UK Companies House feature
HAYDOCK FINANCE LIMITED
Cash
£747K
-89.6% vs 2023
Net assets
£43M
+3.1% vs 2023
Employees
147
+6.5% vs 2023
Profit before tax
£3M
-92.6% vs 2023
Profile
- Company number
- 01526882
- Status
- Active
- Incorporation
- 1980-11-07
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64910
- Hubs
- UK Fintech
Net assets
7-year trend · vs UK Fintech median
Accounts
7-year trend · latest 2024-12-31
| Metric | Trend | 2018-12-31 | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | — | — | |
| Profit before tax | — | — | — | — | £16,614,000 | £45,735,000 | £3,392,000 | |
| Net profit | — | — | — | — | £13,105,000 | £34,854,000 | £2,791,000 | |
| Cash | — | — | — | — | £9,826,000 | £7,154,000 | £747,000 | |
| Total assets less current liabilities | — | — | — | — | £481,955,000 | £429,063,000 | £600,268,000 | |
| Net assets | — | — | — | — | £33,405,000 | £41,259,000 | £42,550,000 | |
| Equity | £13,634,000 | £16,016,000 | £18,462,000 | £24,140,000 | £33,405,000 | £41,259,000 | £42,550,000 | |
| Average employees | — | — | — | — | 120 | 138 | 147 | |
| Wages | — | — | — | — | £7,531,000 | £8,581,000 | £9,089,000 |
Values shown as filed in iXBRL accounts. — indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Azets Audit Services Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Company has continued to deliver strong growth in its portfolio whilst maintaining credit and pricing discipline. It has also maintained its programme of investment to upgrade and improve its underlying systems, processes and control environment alongside continued expansion of its staff base and thus ensure growth continues to be well managed. After reviewing detailed income and cash flow projections, and considering future financing requirements, available credit facilities from external lenders and related parties, and any additional enquiries deemed necessary, the Directors are confident that the Company has sufficient resources to continue operating for the foreseeable future. For these reasons, they have adopted the going concern basis in preparing the financial statements.”
Subsidiaries
- Haydock Stock Finance Limited · 100% held · England and Wales
Significant events
- “During the year the business once again successfully renegotiated and extended its primary funding facilities, including the successful execution of its second public securitization deal, Hermitage 2024, and in June 2025 a third similar deal Hermitage 2025, to ensure continuity of origination and thus remain supportive of markets and brokers'.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
5 active · 37 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PEARSON, James Lee | Secretary | 2019-06-25 | — | — |
| BARR, Ian Henry | Director | 2014-02-10 | Jun 1964 | British |
| JENKINS, John Michael | Director | 2019-01-02 | Oct 1964 | British |
| PEARSON, James Lee | Director | 2019-06-25 | Dec 1971 | British |
| TAYLOR, Andrew Sears | Director | 2019-09-16 | Aug 1972 | British |
Show 37 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EASTHAM, Keith William | Secretary | 1999-04-30 | 2000-09-28 |
| FERRIE, Joyce | Secretary | 1998-06-12 | 1999-02-26 |
| GOODMAN, Andrew David | Secretary | 2007-06-26 | 2009-10-09 |
| HASLAM, Andrew Francis | Secretary | 2007-03-30 | 2007-06-26 |
| HINDLE, Leslie | Secretary | — | 1995-02-14 |
| LAMOND, Derek Robert Scott | Secretary | 2000-09-28 | 2007-03-30 |
| LAMOND, Derek Robert Scott | Secretary | 1995-02-14 | 1999-05-21 |
| ROBERTSON, John William | Secretary | 1998-02-18 | 1999-02-26 |
| WILKINSON, Jonathan Harper | Secretary | 2009-10-09 | 2019-06-25 |
| WILKINSON, Jonathan Harper | Secretary | 1999-02-26 | 1999-04-30 |
| ADAMS, Christopher George | Director | 1996-07-01 | 1997-09-30 |
| BELL, Ronald | Director | 1996-11-07 | 1998-05-01 |
| BLACK, James Edward | Director | 2005-03-16 | 2008-06-21 |
| BLACK, James Edward | Director | 1999-06-24 | 2005-02-07 |
| BLACK, James Edward | Director | 1995-02-14 | 1998-03-02 |
| BLANCHFLOWER, John William | Director | 2004-06-28 | 2007-05-24 |
| CORBETT, Iain Drummond | Director | 2017-07-31 | 2017-12-15 |
| CRITCHLEY, Phillip | Director | 1995-02-14 | 1998-08-06 |
| EASTHAM, Keith William | Director | 1999-04-30 | 2001-11-26 |
| ENTWISTLE, Timothy Robert | Director | — | 2002-07-02 |
| FAZAKERLEY, Paul | Director | 2016-01-13 | 2017-03-31 |
| GROSSART, Hamish Mcleod | Director | 2000-08-01 | 2002-09-09 |
| HINDLE, Leslie | Director | — | 1995-02-14 |
| LAMOND, Derek Robert Scott | Director | 2000-09-28 | 2007-09-28 |
| LAMOND, Derek Robert Scott | Director | 1995-02-14 | 1996-07-01 |
| MCCAUGHIE, Thomas Crawford | Director | 2000-03-22 | 2002-06-21 |
| PEPPER, Richard Michael | Director | 2002-02-01 | 2002-07-16 |
| PORTER, Derek Andrew | Director | 1998-05-11 | 2001-04-27 |
| WATSON, Karen Lesley | Director | 1995-02-14 | 1996-07-19 |
| WEST, Stuart Ronald | Director | 2001-07-25 | 2002-02-18 |
| WIGHT, John Alastair | Director | 1995-02-14 | 1999-08-06 |
| WILKINSON, Benjamin David | Director | 2012-08-06 | 2018-01-31 |
| WILKINSON, Jonathan Harper | Director | — | 2025-11-14 |
| WILKINSON, Susan Joy | Director | 2009-03-10 | 2018-01-31 |
| WORRALL, Steven Leslie | Director | 2014-01-02 | 2025-09-30 |
| WORRALL, Steven Leslie | Director | 2007-09-25 | 2009-03-10 |
| WORRALL, Steven Leslie | Director | 2003-03-03 | 2005-03-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Haydock Finance Holdings Ltd | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 577 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-11-18 | TM01 | officers | termination director company with name termination date |
| 2025-09-30 | TM01 | officers | termination director company with name termination date |
| 2025-06-24 | AA | accounts | accounts with accounts type full |
| 2025-06-23 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2025-06-20 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-11-01 | MR04 | mortgage | mortgage satisfy charge full |
| 2024-07-23 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2024-07-01 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-06-27 | AA | accounts | accounts with accounts type full |
| 2024-04-30 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-08-02 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2023-06-29 | AA | accounts | accounts with accounts type full |
| 2023-06-19 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-06-09 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2022-07-06 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2022-06-29 | MR04 | mortgage | mortgage satisfy charge full |
| 2022-06-28 | AA | accounts | accounts with accounts type full |
| 2022-06-28 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-01-04 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
| 2021-08-24 | MR01 | mortgage | mortgage create with deed with charge number charge creation date |
Credit score
Altman Z″ (private-firm) · reference 2024-12-31
5.32
SAFE
Altman Z″
- Working capital / Total assets 0.737 × 6.56 = +4.83
- Retained earnings / Total assets 0.000 × 3.26 = +0.00
- EBIT / Total assets 0.064 × 6.72 = +0.43
- Book equity / Total liabilities 0.055 × 1.05 = +0.06
Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory