HW FINANCIAL SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-10-15 (in 5mo)
Last made up 2025-10-01
Watchouts
None on the register
Cash
£1M
-42.4% vs 2022
Net assets
£1M
-18.5% vs 2022
Employees
0
Average over period
Profit before tax
£711K
+16% vs 2022
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · latest reflected 2023-12-31
Latest accounts filed cover 2024-12-31; financial figures currently reflect up to 2023-12-31.
| Metric | Trend | 2022-01-01 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|
| Turnover | — | £5,159,000 | £5,013,000 | |
| Operating profit | — | £593,000 | £663,000 | |
| Profit before tax | — | £613,000 | £711,000 | |
| Net profit | — | £499,000 | £544,000 | |
| Cash | — | £2,172,000 | £1,250,000 | |
| Total assets less current liabilities | — | — | — | |
| Net assets | — | £1,651,000 | £1,345,000 | |
| Equity | £1,652,000 | £1,651,000 | £1,345,000 | |
| Average employees | — | 0 | 0 | |
| Wages | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2022-01-01 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|---|
| Operating margin | — | 11.5% | 13.2% | |
| Net margin | — | 9.7% | 10.9% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After reviewing the Company's performance projections for the period of at least 12 months from the date of issue of the financial statements, the Directors are satisfied that, in taking account of a range of stress tests which are deemed to be severe but plausible, the Company has adequate access to resources to enable the Company to meet its obligations and continue in operational existence for the foreseeable future. Accordingly, the Directors.continue to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “There have been no material post balance sheet events requiring disclosure prior to the date of signing this report.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
11 active · 38 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DAVIES, Charlotte | Secretary | 2024-03-31 | — | — |
| BOYLE, Sally Ann | Director | 2024-03-22 | Jul 1961 | British |
| DEMING, Peter Hepburn | Director | 2020-09-01 | Aug 1981 | British |
| GEDDES, Paul Robert | Director | 2023-10-06 | Jun 1969 | British |
| GERSH, Alexander | Director | 2025-06-27 | Mar 1964 | British |
| GRIGG, Christopher Montague | Director | 2021-08-02 | Jul 1959 | British |
| HAGERTY, Sean Patrick | Director | 2025-05-01 | Mar 1961 | American,British |
| HUYSSEUNE, Thibault | Director | 2025-02-12 | Jan 1993 | Belgian |
| PELL, Christopher | Director | 2020-09-01 | Nov 1978 | British |
| STENT, Carla Rosaline | Director | 2020-09-01 | Feb 1971 | British |
| WIKLUND, Kjersti | Director | 2022-09-09 | Sep 1962 | British |
Show 38 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CALITZ, Frederick Johannes | Secretary | 2013-02-27 | 2016-09-30 |
| COOKE, Stephen Andrew | Secretary | 2010-01-14 | 2010-06-18 |
| EMERTON, Philip John | Secretary | — | 1993-12-01 |
| FAIRCLOUGH, Geoffrey Charles | Secretary | 1993-12-01 | 2006-08-01 |
| HASAN, Rehana | Secretary | 2016-09-30 | 2020-09-03 |
| SAUNDERS, Deborah Ann | Secretary | 2020-09-03 | 2021-09-01 |
| SMITH, Derek William | Secretary | 2006-08-01 | 2010-01-14 |
| WHITE, Gavin Raymond | Secretary | 2021-09-01 | 2024-03-31 |
| BADDELEY, Andrew Martin | Director | 2018-09-12 | 2025-03-31 |
| CHAMBERS, Elizabeth Grace | Director | 2020-09-01 | 2024-03-31 |
| COBB, David Martin | Director | 2020-12-04 | 2024-06-21 |
| COOKE, Stephen Andrew | Director | 2010-01-14 | 2010-06-18 |
| COVELL, Beverley Michael | Director | 2010-03-04 | 2014-10-23 |
| COWAN, Andrew James | Director | 2016-07-29 | 2018-07-31 |
| DAWES, Richard Bolton | Director | 2003-05-14 | 2016-12-08 |
| DOWNING, Wadham St. John | Director | 2016-07-29 | 2018-08-03 |
| FAIRCLOUGH, Geoffrey Charles | Director | 1993-09-20 | 2010-01-14 |
| FLETCHER, Colin Malcolm | Director | 1993-09-20 | 1998-05-18 |
| FRASER, James Annand | Director | 2020-01-30 | 2020-09-24 |
| GRANT, Andrew James Murray | Director | 2018-09-27 | 2019-11-29 |
| HALL, Peter Lindop | Director | 2010-06-07 | 2017-12-30 |
| JONES, Keith | Director | 2020-09-01 | 2025-09-05 |
| LAUGHTON, Gene Melvin | Director | — | 2005-03-31 |
| LAYZELL, Stuart Paul | Director | 2015-07-28 | 2016-07-29 |
| LEWIS, Peter Cyril Robert | Director | 1993-09-20 | 2007-03-31 |
| MCNABB III, Frederick William | Director | 2021-01-15 | 2022-11-18 |
| MINIFIE, Andrew Stephen | Director | 2003-05-14 | 2010-01-14 |
| MUELDER, Philip Sebastian | Director | 2020-09-01 | 2025-02-12 |
| REID, Donald William Sherret | Director | 2010-09-28 | 2019-11-29 |
| ROBERTSON, Roderick | Director | 1995-07-10 | 1995-12-31 |
| ROSS, John | Director | — | 1998-05-18 |
| SAMUEL, William Meredith, Mr | Director | 2020-01-30 | 2022-02-18 |
| SPIERS, John Dudley | Director | 2010-01-14 | 2011-02-23 |
| STALKARTT, Timothy Charles | Director | 2012-05-29 | 2016-12-08 |
| STOPPS, Kevin Peter | Director | 2020-12-03 | 2021-10-01 |
| STYLE, Rodney Hill | Director | — | 2010-01-14 |
| VERITY, Sean Leighton | Director | 1998-04-06 | 2003-05-14 |
| WOODHOUSE, Christopher | Director | 2017-10-03 | 2023-08-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bestinvest (Holdings) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 263 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-12-24 | CH01 | officers | Change person director company with change date | |
| 2025-11-25 | CH01 | officers | Change person director company with change date | |
| 2025-11-25 | CH01 | officers | Change person director company with change date | |
| 2025-11-25 | CH01 | officers | Change person director company with change date | |
| 2025-10-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-12 | AA | accounts | Accounts with accounts type full | |
| 2025-07-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-21 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-10-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-11 | AA | accounts | Accounts with accounts type full | |
| 2024-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-10 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-04-10 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-04-10 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-09 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-23 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2022 → FY2023 · period ending 2023-12-31 vs 2022-12-31
-
Turnover
-2.8%
£5,159,000 £5,013,000
-
Cash
-42.4%
£2,172,000 £1,250,000
-
Net assets
-18.5%
£1,651,000 £1,345,000
-
Employees
—
Not reported
-
Operating profit
+11.8%
£593,000 £663,000
-
Profit before tax
+16%
£613,000 £711,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers