07-24 | 2001-03-30 |
| MURPHY, Frank Enda | Director | — | 1997-07-31 |
| MURPHY, Jeremiah Gerard | Director | 1992-08-25 | 2010-02-24 |
| NAGLE, John Joseph | Director | — | 2009-02-24 |
| O'SULLIVAN, Michael James | Director | 2014-03-14 | 2017-08-16 |
| O'SULLIVAN, Michael | Director | 2004-04-06 | 2006-06-16 |
| OCONNELL, John | Director | 1991-12-20 | 2001-04-04 |
| OMAHONY, Conor | Director | 1991-12-20 | 1997-07-24 |
| POLLOCK, Andrew William, Mr. | Director | 2018-02-05 | 2023-12-08 |
| PRICE, Trevor Sheldon | Director | 2012-10-15 | 2014-03-14 |
| REA, William | Director | 1991-12-20 | 2008-08-10 |
| TOBIN, Maria | Director | 2000-03-14 | 2009-02-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Western Union Gb Limited | Corporate entity | ownership-of-shares-25-to-50-percent-as-firm, voting-rights-25-to-50-percent-as-firm, Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 214 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-11-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-22 | AA | accounts | Accounts with accounts type full | |
| 2024-11-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-06 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-10-13 | AA | accounts | Accounts with accounts type full | |
| 2023-12-13 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-13 | AA | accounts | Accounts with accounts type full | |
| 2023-09-05 | CH01 | officers | Change person director company with change date | |
| 2022-11-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-24 | AA | accounts | Accounts with accounts type full | |
| 2022-02-25 | AD01 | address | Change registered office address company with date old address new address | |
| 2021-11-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-08-28 | AA | accounts | Accounts with accounts type full | |
| 2020-11-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-09-04 | AP03 | officers | Appoint person secretary company with name date | |
| 2020-08-24 | AA | accounts | Accounts with accounts type full | |
| 2020-08-17 | CH01 | officers | Change person director company with change date | |
| 2020-06-09 | TM02 | officers | Termination secretary company with name termination date | |
| 2020-06-09 | TM02 | officers | Termination secretary company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-60.9%
£298,804 £116,693
-
Cash
-77.8%
£1,220,032 £270,594
-
Net assets
+0.3%
£29,377,251 £29,470,505
-
Employees
—
Not reported
-
Operating profit
+41.8%
£19,633 £27,849
-
Profit before tax
+1%
£162,615 £164,196
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers