HOMELOAN MANAGEMENT LIMITED

• ⚠

  Material uncertainty over going concern

  On 24 September 2025, the company entered into an agreement to sell Computershare Loan Services UK (which includes Homeloan Management Limited) to Advantage Odyssey Limited (a Pepper Advantage Limited company). While the transaction remains subject to the necessary regulatory approvals, it is expected to complete within 12 months from the date of the approval of the financial statements. The current directors are not aware of the detailed intentions for the company by the acquiring board of directors. As such, these conditions indicate the existence of a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern.

• ◆

  6 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

• ◆

  1 PSC ceased in last 24 months

  Significant control changed hands — see the Ownership section.

1. HOMELOAN MANAGEMENT LIMITED 1988-03-16 → present
2. CERTAINFINAL LIMITED 1988-01-28 → 1988-03-16

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 101

Reporting scope

Standalone (parent only)

Auditor

PricewaterhouseCoopers LLP

Audit opinion

Unqualified (clean)

Going concern

Material uncertainty disclosed

“On 24 September 2025, the company entered into an agreement to sell Computershare Loan Services UK (which includes Homeloan Management Limited) to Advantage Odyssey Limited (a Pepper Advantage Limited company). While the transaction remains subject to the necessary regulatory approvals, it is expected to complete within 12 months from the date of the approval of the financial statements. The current directors are not aware of the detailed intentions for the company by the acquiring board of directors. As such, these conditions indicate the existence of a material uncertainty which may cast significant doubt over the company's ability to continue as a going concern.”

Group structure

1. HOMELOAN MANAGEMENT LIMITED · parent
   1. Baseline Capital Limited 100% · United Kingdom

Significant events

• “Computershare Investments (UK) No.3 Limited entered into a definitive agreement on 24 September 2025 to sell the Computershare Loan Services UK business (which includes Homeloan Management Limited) to Advantage Odyssey Limited (a Pepper Advantage Limited company).”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

20

last 12 months

Capital events

0

last 24 months

Officers appointed

7

last 12 months

Officers resigned

6

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  -10.5%

  £66,955,000 → £59,909,000

• Cash

  +218.9%

  £3,578,000 → £11,410,000

• Net assets

  -0.4%

  £16,197,000 → £16,131,000

• Employees

  -17.8%

  338 → 278

• Operating profit

  +57.2%

  -£2,316,000 → -£992,000

• Profit before tax

  +70.1%

  -£2,337,000 → -£698,000

• Wages

  -39%

  £40,371,000 → £24,621,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers