TRADE DIRECT INSURANCE SERVICES LTD
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-01-10 (in 8mo)
Last made up 2025-12-27
Watchouts
None on the register
Cash
£6M
+12.5% vs 2023
Net assets
£3M
+5% vs 2023
Employees
43
+2.4% vs 2023
Profit before tax
£1M
-3% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £6,195,631 | £6,077,126 | |
| Operating profit | £1,454,620 | £1,256,636 | |
| Profit before tax | £1,484,243 | £1,439,257 | |
| Net profit | £1,221,577 | £1,203,608 | |
| Cash | £5,301,217 | £5,965,467 | |
| Total assets less current liabilities | £2,871,572 | £3,015,180 | |
| Net assets | £2,871,572 | £3,015,180 | |
| Equity | £2,871,572 | £3,015,180 | |
| Average employees | 42 | 43 | |
| Wages | £1,773,685 | £1,847,255 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 23.5% | 20.7% | |
| Net margin | 19.7% | 19.8% | |
| Return on capital employed | 50.7% | 41.7% | |
| Gearing (liabilities / total assets) | 63.4% | 58.5% | |
| Current ratio | 1.52x | 1.65x | |
| Interest cover | 25.04x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“On this basis, the directors are satisfied that the Company will have adequate resources to continue in operation for the foreseeable future. Accordingly, these financial statements have been prepared on a going concern basis.”
Group structure
- TRADE DIRECT INSURANCE SERVICES LTD · parent
- Holbrook Insurance Brokers Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 37 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COGGAN, Imogen Frances Lytton | Secretary | 2025-06-06 | — | — |
| COGGAN, Imogen Frances Lytton | Director | 2012-03-01 | Aug 1972 | British |
| COULBERT, Michael John | Director | 2013-03-04 | Apr 1962 | British |
| GARDINER, Patricia Anne | Director | 2026-01-28 | Jul 1980 | British |
| GEBHARD, Carl | Director | 2022-01-19 | Jul 1963 | British |
Show 37 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BENT, Diana Judith | Secretary | 1994-02-22 | 1994-12-16 |
| BENT, Diana Judith | Secretary | 1991-01-31 | 1993-06-28 |
| COX, Stephen Brian | Secretary | 2009-01-01 | 2016-10-07 |
| DUNT, Brian Charles | Secretary | 1994-12-16 | 2000-06-01 |
| DUNT, Brian Charles | Secretary | 1993-06-28 | 1994-02-22 |
| FLETCHER, Mark Peter | Secretary | 2017-04-26 | 2018-06-07 |
| MICHAEL, John Myers | Secretary | 2000-06-01 | 2008-12-31 |
| O'DONOVAN, Malcolm | Secretary | 2018-12-12 | 2025-06-06 |
| RAINEY, Margaret | Secretary | — | 1991-01-31 |
| BENT, Diana Judith | Director | 1994-01-19 | 1994-12-16 |
| CALDER, Colin John | Director | 2013-03-13 | 2023-12-31 |
| COX, Stephen Brian | Director | 2009-07-01 | 2016-10-07 |
| DONEGAN, Roger Noel | Director | 2008-11-05 | 2017-01-25 |
| FLETCHER, Mark Peter | Director | 2017-04-26 | 2018-06-07 |
| FRENCH, Richard John | Director | 1999-07-01 | 2014-04-07 |
| GAMBLE, Ian | Director | 1999-07-01 | 2002-05-14 |
| GREENWOOD, Paul | Director | 2009-07-01 | 2011-12-31 |
| GUYETT, Jane Elizabeth | Director | 2011-01-25 | 2019-12-18 |
| HAMILTON, Ian | Director | 2009-07-01 | 2010-12-09 |
| HAMILTON, Ian | Director | 2007-08-16 | 2009-06-30 |
| JETHWA, Rupa | Director | 2021-05-07 | 2023-04-21 |
| KELLIHER, Patrick Joseph | Director | 2012-03-01 | 2013-03-01 |
| KELLIHER, Patrick Joseph | Director | 2005-09-29 | 2008-05-01 |
| KELLY, Patrick Finbarr | Director | 2008-11-05 | 2014-04-03 |
| KELLY, Patrick Finbarr | Director | 2005-09-29 | 2008-05-01 |
| KISSANE, Joseph Damian | Director | 2009-04-28 | 2013-01-11 |
| MARLOW, Andrew John Edward | Director | 2021-05-07 | 2024-07-17 |
| MICHAEL, John Myers | Director | 2005-09-30 | 2009-05-15 |
| MICHAEL, John Myers | Director | 1994-01-19 | 2005-09-29 |
| O'DONOVAN, Malcolm Harold | Director | 2018-12-12 | 2025-06-06 |
| REES, Robert | Director | 2014-05-29 | 2019-11-30 |
| SAMWAYS, Paul David | Director | 2007-08-01 | 2008-05-01 |
| VISCONTI, Lindsey Margaret | Director | 2013-03-01 | 2014-05-18 |
| WATSON, Paul Andrew | Director | 2010-06-01 | 2012-10-26 |
| WONG, Leslie Raymond | Director | 2008-05-01 | 2009-02-18 |
| WOOLFORD, Richard Brian | Director | 2005-09-30 | 2014-06-30 |
| WOOLFORD, Richard Brian | Director | — | 2005-09-29 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Patrick Joseph Kelliher | Individual | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 199 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-09 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-04 | AA | accounts | Accounts with accounts type full | |
| 2025-06-11 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-06-11 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-11 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-31 | AA | accounts | Accounts with accounts type full | |
| 2024-07-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-01-03 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-12 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-12-04 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-10-11 | AA | accounts | Accounts with accounts type full | |
| 2023-04-21 | TM01 | officers | Termination director company with name termination date | |
| 2023-01-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-10-20 | AA | accounts | Accounts with accounts type full | |
| 2022-01-19 | AP01 | officers | Appoint person director company with name date | |
| 2022-01-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-10-26 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-1.9%
£6,195,631 £6,077,126
-
Cash
+12.5%
£5,301,217 £5,965,467
-
Net assets
+5%
£2,871,572 £3,015,180
-
Employees
+2.4%
42 43
-
Operating profit
-13.6%
£1,454,620 £1,256,636
-
Profit before tax
-3%
£1,484,243 £1,439,257
-
Wages
+4.1%
£1,773,685 £1,847,255
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers