UK Companies House feature
MSP CAPITAL LTD
Cash
£11M
+45.2% vs 2020
Net assets
£72M
+55.3% vs 2020
Employees
26
+36.8% vs 2020
Profit before tax
—
Period ending 2021-12-31
Profile
- Company number
- 01543169
- Status
- Active
- Incorporation
- 1981-02-03
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64929
- Hubs
- UK Fintech
Cash
3-year trend · vs UK Fintech median
Accounts
3-year trend · latest 2021-12-31
| Metric | Trend | 2020-01-01 | 2020-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Turnover | — | — | — | |
| Operating profit | — | — | — | |
| Profit before tax | — | — | — | |
| Net profit | — | £1,525,548 | £4,183,619 | |
| Cash | — | £7,576,067 | £11,000,254 | |
| Total assets less current liabilities | — | £46,363,229 | £72,007,689 | |
| Net assets | — | — | — | |
| Equity | £16,794,952 | £18,320,500 | £22,504,119 | |
| Average employees | — | 19 | 26 | |
| Wages | — | — | — |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated (group)
- Auditor
- RSM UK Audit LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's or the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Subsidiaries
- MSP Capital One Limited · 100% held · UK · Granting of credit
- MSP Capital Two Limited · 100% held · UK · Granting of credit
- MSP Capital Three Limited · 100% held · UK · Granting of credit
- MSP Capital Four Limited · 100% held · UK · Granting of credit
- MSP Capital Five Limited · 100% held · UK · Granting of credit
- Ocean View (Torquay) Residents Management Company Limited · UK · Dormant company
Significant events
- “Following the year end, the group completed a comprehensive refinancing of its funding structure. This included the repayment of its previously largest senior facility and its mezzanine facility and the establishment of new, larger facilities designed to support future growth.”
- “Subsequent to the year end, certain collateral pledged by customers was disposed of realising cash to settle previously impaired loan balances. The proceeds exceed the carrying amount of the loans by £1,075,723.”
- “In addition, the Group's majority shareholders have agreed to provide further equity capital to support future growth plans. This agreement is considered a non-adjusting post balance sheet event, as it was entered into after the reporting date, with receipt of funds anticipated shortly.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 10 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BARTLETT, Leigh James | Director | 2024-10-15 | Jul 1971 | British |
| DOCHNIAK, Nicola Jayne | Director | 2025-07-01 | Jul 1994 | British |
| MCDOUGALL, Richard James | Director | 2018-11-13 | Jan 1980 | British |
| PAGE, James Toby | Director | 2018-11-13 | May 1987 | British |
| TOVEY, Adam James | Director | 2025-07-01 | Jun 1980 | British |
Show 10 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CAPRA, David Michael | Secretary | 2012-12-11 | 2018-11-13 |
| HIGGINS, Raymond | Secretary | — | 2012-12-11 |
| CAPRA, David Michael | Director | 2011-04-12 | 2024-08-01 |
| DRINKWATER, John | Director | 2012-12-11 | 2018-11-13 |
| HIGGINS, Gwendoline Victoria | Director | — | 2012-12-11 |
| HIGGINS, Martin | Director | 2009-02-02 | 2025-04-03 |
| HIGGINS, Raymond | Director | — | 2012-12-11 |
| HIGGINS, Simon | Director | 2010-04-09 | 2012-12-11 |
| MCDADD, Veda | Director | 1994-07-01 | 1994-09-15 |
| MIRACCA, Paul Graham | Director | 2012-12-11 | 2025-04-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Msp Capital Finance Limited | Corporate entity | Shares 75–100% | 2022-08-01 | Active |
| Mr David Michael Capra | Individual | Significant influence | 2016-04-06 | Ceased 2022-08-01 |
| Mr Martin Higgins | Individual | Shares 25–50% | 2016-04-06 | Ceased 2022-08-01 |
| Mr John Drinkwater | Individual | Shares 25–50% | 2016-04-06 | Ceased 2018-11-13 |
Filing timeline
Last 20 of 1787 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-04 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-10-04 | AA | accounts | accounts with accounts type group |
| 2025-08-27 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-07-02 | AP01 | officers | appoint person director company with name date |
| 2025-07-02 | AP01 | officers | appoint person director company with name date |
| 2025-06-23 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-05-14 | RESOLUTIONS | resolution | resolution |
| 2025-05-14 | MA | incorporation | memorandum articles |
| 2025-05-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-05-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-05-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-05-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-05-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-05-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-05-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-05-02 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-04-30 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-04-30 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-04-17 | MR04 | mortgage | mortgage satisfy charge full |
| 2025-04-17 | MR04 | mortgage | mortgage satisfy charge full |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory