TOUCHSTONE UNDERWRITING LIMITED

• ◆

  4 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

1. TOUCHSTONE UNDERWRITING LIMITED 2007-07-11 → present
2. CONSORT UNDERWRITING LIMITED 1988-09-01 → 2007-07-11
3. NEVRUS (409) LIMITED 1988-06-06 → 1988-09-01

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Bullimores LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

• “Under options dated 3 February and 19 November 2020, options over 652 ordinary £1 shares in Touchstone Underwriting Limited were granted to three directors and two employees. The options are exercisable on certain conditions unless earlier events occur to cause them to lapse or become exercisable under the scheme rules. The option price is £1 per share and is exercisable within 10 years of the date of the grant. The options vested in October 2021.”
• “Under options dated 19 July 2023, options over 588 ordinary £1 shares in Touchstone Underwriting Limited were granted to four directors and three employees. The options are exercisable on certain conditions unless earlier events occur to cause them to lapse or become exercisable under the scheme rules. The option price is £1 per share and is exercisable within 10 years of the date of the grant. The options had vested at 31 December 2023. Subsequent to the year end the share options have been realised.”
• “The company is a party to cross company guarantees in favour of banks and loan creditors to secure the liabilities of the Group headed by its parent company. Debentures were registered at Companies House on 27 July 2022 and replaced on 19 September 2025.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

14

last 12 months

Capital events

1

last 24 months

Officers appointed

1

last 12 months

Officers resigned

4

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  -12%

  £7,117,984 → £6,260,360

• Cash

  —

  Not reported

• Net assets

  +4.2%

  £3,378,260 → £3,518,665

• Employees

  —

  Not reported

• Operating profit

  -84.3%

  £322,878 → £50,732

• Profit before tax

  -53.3%

  £367,398 → £171,606

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers