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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-06-15 (in 1mo)

Last made up 2025-06-01

Watchouts

None on the register

Cash

£382K

+66.8% vs 2023

Net assets

£4M

-13.7% vs 2023

Employees

Average over period

Profit before tax

-£99K

-129.5% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £498,000£408,000
Operating profit £331,000£154,000
Profit before tax £336,000-£99,000
Net profit £288,000-£118,000
Cash £229,000£382,000
Total assets less current liabilities £4,517,000£6,750,000
Net assets £4,517,000£3,899,000
Equity £4,517,000£3,899,000
Average employees
Wages £8,000£9,000

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 66.5%37.7%
Net margin 57.8%-28.9%
Return on capital employed 7.3%2.3%
Gearing (liabilities / total assets) 1.0%42.6%
Current ratio 99.64x93.60x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Lovewell Blake LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Group structure

  1. CT CAPITAL LIMITED · parent
    1. UK Credit Limited 100% · United Kingdom · Loan lending
    2. Mobile Money Limited 100% · United Kingdom · Loan lending

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 20 resigned

Name Role Appointed Born Nationality
CROSS, Tara Secretary 2024-11-01
HOLLANDER, Paul Joseph Director 2021-09-24 Sep 1980 British
TURNER, Andrew Clive Director Jun 1958 British
Show 20 resigned officers
Name Role Appointed Resigned
RICHARDSON, Anthony Secretary 2008-03-20 2024-11-01
SULLIVAN, John Terance Secretary 2005-02-17 2007-09-14
TURNER, Kenneth Geoffrey Secretary 1999-04-30
TURNER, Sharon Leigh Secretary 2007-09-14 2008-03-20
TURNER, Sharon Leigh Secretary 1999-04-30 2005-02-17
CHAPMAN, Nicholas James Alfred Director 2004-10-01 2007-12-31
COUPE, James Andrew Director 2005-11-23 2007-12-31
EKE, Graham Charles Director 2011-06-23 2021-09-24
FAIRMAN, Richard William Mark Director 2007-12-31 2009-05-19
JONES, Christopher Ian Montague Director 2008-03-19 2011-06-30
MASDING, Jeremy John Director 2007-12-31 2009-11-12
MCGRATH, Ryan James Director 2004-09-15 2007-12-31
PAINTER, Jonathan David Director 2009-06-30 2018-02-01
ROWETT, Charles Francis Sam Director 2009-11-26 2011-04-18
SMITH, Andrew Luke Henri Director 2008-03-19 2008-07-31
SULLIVAN, John Terance Director 2004-10-25 2007-09-14
SYMONDS, Matthew John Director 2008-03-19 2011-06-30
TURNER, Kenneth Geoffrey Director 1994-06-28 1999-04-30
TURNER, Sharon Leigh Director 1999-04-30 2015-10-31
UDY, Robert Edward Director 2009-11-26 2011-04-14

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Norfolk Capital Group Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 469 total filings

Date Type Category Description
2025-06-02 CS01 confirmation-statement Confirmation statement with updates PDF
2025-04-15 AA accounts Accounts with accounts type full
2025-02-18 PSC05 persons-with-significant-control Change to a person with significant control PDF
2024-11-01 AP03 officers Appoint person secretary company with name date PDF
2024-11-01 TM02 officers Termination secretary company with name termination date PDF
2024-06-01 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-05-30 AA accounts Accounts with accounts type full
2023-12-08 SH19 capital Capital statement capital company with date currency figure
2023-12-08 CAP-SS insolvency Legacy
2023-12-08 SH20 capital Legacy
2023-12-08 RESOLUTIONS resolution Resolution
2023-06-01 CS01 confirmation-statement Confirmation statement with updates PDF
2023-04-27 AA accounts Accounts with accounts type full
2022-06-14 CS01 confirmation-statement Confirmation statement with updates PDF
2022-04-27 AA accounts Accounts with accounts type full
2022-01-21 PSC05 persons-with-significant-control Change to a person with significant control PDF
2021-12-30 RESOLUTIONS resolution Resolution
2021-12-16 MR04 mortgage Mortgage satisfy charge full PDF
2021-12-16 MR04 mortgage Mortgage satisfy charge full PDF
2021-12-16 MR04 mortgage Mortgage satisfy charge full PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
1

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers

Official Companies House page