SANTANDER FINANCIAL SERVICES PLC
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Next accounts due
2026-06-30 (in 1mo)
Last filed for 2024-12-31
Confirmation statement due
2027-04-15 (in 11mo)
Last made up 2026-04-01
Watchouts
None on the register
Cash
£3B
+38% vs 2023
Net assets
£320M
-9.9% vs 2023
Employees
155
-1.3% vs 2023
Profit before tax
-£23M
-666.7% vs 2023
Name history
Renamed 2 times since incorporation
- SANTANDER FINANCIAL SERVICES PLC 2019-09-30 → present
- ABBEY NATIONAL TREASURY SERVICES PLC 1989-02-27 → 2019-09-30
- MONEYTARGET PUBLIC LIMITED COMPANY 1989-01-24 → 1989-02-27
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £237,200,000 | £282,600,000 | |
| Operating profit | -£700,000 | -£6,500,000 | |
| Profit before tax | -£3,000,000 | -£23,000,000 | |
| Net profit | £12,000,000 | -£26,400,000 | |
| Cash | £2,308,000,000 | £3,186,000,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £355,000,000 | £320,000,000 | |
| Equity | £355,000,000 | £320,000,000 | |
| Average employees | 157 | 155 | |
| Wages | £7,900,000 | £8,900,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -0.3% | -2.3% | |
| Net margin | 5.1% | -9.3% | |
| Gearing (liabilities / total assets) | 94.6% | 95.5% | |
| Interest cover | -0.00x | -0.02x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The going concern of the Company is reliant on preserving a sufficient level of capital and adequately funding the balance sheet.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 74 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SANTANDER SECRETARIAT SERVICES LIMITED | Corporate Secretary | 2023-07-28 | — | — |
| BRIDGE, Susan Jane | Director | 2024-07-17 | Oct 1972 | British |
| HATTON, Helen May | Director | 2020-12-16 | Jan 1957 | British |
| HOUGHTON, Jennifer Anna | Director | 2020-10-13 | Dec 1961 | Swedish |
| LOPEZ, Francisco Javier Martin-Pliego | Director | 2026-03-11 | Sep 1979 | Spanish |
| ORTUNO, Antonio Costa | Director | 2020-10-09 | Jul 1969 | Spanish |
| POUNTNEY, James Keith | Director | 2020-10-09 | Oct 1974 | British |
| SETTLE, Richard John | Director | 2020-12-08 | Jan 1972 | British |
Show 74 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COLES, Shaun Patrick | Secretary | 2014-10-01 | 2016-09-01 |
| FORTUNATO, Karen Mary | Secretary | 1997-01-01 | 2014-10-01 |
| MAGAN, Ramesh Gopal | Secretary | 1993-02-01 | 1993-08-12 |
| NAGRECHA, Lenna | Secretary | 1993-08-12 | 1997-01-01 |
| NAGRECHA, Lenna | Secretary | — | 1993-02-01 |
| SAMUELS, Cheryl | Secretary | 2017-07-28 | 2023-07-28 |
| WILKES, Norman | Secretary | — | 1997-01-01 |
| WRIGHT, Jason Leslie | Secretary | 2016-10-27 | 2017-07-28 |
| ALLEN, Susan Mary | Director | 2017-01-24 | 2018-12-31 |
| ASTARLOA, Jaime | Director | 2008-03-05 | 2009-05-11 |
| BAGLIN, Richard John | Director | — | 1992-12-31 |
| BARCLAY, James Christopher | Director | 1997-09-01 | 1998-03-31 |
| BATCHELOR, Gwendoline Mary | Director | — | 2002-05-15 |
| BERRY, John Richard | Director | 1995-01-01 | 1995-12-01 |
| BIRCH, Peter Gibbs | Director | — | 1998-02-28 |
| BOSTOCK, Nathan Mark | Director | 2003-02-26 | 2007-04-02 |
| BRAUN, Alexander Stefan | Director | 1996-05-01 | 2002-05-15 |
| DAYAL, Madhukar | Director | 2019-09-16 | 2020-10-26 |
| DE LA VEGA, Jorge | Director | 2013-10-16 | 2014-07-16 |
| DE SOUSA, Luis Paulo Gloria Picardo | Director | 2009-05-11 | 2013-06-30 |
| DONALDSON, Thomas Hay | Director | 1994-01-19 | 1997-06-30 |
| EDGE, Fenella Jane | Director | 1996-05-01 | 2000-09-08 |
| ELLIOTT, Antony William | Director | 1993-09-16 | 2002-05-15 |
| FAIRBROTHER, Jeremy Richard Frederick, Dr | Director | 1992-07-01 | 2001-03-01 |
| FLYNN, Patrick John | Director | 2016-09-02 | 2018-12-31 |
| GALPIN, Rodney Desmond | Director | 1997-09-01 | 2002-05-15 |
| GARRATT, Robin | Director | 1995-01-01 | 2002-05-15 |
| GARRIDO, Juan | Director | 2016-05-23 | 2018-12-31 |
| GOMEZ LOPEZ, Justo Firmo | Director | 2013-03-07 | 2014-06-30 |
| GREEN, David Martin | Director | 2008-02-28 | 2015-12-31 |
| HAJJAJI, Abdelkrim | Director | 2015-11-26 | 2016-09-02 |
| HALLIDAY, Patricia Marie | Director | 2018-01-22 | 2020-10-16 |
| HARLEY, Ian | Director | — | 2002-07-19 |
| HASSON, John Anthony | Director | 2000-02-01 | 2002-05-15 |
