Cash

£5M

+8% vs 2022

Net assets

£7M

+42% vs 2022

Employees

36

+2.9% vs 2022

Profit before tax

£3M

+32.1% vs 2022

Profile

Company number
02318036
Status
Active
Incorporation
1988-11-16
Last accounts made up
2025-03-31
Account category
FULL
Primary SIC
66190
Hubs
UK Fintech

Net assets

5-year trend · vs UK Fintech median

£0£5m£10m20192020202120222023
TITAN PENSIONS & INVESTMENTS LIMITED

Accounts

5-year trend · latest 2023-09-30

Metric Trend 2019-09-302020-09-302021-09-302022-09-302023-09-30
Turnover
Operating profit
Profit before tax £2,036,666£2,691,085
Net profit £1,590,027£2,092,673
Cash £4,213,599£4,551,353
Total assets less current liabilities £5,238,360£7,419,534
Net assets £5,188,488£7,369,939
Equity £1,794,873£5,188,488£7,369,939
Average employees 3536
Wages £2,372,681£2,398,134

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
BDO LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“We have performed stress tests with the reduction of asset levels and resultant revenues by 20% to confirm the resilience of the business in the event of a significant downturn. Due to the stability of its revenue base, its liquidity and the strength of its Balance Sheet, the Directors are confident that the Company is a going concern and the financial statements have been prepared on this basis.”

Subsidiaries

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

6 active · 19 resigned

Name Role Appointed Born Nationality
HANCHER, James Stephen Director 2026-01-27 Feb 1980 British
HANCOCK, Charlie Andrew Director 2025-08-01 Jan 1994 British
MANN, Jilly Louise Director 2009-09-24 Jun 1982 British
ROWLANDS, Todd Lewis Director 2025-03-10 Apr 1977 British
TELFORD, Jonathan Martin Wilson Director 2004-04-15 Mar 1962 British
WILSON, Mark Ronald Archibald Director 2025-10-21 May 1975 British
Show 19 resigned officers
Name Role Appointed Resigned
HAMILTON, Iain Alexander Secretary 2024-11-07 2026-02-10
HANCOCK, Jane Elizabeth Mary Secretary 2020-04-29 2023-11-21
MALLAGHAN, Gerard John Secretary 2014-09-18 2015-12-07
PANTER, Keith George Secretary 2009-11-18
SANDBACH, Barbara Ann Secretary 2016-02-11 2019-02-27
SIMONS, Erica Elizabeth Secretary 2018-02-07 2023-11-21
URQUHART, Adrian Clive Secretary 2009-11-18 2016-02-11
DUNCAN, Norman Alexander Director 2007-10-02 2009-04-02
FEARON, Andrew Jason Director 2023-11-21 2025-02-28
GAFFNEY, Stephen Robert Director 1994-01-10 2004-03-31
HANCOCK, Andrew Christopher Director 2008-10-01 2023-11-21
HUBBARD, Martin Ashley Director 1993-12-31
MCDONALD, Richard Director 2023-03-31 2026-01-12
MURPHY, Frederick Director 1995-07-12 2023-07-19
PANTER, Keith George Director 2010-09-30
SANDBACH, Richard Paul Stainton Director 2006-07-20 2008-10-01
SHARP, Damian Paul Director 2023-11-21 2026-03-05
STRANGE, John Francis Director 1997-09-30
URQUHART, Adrian Clive Director 2006-07-20 2023-11-21

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Telford Mann Group Limited Corporate entity Shares 75–100%, Voting 75–100% 2022-12-19 Active
Telford Mann Holdings Limited Corporate entity Shares 75–100%, Voting 75–100% 2019-05-29 Ceased 2022-12-19
Miss Jilly Louise Mann Individual Shares 25–50%, Voting 25–50% 2019-04-23 Ceased 2019-05-29
Mr Jonathan Martin Wilson Telford Individual Shares 25–50%, Voting 25–50% 2016-04-06 Ceased 2019-05-29

Filing timeline

Last 20 of 229 total filings

Date Type Category Description
2026-03-05 TM01 officers termination director company with name termination date
2026-02-27 TM02 officers termination secretary company with name termination date
2026-01-28 AP01 officers appoint person director company with name date
2026-01-27 CS01 confirmation-statement confirmation statement with no updates
2026-01-15 TM01 officers termination director company with name termination date
2025-12-22 AA accounts accounts with accounts type full
2025-10-23 AP01 officers appoint person director company with name date
2025-10-08 AP01 officers appoint person director company with name date
2025-05-14 CERTNM change-of-name certificate change of name company
2025-03-10 AP01 officers appoint person director company with name date
2025-03-10 TM01 officers termination director company with name termination date
2025-01-28 CS01 confirmation-statement confirmation statement with no updates
2024-11-11 AP03 officers appoint person secretary company with name date
2024-10-11 CH01 officers change person director company with change date
2024-05-22 CH01 officers change person director company with change date
2024-05-22 CH01 officers change person director company with change date
2024-01-30 CS01 confirmation-statement confirmation statement with updates
2024-01-30 AA01 accounts change account reference date company current extended
2024-01-25 AA accounts accounts with accounts type full
2023-11-29 MA incorporation memorandum articles

Credit score

Altman Z″ (private-firm) · reference 2023-09-30

12.49

SAFE

Altman Z″

  • Working capital / Total assets 0.809 × 6.56 = +5.31
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets 0.298 × 6.72 = +2.00
  • Book equity / Total liabilities 4.940 × 1.05 = +5.19

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page