UK Companies House feature
PREMIUM CREDIT LIMITED
Profile
- Company number
- 02015200
- Status
- Active
- Incorporation
- 1986-04-29
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors assessed the Company's ability to continue as a going concern for a period of at least 12 months and are satisfied it has sufficient resources. They are not aware of any material uncertainties that may cast significant doubt upon the Company's ability to continue as a going concern. The financial statements are prepared on a going concern basis.”
Significant events
- “The Company is monitoring developments in respect of a Court of Appeal Judgement on 25 October 2024 that upheld an appeal against two motor finance providers in relation to historical commission arrangements.”
- “The shares in the Company were distributed from Pomegranate Midco Limited to Platinum Credit Bidco Limited on 21 January 2025.”
- “In January 2025, the ITN and VFN facilities were extended for another 3 years, to 2028, increasing in size to £1,076 million. In February 2025, the Securitisation Facility was extended for another 3 years, to 2028, increasing in size to £125 million.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
8 active · 60 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ANNYS, Elizabeth Sarah | Secretary | 2018-11-29 | — | — |
| CHAPMAN, Andrew Phillip | Director | 2019-01-03 | Nov 1969 | British |
| EGAN, Scott | Director | 2022-11-09 | Apr 1971 | British |
| KNOLL, Joseph | Director | 2022-11-09 | Oct 1978 | American |
| LUMELLEAU, John Lawrence | Director | 2022-11-09 | Jun 1951 | American |
| SKIBNEVSKIY, Nikolay Romanovich | Director | 2024-04-19 | Jun 1993 | Israeli |
| SORENSON, Kory Beth | Director | 2022-11-09 | Dec 1968 | British |
| WAITE, Tara Jane | Director | 2019-09-23 | Feb 1975 | Irish |
Show 60 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CUTLER, Charleen | Secretary | 2017-07-31 | 2018-11-29 |
| FENWICK, Stephen Timothy | Secretary | 2003-02-11 | 2004-01-27 |
| FITZPATRICK, Jasan | Secretary | 2014-05-07 | 2017-07-31 |
| HENDER, David John | Secretary | 1996-08-22 | 2002-07-17 |
| LEDSAM, Charles Edmund Royden | Secretary | — | 1996-08-22 |
| MULHOLLAND, Alyson Elizabeth | Secretary | 2008-01-01 | 2012-10-31 |
| PUMFREY, Donna Wendy | Secretary | 2005-04-01 | 2008-01-01 |
| RUSSELL, Robin | Secretary | 2004-01-27 | 2005-04-01 |
| ALLAN, Robert Andrew | Director | 2006-01-31 | 2012-10-31 |
| BARNES, Annette Marie | Director | 2008-07-22 | 2010-08-13 |
| BECKETT, Sharon Patricia | Director | 1998-01-01 | 2004-01-27 |
| BURKE, Christopher Stephen | Director | 2015-03-05 | 2019-10-31 |
| CATTERALL, Peter Anthony Colin | Director | 2015-02-27 | 2022-11-09 |
| COBB, Michael Harold | Director | 1995-01-01 | 2001-11-29 |
| COHEN, Aaron Douglas | Director | 2012-10-31 | 2015-02-27 |
| CRAIG, Ian Ashley | Director | 2008-07-22 | 2012-10-31 |
| CREWE, Maxim Devin | Director | 2015-02-27 | 2022-11-09 |
| DE ANGELO, Salvatore Andrew | Director | 2004-01-27 | 2006-01-31 |
| DOMAN, Andrew Spencer | Director | 2012-10-31 | 2015-12-17 |
| FLYNN, Shane Grahame | Director | 2004-03-26 | 2006-01-31 |
| FRY, Robert Michael | Director | 2000-10-20 | 2001-03-09 |
| GARROD, Kenneth | Director | 2001-12-06 | 2007-02-01 |
| GREENE, Michele Sylvia | Director | 2006-01-31 | 2012-10-31 |
| HENDER, David John | Director | 1998-01-01 | 2002-07-17 |
| HENDER, William Thomas | Director | 1993-01-04 | 1998-12-31 |
| HOLLANDER, Michael Staren | Director | 2012-10-31 | 2015-02-27 |
| HOPE, Anthony Philip | Director | 1993-04-01 | 1996-08-22 |
| HUNTER, Rebecca Helen | Director | 2022-02-08 | 2022-11-09 |
| JOHNSON, Michele Ann | Director | 1998-01-01 | 2004-01-27 |
| KEOGH, Colin Denis | Director | 2015-10-28 | 2022-11-09 |
| KISNADWALA, Nayan Vithaldas | Director | 2015-07-22 | 2018-06-18 |
| KRULAK, Charles | Director | 2004-01-27 | 2004-03-19 |
| MORAN, Simon John | Director | 2019-07-05 | 2022-11-09 |
| MORAN, Simon John | Director | 2008-07-22 | 2012-10-31 |
| MORAN, Simon John | Director | 1999-01-22 | 2004-01-27 |
| NA, Victor Ho-Yeong | Director | 2022-11-09 | 2024-03-28 |
| O'DOHERTY, Ian | Director | 2007-10-09 | 2012-10-31 |
| OTENASEK, Francis Heath | Director | 2004-01-27 | 2004-01-27 |
| PEARCE, Nicholas Charles William | Director | 2012-10-31 | 2013-10-31 |
| PEARCE, Nicholas Charles William | Director | 2007-03-06 | 2012-10-31 |
| PEARCE, Nicholas Charles | Director | 1999-01-22 | 2004-01-27 |
| POWERS-FREELING, Laurel Claire | Director | 2012-12-07 | 2015-10-28 |
| PUMFREY, Donna Wendy | Director | 2007-03-06 | 2009-12-15 |
| PUTTERGILL, Graham Fraser | Director | 2000-07-03 | 2005-08-19 |
| REEVE, John | Director | 2012-12-07 | 2019-10-31 |
| RHODES, Michael | Director | 2006-01-31 | 2007-10-01 |
| RINGROSE, Colin Alan | Director | 1992-07-16 | 2002-10-31 |
| ROBINSON, Stephen Roger | Director | 2000-10-20 | 2004-01-27 |
| ROCHE, Collin Edward | Director | 2012-10-31 | 2015-02-27 |
| RUSSELL, Robin | Director | 2004-01-27 | 2005-04-01 |
| SANTOSPIRITO, Anthony | Director | 2015-02-27 | 2022-02-08 |
| SIMPSON, Mary Patricia | Director | 1998-01-01 | 2004-01-27 |
| STOFFBERG, Leon Du Toit | Director | 1996-08-22 | 2001-11-21 |
| STOFFBERG, Leon Du Toit | Director | — | 1994-12-30 |
| STRUTHERS, Richard Kenneth | Director | 2004-01-27 | 2006-01-31 |
| WHITTAKER, Clyde Robert | Director | 1999-01-22 | 2004-01-27 |
| WHITTICK, Derek | Director | 1997-01-02 | 2000-12-29 |
| WHITTICK, Derek | Director | — | 1996-08-22 |
| WOOLGROVE, Thomas | Director | 2016-01-11 | 2019-06-07 |
| YOUNG, David Thomas Mcaree | Director | 2016-01-11 | 2023-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Platinum Credit Bidco Limited | Corporate entity | Shares 75–100% | 2025-01-23 | Active |
| Pomegranate Midco Limited | Corporate entity | Shares 75–100% | 2024-08-15 | Ceased 2025-01-23 |
| Vendcrown Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2024-08-15 |
Filing timeline
Last 20 of 307 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-13 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-08-06 | AA | accounts | accounts with accounts type full |
| 2025-07-29 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2025-07-29 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2025-03-19 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-12-14 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2024-12-14 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2024-06-11 | AA | accounts | accounts with accounts type full |
| 2024-05-02 | AP01 | officers | appoint person director company with name date |
| 2024-04-11 | TM01 | officers | termination director company with name termination date |
| 2024-03-15 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-06-21 | AA | accounts | accounts with accounts type full |
| 2023-05-12 | TM01 | officers | termination director company with name termination date |
| 2023-03-06 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-01-27 | MA | incorporation | memorandum articles |
| 2023-01-27 | RESOLUTIONS | resolution | resolution |
| 2023-01-20 | CH01 | officers | change person director company with change date |
| 2022-11-22 | AP01 | officers | appoint person director company with name date |
| 2022-11-22 | AP01 | officers | appoint person director company with name date |
| 2022-11-22 | AP01 | officers | appoint person director company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.