| HENNESSY, John | Director | 2013-07-23 | 2015-04-13 |
| HESTER, Stephen Alan Michael | Director | 2002-05-16 | 2004-11-12 |
| HIBBITT, Tony Stewart | Director | 1999-01-01 | 2002-05-15 |
| HODGSON, Raphael William | Director | 1997-08-01 | 2002-05-15 |
| HONEY, Andrew Roland | Director | 2018-12-12 | 2020-03-06 |
| HUTCHISON, Sarah Anne | Director | 1996-05-01 | 1997-04-01 |
| JACKSON, Mark Cunliffe | Director | 2005-01-05 | 2007-06-13 |
| JONES, David Gareth | Director | 1993-09-16 | 2001-10-31 |
| JONES, David Gareth | Director | — | 1992-10-01 |
| JONES, Stephen Edward | Director | 2013-08-30 | 2015-10-30 |
| LITTLE, Roger John Francis | Director | — | 1994-09-23 |
| LLOYD, Timothy Simon | Director | 2016-08-11 | 2021-03-31 |
| LONG, Graham Stephen | Director | 1997-04-01 | 1997-12-31 |
| MATARRANZ, Victor | Director | 2020-03-07 | 2023-05-16 |
| MERRICK, Anna | Director | 2000-02-01 | 2002-05-15 |
| MORRISON, Brian William | Director | 2004-04-01 | 2012-10-01 |
| MORRISON, Brian William | Director | 1996-08-05 | 2002-05-15 |
| NEWELL, Andrew | Director | 2001-12-01 | 2002-05-15 |
| NICHOLLS, Jonathan Clive | Director | — | 1996-04-30 |
| NORFOLK, Jeremy Paul | Director | 1997-09-01 | 1997-12-31 |
| ONG, Siong Hung | Director | 2007-06-13 | 2007-10-31 |
| PAIN, Mark Andrew | Director | 1998-03-01 | 2003-02-26 |
| PATEMAN, Stephen James | Director | 2009-06-03 | 2015-10-02 |
| POTTINGER, Graham Robert | Director | 2001-05-01 | 2002-05-15 |
| POU, Raul | Director | 2023-05-17 | 2026-03-11 |
| RANGER, Thomas Allan | Director | 2022-12-21 | 2024-04-12 |
| RANGER, Thomas Allan | Director | 2019-01-23 | 2020-12-02 |
| RILEY, Nicholas | Director | 2003-07-30 | 2004-03-31 |
| RIPOLL, Jacques Henri Raoul Edmond Maurice Andre | Director | 2013-09-11 | 2015-07-15 |
| ROMAN, Antonio | Director | 2014-07-31 | 2019-09-15 |
| SHEPHERD, Thomas Charles Ryley | Director | 2020-03-07 | 2022-12-07 |
| SULLIVAN, Christopher Paul | Director | 2016-02-01 | 2018-10-31 |
| TONER, Charles Gerard | Director | 1996-08-05 | 1997-04-04 |
| TYRRELL, James Michael | Director | — | 1993-06-30 |
| WALLIS, Victoria Jane | Director | 2018-11-30 | 2020-03-06 |
| WARR, Steven Mark | Director | 1995-12-01 | 2002-05-15 |
| WILLIAMS, Richard Vaughan | Director | 2007-04-02 | 2008-03-05 |
| WOODLEY, Keith Spencer | Director | 1998-05-01 | 2002-05-15 |
| YSART ALVAREZ DE TOLEDO, Federico Jose Maria | Director | 2007-11-01 | 2009-11-02 |
| ZAPPA, Marcelo Alejandro Castro | Director | 2015-07-15 | 2016-06-27 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Santander Uk Group Holdings Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2018-12-14 | Active |
| Santander Uk Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2018-12-14 |
Filing timeline
Last 20 of 810 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-04-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-23 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-28 | MR01 | mortgage | Mortgage create with deed with charles court order extend with charge number charge creation date | |
| 2025-04-28 | AA | accounts | Accounts with accounts type full | |
| 2025-04-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-16 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-30 | AA | accounts | Accounts with accounts type full | |
| 2023-08-04 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2023-08-04 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-05-23 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-23 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-03-30 | AA | accounts | Accounts with accounts type full | |
| 2022-12-21 | AP01 | officers | Appoint person director company with name date | |
| 2022-12-16 | TM01 | officers | Termination director company with name termination date | |
| 2022-07-27 | CH01 | officers | Change person director company with change date | |
| 2022-04-07 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+19.1%
£237,200,000 £282,600,000
-
Cash
+38%
£2,308,000,000 £3,186,000,000
-
Net assets
-9.9%
£355,000,000 £320,000,000
-
Employees
-1.3%
157 155
-
Operating profit
-828.6%
-£700,000 -£6,500,000
-
Profit before tax
-666.7%
-£3,000,000 -£23,000,000
-
Wages
+12.7%
£7,900,000 £8,900,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers