TOWERGATE FINANCIAL (WEST) LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-02-02 (in 9mo)
Last made up 2026-01-19
Watchouts
Cash
£392K
0% vs 2023
Net assets
£8M
0% vs 2023
Employees
0
Average over period
Profit before tax
£0
Period ending 2024-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
The Company has disposed of their trade and assets and is in run-off. As a consequence, the financial statements of the Company have been prepared on a basis other than that of a going concern.
Name history
Renamed 4 times since incorporation
- TOWERGATE FINANCIAL (WEST) LIMITED 2009-08-29 → present
- TOWERGATE FINANCIAL SERVICES LIMITED 2006-12-20 → 2009-08-29
- THB FINANCIAL SERVICES LIMITED 2003-12-10 → 2006-12-20
- T.L. CLOWES FINANCIAL SERVICES LIMITED 1990-04-19 → 2003-12-10
- MILTON REEDS LIMITED 1988-09-02 → 1990-04-19
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £0 | £0 | |
| Operating profit | £0 | £0 | |
| Profit before tax | £0 | £0 | |
| Net profit | £0 | £0 | |
| Cash | £392,000 | £392,000 | |
| Total assets less current liabilities | £8,382,000 | £8,382,000 | |
| Net assets | £8,382,000 | £8,382,000 | |
| Equity | £8,382,000 | £8,382,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Return on capital employed | 0.0% | 0.0% | |
| Current ratio | 7.10x | 7.10x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The Company has disposed of their trade and assets and is in run-off. As a consequence, the financial statements of the Company have been prepared on a basis other than that of a going concern.”
Significant events
- “The Company was regulated by the UK Financial Conduct Authority ("FCA"). The Company was deauthorised on 6 May 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 42 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ARDONAGH CORPORATE SECRETARY LIMITED | Corporate Secretary | 2022-02-22 | — | — |
| COUGILL, Diane | Director | 2019-08-01 | Sep 1963 | British |
| ROSS, David Christopher | Director | 2016-12-20 | Feb 1969 | Irish |
Show 42 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALLEN, John William | Secretary | 1994-11-18 | 2000-09-21 |
| BOON, Michael Richard | Secretary | 2001-04-19 | 2001-12-20 |
| CLARK, Samuel Thomas Budgen | Secretary | 2011-07-22 | 2013-11-01 |
| CLARKE, Dean | Secretary | 2018-12-11 | 2022-02-22 |
| GOURIET, Geoffrey Costerton | Secretary | 2018-08-03 | 2018-12-11 |
| GOURIET, Geoffrey Costerton | Secretary | 2016-04-20 | 2016-12-20 |
| GREGORY, Jacqueline Anne | Secretary | 2016-12-20 | 2018-08-03 |
| HEAD, Michael Edward | Secretary | 2001-12-20 | 2006-12-04 |
| HOLBROOK, Penelope Ann | Secretary | — | 1994-11-18 |
| HUNTER, Andrew Stewart | Secretary | 2008-08-21 | 2011-07-22 |
| OWENS, Jennifer | Secretary | 2013-11-25 | 2016-03-01 |
| REDDI, John | Secretary | 2006-12-04 | 2008-08-22 |
| STEAD, Alan George | Secretary | 2000-09-21 | 2001-01-22 |
| TEMPLE SECRETARIAL LIMITED | Corporate Secretary | 2001-05-08 | 2001-12-20 |
| BOON, Michael Richard | Director | 2001-04-19 | 2001-12-20 |
| CARRUTHERS, James Maxwell | Director | 2010-09-23 | 2011-07-07 |
| CLOWES, Timothy Legh | Director | — | 2002-04-16 |
| COLENS, Gillian Mary | Director | 1995-01-13 | 1996-01-12 |
| COTTER, Gillian Mary | Director | 2001-12-20 | 2004-07-08 |
| COZENS, Charles Edmund Gillery | Director | — | 1996-07-12 |
| CULLUM, Peter Geoffrey | Director | 2009-09-18 | 2013-02-04 |
| CULLUM, Peter Geoffrey | Director | 2006-12-04 | 2009-02-20 |
| DARBY, Ian Stuart | Director | 2008-12-01 | 2011-12-01 |
| DOYLE, Andrew James | Director | 2008-12-01 | 2009-07-10 |
| DUDLEY, Paul | Director | 1994-04-01 | 1998-02-19 |
| EGAN, Scott | Director | 2012-04-19 | 2015-09-17 |
| EROTOCRITOU, Antonios | Director | 2017-03-15 | 2019-08-01 |
| GUEST, Garry David | Director | 1999-04-20 | 2012-02-10 |
| HARRIS, Paul James | Director | 1998-02-19 | 2004-07-08 |
| HODGES, Mark Steven | Director | 2011-10-25 | 2014-10-17 |
| HOMER, Andrew Charles | Director | 2009-08-25 | 2013-02-04 |
| HOMER, Andrew Charles | Director | 2006-12-04 | 2009-02-20 |
| JACKSON, Simon Paul | Director | 1996-07-18 | 2011-01-12 |
| MOORE, Jonathan Nicholas Mark | Director | 1996-07-18 | 2014-11-17 |
| MUGGE, Mark Stephen | Director | 2015-09-17 | 2018-03-02 |
| PATRICK, Ian William James | Director | 2009-07-10 | 2012-03-31 |
| PATRICK, Ian William James | Director | 2006-12-04 | 2009-02-20 |
| ROUSE, Stuart Mark | Director | 2008-12-01 | 2009-07-02 |
| SAULTER, Daniel | Director | 2008-12-01 | 2012-08-08 |
| SNOWBALL, Patrick Joseph Robert | Director | 2007-07-02 | 2008-12-01 |
| THOMPSON, Victor Herbert | Director | 2001-12-20 | 2004-07-08 |
| WILKINSON, Robert Stephen | Director | 2004-08-05 | 2006-12-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Towergate Financial (West) Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 220 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-12 | AA | accounts | Accounts with accounts type full | |
| 2025-01-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-17 | AA | accounts | Accounts with accounts type full | |
| 2024-01-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-02 | AA | accounts | Accounts with accounts type full | |
| 2023-01-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-26 | AA | accounts | Accounts with accounts type full | |
| 2022-02-28 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2022-02-28 | TM02 | officers | Termination secretary company with name termination date | |
| 2022-01-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-21 | AA | accounts | Accounts with accounts type full | |
| 2021-02-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-08-13 | AA | accounts | Accounts with accounts type full | |
| 2020-07-14 | AD01 | address | Change registered office address company with date old address new address | |
| 2020-07-14 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2020-03-09 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2020-01-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-09-16 | AA | accounts | Accounts with accounts type full | |
| 2019-08-13 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
—
Not reported
-
Cash
0%
£392,000 £392,000
-
Net assets
0%
£8,382,000 £8,382,000
-
Employees
—
Not reported
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers