SKIPTON FINANCIAL SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-08-27 (in 3mo)
Last made up 2025-08-13
Watchouts
None on the register
Cash
£67K
-37.2% vs 2023
Net assets
£583K
-14.8% vs 2023
Employees
0
Average over period
Profit before tax
£465K
-14.5% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £902,222 | £854,981 | |
| Operating profit | £423,105 | £432,243 | |
| Profit before tax | £543,296 | £464,727 | |
| Net profit | £415,484 | £348,545 | |
| Cash | £106,226 | £66,710 | |
| Total assets less current liabilities | £740,179 | £639,537 | |
| Net assets | £684,913 | £583,458 | |
| Equity | £684,913 | £583,458 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 46.9% | 50.6% | |
| Net margin | 46.1% | 40.8% | |
| Return on capital employed | 57.2% | 67.6% | |
| Gearing (liabilities / total assets) | 20.8% | 16.1% | |
| Current ratio | 6.04x | 10.90x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In the opinion of the Directors the Company has adequate financial resources to meet its financial obligations as they fall due. As a consequence, the Directors believe that the Company is well placed to manage its business risks successfully. The Directors also have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period to 27 February 2026 which is the next 12-month period. Therefore, they continue to adopt the going concern basis of accounting in preparing the annual Financial Statements.”
Significant events
- “During 2023 a re-capitalisation took place where the value per share was reduced from £1 to £0.000001.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 39 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| TRAVIS, David Roy | Secretary | 2023-04-24 | — | — |
| CHAMBERS, Paul Stuart | Director | 2024-03-26 | Apr 1967 | British |
| GAKHAL, Jasvinder Kaur | Director | 2025-04-28 | Mar 1981 | British |
Show 39 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DAVIDSON, Gillian Mary | Secretary | 2006-10-01 | 2011-02-08 |
| DAWSON, John William | Secretary | 1993-03-03 | 2006-09-30 |
| GIBSON, John Joseph | Secretary | 2011-02-08 | 2023-04-24 |
| JEANES, John Arthur | Secretary | — | 1993-03-03 |
| ASPINALL, Anthony Roger Bruce | Director | 1995-03-13 | 1998-04-20 |
| BARKER, Andrew Michael | Director | 1996-08-16 | 2016-02-01 |
| BOGGIE, Timothy James | Director | 1993-05-01 | 1994-05-09 |
| BOTTOMLEY, Andrew Paul | Director | 2016-01-01 | 2025-04-28 |
| BOWER, George | Director | 2002-08-02 | 2006-05-25 |
| BOWSHER, Marcus Frank | Director | 1999-05-24 | 2001-05-01 |
| CORNELIUS, Ian Michael | Director | 2014-04-22 | 2016-08-01 |
| CRADDOCK, Peter Martin | Director | 2006-01-01 | 2011-02-25 |
| CRAIG, Keely Jill | Director | 2012-10-25 | 2016-07-31 |
| CUTTER, David John | Director | 2015-05-11 | 2016-08-01 |
| CUTTER, David John | Director | 2006-01-01 | 2012-11-30 |
| FELL, Harry Gillies | Director | 1993-05-01 | 1995-03-13 |
| FLEET, Mark Russell | Director | 2008-11-10 | 2014-12-31 |
| GALLETLEY, Simon Hugh | Director | 2006-05-25 | 2009-07-01 |
| GIBSON, John Joseph | Director | 1995-03-01 | 2005-12-31 |
| GITTINS, Paul Trevor | Director | 2009-07-01 | 2012-07-13 |
| GITTINS, Paul Trevor | Director | 2000-07-19 | 2002-08-02 |
| GOODFELLOW, John Graham | Director | — | 2008-12-31 |
| HALES, Peter Robert | Director | 2015-05-15 | 2016-08-01 |
| HEPWORTH, Ian Richard | Director | — | 1993-03-03 |
| HOLT, Simon Jeremy | Director | 1993-05-01 | 2008-06-27 |
| ISHERWOOD, Jonathan Paul | Director | 2002-01-02 | 2015-09-30 |
| JEANES, John Arthur | Director | — | 1993-03-03 |
| KENNING, David Noel | Director | — | 1997-04-18 |
| LEACH, Matthew George Andrew | Director | 2009-07-23 | 2026-04-01 |
| LUND, Mark Joseph | Director | 2014-01-20 | 2016-04-24 |
| MCCLURG, James Charles | Director | 1997-06-11 | 2013-12-31 |
| MCCORMICK, Ronald Joseph | Director | 1999-08-27 | 2000-07-19 |
| MCCORMICK, Ronald Joseph | Director | 1993-03-03 | 1996-04-01 |
| MILNOR, Lisa Rachael | Director | 1996-04-01 | 1999-04-22 |
| NDAWULA, Robert Samuel Duncan Mugenyi | Director | 2016-09-05 | 2024-03-26 |
| SCOTTER, John Alan | Director | — | 2005-12-31 |
| SHERLOCK, Nigel | Director | 2001-03-01 | 2002-02-28 |
| SKAE, John Robin | Director | 1999-02-18 | 2001-03-01 |
| TWIGG, Richard John | Director | 2009-12-01 | 2014-04-07 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Skipton Group Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 224 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-05 | AA | accounts | Accounts with accounts type full | |
| 2025-05-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-20 | AA | accounts | Accounts with accounts type full | |
| 2024-05-09 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-04-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-28 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-28 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2023-11-28 | SH20 | capital | Legacy | |
| 2023-11-28 | CAP-SS | insolvency | Legacy | |
| 2023-11-28 | RESOLUTIONS | resolution | Resolution | |
| 2023-07-20 | AA | accounts | Accounts with accounts type full | |
| 2023-05-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-02 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-05-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2022-09-01 | AA | accounts | Accounts with accounts type full | |
| 2022-05-09 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-5.2%
£902,222 £854,981
-
Cash
-37.2%
£106,226 £66,710
-
Net assets
-14.8%
£684,913 £583,458
-
Employees
—
Not reported
-
Operating profit
+2.2%
£423,105 £432,243
-
Profit before tax
-14.5%
£543,296 £464,727
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers