CRAWFORD & COMPANY ADJUSTERS LIMITED
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Next accounts due
2026-07-31 (in 2mo)
Last filed for 2024-10-31
Confirmation statement due
2026-05-27 (this month)
Last made up 2025-05-13
Watchouts
None on the register
Cash
£2M
-33.1% vs 2023
Net assets
£43M
+7.6% vs 2023
Employees
53
+3.9% vs 2023
Profit before tax
£4M
+58.2% vs 2023
Name history
Renamed 5 times since incorporation
- CRAWFORD & COMPANY ADJUSTERS LIMITED 2000-08-30 → present
- CRAWFORD-THG LIMITED 1996-12-24 → 2000-08-30
- CRAWFORD & COMPANY INTERNATIONAL LIMITED 1994-10-28 → 1996-12-24
- GRAHAM MILLER GROUP LIMITED 1989-09-18 → 1994-10-28
- MILLOVER ADJUSTERS LIMITED 1987-02-24 → 1989-09-18
- MINMAR (5) LIMITED 1986-10-23 → 1987-02-24
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-10-31
| Metric | Trend | 2023-10-31 | 2024-10-31 |
|---|---|---|---|
| Turnover | £8,724,000 | £11,872,000 | |
| Operating profit | £2,081,000 | £4,035,000 | |
| Profit before tax | £2,843,000 | £4,498,000 | |
| Net profit | £2,804,000 | £4,065,000 | |
| Cash | £2,934,000 | £1,962,000 | |
| Total assets less current liabilities | £39,868,000 | £42,885,000 | |
| Net assets | £39,868,000 | £42,885,000 | |
| Equity | £39,868,000 | £42,885,000 | |
| Average employees | 51 | 53 | |
| Wages | £4,372,000 | £4,450,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-10-31 | 2024-10-31 |
|---|---|---|---|
| Operating margin | 23.9% | 34.0% | |
| Net margin | 32.1% | 34.2% | |
| Return on capital employed | 5.2% | 9.4% | |
| Current ratio | 19.36x | 12.44x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Whilst the Company is expected to make a profit going forward, a letter of support has been obtained from the ultimate parent company, Crawford & Company. Crawford & Company have stated in writing that they will provide financial support until 30 September 2026 to allow Crawford & Company Adjusters Limited to meet its financial commitments and pay its liabilities as they fall due. Based on the estimated liquidity position and the level of cash, cash equivalents, short-term investments, and the available borrowing capacity under the credit facility, in addition to the prospects for continued generation of cash from operating activities, the Directors believe that the Group has sufficient liquidity to meet the Company's short- and medium-term business needs and obligations for the period to 30 September 2026.”
Group structure
- CRAWFORD & COMPANY ADJUSTERS LIMITED · parent
- Crawford & Company EMEA/AP Management Limited
- Crawford & Company Broadspire (Philippines) Inc*
- Crawford & Company Logistics (Philippines) Inc*
- Crawford & Company Shared Services Inc*
- Crawford Graham Miller Holdings Limited
- Crawford Graham Miller Europe Limited
- Crawford Trustees Limited
- Crawford Arnold & Green Limited
- Brocklehursts Holdings Limited
- THG (Dormant) Ltd
- Anglo Kuwait Loss Adjusting Group Limited
- Arnold & Green Pension Scheme Trustees Limited
- Crawford & Company Risk Services Investments Limited
- Crawford & Company Adjusters (UK) Limited*
- Crawford Contractor Connection UK Limited*
- Specialist Liability Services Limited
- Crawford & Company Legal Services Limited*
- Buckley Scott Holdings Limited*
- RBAG Holdings UK Limited*
- RBAG Legacy UK Limited*
- Crawford Aviation Limited*
- RBAG Legacy Holdings Limited*
- RD&L International Holdings Limited*
- Crawford Aviation Singapore Pte*
- Crawford & Company (Asia Pacific) Management Services PTE Limited*
- PT Satria Dharma Pusaka Crawford THG (50%) 0.5%
- Redassistencia Colombia S.A.S. (50%) 0.5%
Significant events
- “Following transfers of cash from the Middle East to the UK, the Company was able to subscribe for £2,336,000 of further shares in its subsidiary undertaking Crawford & Company EMEA/AP Management Limited.”
- “Stronger trading results and a positive net assets position at 31 October 2024 has permitted a £222,000 increase in the value of the Company's Indonesian joint venture – partially reversing historic impairment charges.”
- “In December 2023 the Company made a capital contribution of £553,000 to the Group's wholly owned subsidiary in Colombia, which the Company owns 50% of.”
- “During the year the Group completed a wider reorganisation of its operations in the Middle East which involved the final closure of the Company's Saudi Arabia branch and the move to operations in that country being instead wholly undertaken by a fellow Group subsidiary. The impact on the Company in the year was to waive a receivable balance owed from the Saudi Arabia subsidiary on instruction from the parent company. This has been accounted for as a distribution, reflecting the transfer of value up to the wider group and into the fellow subsidiary.”
- “Subsequent to the year-end, on 13 November 2024 the Company issued 457,047 ordinary £1 shares to its immediate parent for proceeds of £457,047. Then on 13 November 2024 the Company subscribed for 2,423,655 shares in the capital of Redassistencia Colombia S.A.S for consideration of £ 457,047, taking its ownership to 65% of that company.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 43 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PEARSALL, Stephen David | Director | 2006-10-23 | Jan 1968 | British |
| STEVENSON, Tami Edith | Director | 2021-10-26 | Aug 1966 | American |
Show 43 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOWMAN, Jeffrey Thomas | Secretary | — | 1995-02-28 |
| BRAYBROOKS, Colin Steven | Secretary | 2005-08-02 | 2006-10-24 |
| NELSON, Allen William | Secretary | 2006-10-24 | 2016-09-09 |
| OSTEN, Judd F | Secretary | 1997-02-11 | 2003-01-15 |
| RESCIGNO, Peter James | Secretary | 2003-01-15 | 2005-08-02 |
| STAITE, Andrew John | Secretary | 1995-02-28 | 1997-02-11 |
| ALBRIGHT, Robert Paul | Director | 1995-04-21 | 1997-02-27 |
| BEYNON, John | Director | — | 1994-03-03 |
| BIRCH REYNARDSON, William | Director | — | 1994-02-07 |
| BOLLINGER, Paul Allan | Director | 1995-04-21 | 1996-01-31 |
| BOLTON, William John Theo | Director | — | 1994-02-07 |
| BOWMAN, Jeffrey Thomas | Director | 2001-03-30 | 2009-07-01 |
| BOWMAN, Jeffrey Thomas | Director | — | 1997-04-09 |
| BOX, George Lee | Director | 1995-02-20 | 1997-02-27 |
| BROCKLEHURST, John George David | Director | 1995-04-21 | 1997-02-27 |
| BRYANT, Graham Alexander | Director | — | 1995-02-20 |
| BRYANT, Jim Ray | Director | 1995-04-21 | 1997-02-27 |
| COWELL, Peter Harry | Director | 1995-04-21 | 1997-02-27 |
| COYNE, Shaun Stephen | Director | — | 1995-02-20 |
| CRAWFORD, Jesse Carroll | Director | 1997-02-11 | 2000-03-30 |
| CUDDY, Michael Joseph | Director | 1997-04-14 | 1998-06-05 |
| DAVIES, Edward Leyshon Mccleland | Director | — | 1995-09-30 |
| ELDER, Ronald Sharp | Director | 1997-04-14 | 1999-06-23 |
| GENT, Ronald John | Director | — | 1995-02-20 |
| HANSON-JAMES, David Richard | Director | — | 1995-07-14 |
| HARMAN, Mark | Director | 1998-10-15 | 1999-11-20 |
| HENDRY, David Vaughn | Director | 2000-03-30 | 2006-10-23 |
| HODSON, Gregory Patterson | Director | 2000-09-26 | 2001-03-30 |
| HOLCROFT, Stephen William | Director | 1995-04-21 | 1996-12-13 |
| HORNER, James Stewart | Director | — | 1992-12-31 |
| MEYERS JR, Archie | Director | 1998-10-15 | 2000-09-26 |
| MINIX, Forrest Lee | Director | 1998-10-15 | 1999-07-27 |
| MURESS, Ian Victor | Director | 2005-08-02 | 2017-04-14 |
| OSTEN, Judd Freeman | Director | 1995-02-20 | 1997-02-27 |
| REEVES, Michael Frank | Director | 2000-03-30 | 2005-08-02 |
| RIGBY, Kieran Lawrence | Director | 2017-04-28 | 2019-12-18 |
| SMITH, Dennis Allen | Director | 1995-02-20 | 1998-09-27 |
| SMITH, Dennis Allen | Director | — | 1992-06-30 |
| TICKLE, Thomas Robert | Director | 1995-04-21 | 1996-05-08 |
| TOOMEY, David Alexander | Director | — | 1995-02-20 |
| YOUENS, David Richard Bill | Director | 1995-04-21 | 1997-02-11 |
| YOUENS, David Richard Bill | Director | — | 1995-03-27 |
| ZIMMERMAN, Erwin | Director | 1996-12-19 | 1998-06-05 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Crawford & Company Emea/A-P Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 271 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-01-29 MA Memorandum articles
- 2025-12-19 RESOLUTIONS Resolution
- 2025-12-05 RESOLUTIONS Resolution
- 2025-10-31 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-29 | MA | incorporation | Memorandum articles | |
| 2025-12-19 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2025-12-19 | SH20 | capital | Legacy | |
| 2025-12-19 | CAP-SS | insolvency | Legacy | |
| 2025-12-19 | RESOLUTIONS | resolution | Resolution | |
| 2025-12-08 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-12-05 | RESOLUTIONS | resolution | Resolution | |
| 2025-10-31 | SH20 | capital | Legacy | |
| 2025-10-31 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2025-10-31 | CAP-SS | insolvency | Legacy | |
| 2025-10-31 | RESOLUTIONS | resolution | Resolution | |
| 2025-10-29 | SH01 | capital | Capital allotment shares | |
| 2025-09-23 | AA | accounts | Accounts with accounts type full | |
| 2025-05-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-02-19 | CH01 | officers | Change person director company with change date | |
| 2024-12-19 | CH01 | officers | Change person director company with change date | |
| 2024-12-06 | SH01 | capital | Capital allotment shares | |
| 2024-10-17 | AA | accounts | Accounts with accounts type full | |
| 2024-05-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-04 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 14
- Capital events
- 6
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-10-31 vs 2023-10-31
-
Turnover
+36.1%
£8,724,000 £11,872,000
-
Cash
-33.1%
£2,934,000 £1,962,000
-
Net assets
+7.6%
£39,868,000 £42,885,000
-
Employees
+3.9%
51 53
-
Operating profit
+93.9%
£2,081,000 £4,035,000
-
Profit before tax
+58.2%
£2,843,000 £4,498,000
-
Wages
+1.8%
£4,372,000 £4,450,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers