HAYDOCK FINANCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-06-09 (in 1mo)
Last made up 2025-05-26
Watchouts
None on the register
Cash
£747K
-89.6% lowest in 3 filed years
Net assets
£43M
+3.1% highest in 3 filed years
Employees
147
+6.5% highest in 3 filed years
Profit before tax
£3M
-92.6% lowest in 3 filed years
Net assets
7-year trend · vs Financials median
Accounts
7-year trend · latest reflected 2024-12-31
| Metric | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | £76,803,000 | £91,134,000 | |
| Operating profit | — | — | — | — | — | £78,151,000 | £51,915,000 | |
| Profit before tax | — | — | — | — | £16,614,000 | £45,735,000 | £3,392,000 | |
| Net profit | — | — | — | — | £13,105,000 | £34,854,000 | £2,791,000 | |
| Cash | — | — | — | — | £9,826,000 | £7,154,000 | £747,000 | |
| Total assets less current liabilities | — | — | — | — | £481,955,000 | £429,063,000 | £600,268,000 | |
| Net assets | — | — | — | — | £33,405,000 | £41,259,000 | £42,550,000 | |
| Equity | £13,634,000 | £16,016,000 | £18,462,000 | £24,140,000 | £33,405,000 | £41,259,000 | £42,550,000 | |
| Average employees | — | — | — | — | 120 | 138 | 147 | |
| Wages | — | — | — | — | £7,531,000 | £8,581,000 | £9,089,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | — | — | 101.8% | 57.0% | |
| Net margin | — | — | — | — | — | 45.4% | 3.1% | |
| Return on capital employed | — | — | — | — | — | 18.2% | 8.6% | |
| Current ratio | — | — | — | — | — | 2.38x | 3.81x | |
| Interest cover | — | — | — | — | — | 2.36x | 1.06x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Azets Audit Services Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company has continued to deliver strong growth in its portfolio whilst maintaining credit and pricing discipline. It has also maintained its programme of investment to upgrade and improve its underlying systems, processes and control environment alongside continued expansion of its staff base and thus ensure growth continues to be well managed. After reviewing detailed income and cash flow projections, and considering future financing requirements, available credit facilities from external lenders and related parties, and any additional enquiries deemed necessary, the Directors are confident that the Company has sufficient resources to continue operating for the foreseeable future. For these reasons, they have adopted the going concern basis in preparing the financial statements.”
Group structure
- HAYDOCK FINANCE LIMITED · parent
- Haydock Stock Finance Limited 100%
Significant events
- “During the year the business once again successfully renegotiated and extended its primary funding facilities, including the successful execution of its second public securitization deal, Hermitage 2024, and in June 2025 a third similar deal Hermitage 2025, to ensure continuity of origination and thus remain supportive of markets and brokers'.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 37 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PEARSON, James Lee | Secretary | 2019-06-25 | — | — |
| BARR, Ian Henry | Director | 2014-02-10 | Jun 1964 | British |
| JENKINS, John Michael | Director | 2019-01-02 | Oct 1964 | British |
| PEARSON, James Lee | Director | 2019-06-25 | Dec 1971 | British |
| TAYLOR, Andrew Sears | Director | 2019-09-16 | Aug 1972 | British |
Show 37 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EASTHAM, Keith William | Secretary | 1999-04-30 | 2000-09-28 |
| FERRIE, Joyce | Secretary | 1998-06-12 | 1999-02-26 |
| GOODMAN, Andrew David | Secretary | 2007-06-26 | 2009-10-09 |
| HASLAM, Andrew Francis | Secretary | 2007-03-30 | 2007-06-26 |
| HINDLE, Leslie | Secretary | — | 1995-02-14 |
| LAMOND, Derek Robert Scott | Secretary | 2000-09-28 | 2007-03-30 |
| LAMOND, Derek Robert Scott | Secretary | 1995-02-14 | 1999-05-21 |
| ROBERTSON, John William | Secretary | 1998-02-18 | 1999-02-26 |
| WILKINSON, Jonathan Harper | Secretary | 2009-10-09 | 2019-06-25 |
| WILKINSON, Jonathan Harper | Secretary | 1999-02-26 | 1999-04-30 |
| ADAMS, Christopher George | Director | 1996-07-01 | 1997-09-30 |
| BELL, Ronald | Director | 1996-11-07 | 1998-05-01 |
| BLACK, James Edward | Director | 2005-03-16 | 2008-06-21 |
| BLACK, James Edward | Director | 1999-06-24 | 2005-02-07 |
| BLACK, James Edward | Director | 1995-02-14 | 1998-03-02 |
| BLANCHFLOWER, John William | Director | 2004-06-28 | 2007-05-24 |
| CORBETT, Iain Drummond | Director | 2017-07-31 | 2017-12-15 |
| CRITCHLEY, Phillip | Director | 1995-02-14 | 1998-08-06 |
| EASTHAM, Keith William | Director | 1999-04-30 | 2001-11-26 |
| ENTWISTLE, Timothy Robert | Director | — | 2002-07-02 |
| FAZAKERLEY, Paul | Director | 2016-01-13 | 2017-03-31 |
| GROSSART, Hamish Mcleod | Director | 2000-08-01 | 2002-09-09 |
| HINDLE, Leslie | Director | — | 1995-02-14 |
| LAMOND, Derek Robert Scott | Director | 2000-09-28 | 2007-09-28 |
| LAMOND, Derek Robert Scott | Director | 1995-02-14 | 1996-07-01 |
| MCCAUGHIE, Thomas Crawford | Director | 2000-03-22 | 2002-06-21 |
| PEPPER, Richard Michael | Director | 2002-02-01 | 2002-07-16 |
| PORTER, Derek Andrew | Director | 1998-05-11 | 2001-04-27 |
| WATSON, Karen Lesley | Director | 1995-02-14 | 1996-07-19 |
| WEST, Stuart Ronald | Director | 2001-07-25 | 2002-02-18 |
| WIGHT, John Alastair | Director | 1995-02-14 | 1999-08-06 |
| WILKINSON, Benjamin David | Director | 2012-08-06 | 2018-01-31 |
| WILKINSON, Jonathan Harper | Director | — | 2025-11-14 |
| WILKINSON, Susan Joy | Director | 2009-03-10 | 2018-01-31 |
| WORRALL, Steven Leslie | Director | 2014-01-02 | 2025-09-30 |
| WORRALL, Steven Leslie | Director | 2007-09-25 | 2009-03-10 |
| WORRALL, Steven Leslie | Director | 2003-03-03 | 2005-03-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Haydock Finance Holdings Ltd | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 577 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-11-18 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-30 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-24 | AA | accounts | Accounts with accounts type full | |
| 2025-06-23 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-06-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-01 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-07-23 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-07-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-27 | AA | accounts | Accounts with accounts type full | |
| 2024-04-30 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-08-02 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-06-29 | AA | accounts | Accounts with accounts type full | |
| 2023-06-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-09 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2022-07-06 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2022-06-29 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2022-06-28 | AA | accounts | Accounts with accounts type full | |
| 2022-06-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-01-04 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2021-08-24 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+18.7%
£76,803,000 £91,134,000
-
Cash
-89.6%
£7,154,000 £747,000
lowest in 3 filed years
-
Net assets
+3.1%
£41,259,000 £42,550,000
highest in 3 filed years
-
Employees
+6.5%
138 147
highest in 3 filed years
-
Operating profit
-33.6%
£78,151,000 £51,915,000
-
Profit before tax
-92.6%
£45,735,000 £3,392,000
lowest in 3 filed years
-
Wages
+5.9%
£8,581,000 £9,089,000
highest in 3 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers