RAMON INTERNATIONAL INSURANCE BROKERS LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-05-03 (in 1y)
Last made up 2026-04-19
Watchouts
None on the register
Cash
£1M
+119.4% highest in 7 filed years
Net assets
£2M
+17.1% vs 2024
Employees
24
+9.1% vs 2024
Profit before tax
£319K
-71% vs 2024
Net assets
7-year trend · vs Financials median
Accounts
7-year trend · latest reflected 2025-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | £4,752,725 | £4,462,673 | |
| Operating profit | — | — | — | — | — | £1,118,071 | £308,953 | |
| Profit before tax | — | — | — | — | — | £1,100,281 | £319,213 | |
| Net profit | — | — | — | — | — | £826,258 | £228,179 | |
| Cash | £50,044 | £987,976 | £83,749 | £482,298 | £19,226 | £627,377 | £1,376,690 | |
| Total assets less current liabilities | — | — | — | — | — | £2,443,161 | £2,671,340 | |
| Net assets | — | — | — | — | — | £1,338,148 | £1,566,327 | |
| Equity | -£352,597 | — | — | — | — | £1,338,148 | £1,566,327 | |
| Average employees | — | — | — | — | — | 22 | 24 | |
| Wages | — | — | — | — | — | £2,288,551 | £2,432,742 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | — | — | 23.5% | 6.9% | |
| Net margin | — | — | — | — | — | 17.4% | 5.1% | |
| Return on capital employed | — | — | — | — | — | 45.8% | 11.6% | |
| Gearing (liabilities / total assets) | — | — | — | — | — | 89.7% | 78.6% | |
| Current ratio | — | — | — | — | — | 1.16x | 1.46x | |
| Interest cover | — | — | — | — | — | 31.84x | 8.83x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Lawrence Grant LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have at the time of approving the financial statements, a reasonable expectation that the company has adequate resources to continue in operational existence for the future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “After considering all options following BREXIT, we partnered with a fully accredited Broker in Dublin. This allows us access to European Markets and the ability to provide a full service to all clients.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 23 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WELLS, Paul Stephen | Secretary | 2019-11-18 | — | — |
| ANDREWS, Nicholas William | Director | 2019-05-08 | Mar 1961 | British |
| CURTIS, Beverley Jayne | Director | 2024-12-18 | Jun 1970 | British |
| SMITH, Stephen | Director | 2022-07-15 | Oct 1962 | British |
| WELLS, Paul Stephen | Director | 2004-03-04 | Aug 1970 | British |
Show 23 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| RAVEH, Dan Arie | Secretary | — | 2019-11-18 |
| AINLEY, John Stuart | Director | 1996-09-26 | 2001-12-31 |
| ALTER, Ephraim | Director | 1993-04-19 | 1997-09-10 |
| BEN TOV, Ezra | Director | — | 1997-09-10 |
| BENITA, Yohai | Director | 2017-11-01 | 2018-10-18 |
| BENTOB, Ezra | Director | 2000-08-30 | 2004-03-08 |
| CHAMPNESS, John Ashley | Director | 1993-07-23 | 2001-12-31 |
| COUSINS, David Victor | Director | 1996-09-26 | 2012-04-05 |
| DANIELI, Refael | Director | 1996-09-26 | 2016-03-14 |
| DESTRIAU, Xavier | Director | 2018-10-18 | 2022-07-15 |
| EDWARDS, Clive | Director | 2022-07-15 | 2024-04-22 |
| ELDAR, Guy | Director | 2013-01-01 | 2017-09-25 |
| ELIYAHU, Shulamit | Director | 1995-09-01 | 2000-08-30 |
| ELLIS, Lee-Jon | Director | 2022-09-27 | 2023-06-30 |
| HANEIN BAR-YOSEPH, Shimrit | Director | 2016-03-14 | 2022-07-15 |
| HOFFMAN, Akiva | Director | 1998-01-01 | 2002-10-01 |
| LIEDER, Oren Joseph | Director | 1995-09-01 | 1996-09-18 |
| MEAD, Greg | Director | 2022-07-15 | 2025-12-09 |
| NATIV, Noam | Director | 2018-10-18 | 2022-07-15 |
| RAVEH, Allon | Director | 2009-10-05 | 2013-01-01 |
| RAVEH, Dan Arie | Director | — | 2019-11-18 |
| SIMKIN, Edni | Director | — | 1993-04-19 |
| WALLACH, Jochanan David | Director | 1996-09-01 | 1997-09-10 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Kastor Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2022-01-01 | Active |
| Zim Integrated Shipping Services Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2022-01-01 |
Filing timeline
Last 20 of 164 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-21 | AA | accounts | Accounts with accounts type full | |
| 2026-04-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-25 | RESOLUTIONS | resolution | Resolution | |
| 2025-06-25 | MA | incorporation | Memorandum articles | |
| 2025-06-20 | CC04 | change-of-constitution | Statement of companys objects | |
| 2025-05-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-10 | AA | accounts | Accounts with accounts type full | |
| 2024-12-20 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-21 | AA | accounts | Accounts with accounts type full | |
| 2024-04-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-24 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-04 | TM01 | officers | Termination director company with name termination date | |
| 2023-05-19 | AA | accounts | Accounts with accounts type full | |
| 2023-04-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-12-23 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2022-09-30 | AP01 | officers | Appoint person director company with name date | |
| 2022-07-15 | TM01 | officers | Termination director company with name termination date | |
| 2022-07-15 | TM01 | officers | Termination director company with name termination date | |
| 2022-07-15 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
-6.1%
£4,752,725 £4,462,673
-
Cash
+119.4%
£627,377 £1,376,690
highest in 7 filed years
-
Net assets
+17.1%
£1,338,148 £1,566,327
-
Employees
+9.1%
22 24
-
Operating profit
-72.4%
£1,118,071 £308,953
-
Profit before tax
-71%
£1,100,281 £319,213
-
Wages
+6.3%
£2,288,551 £2,432,742
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers