UK Companies House feature
SANTANDER CARDS UK LIMITED
Profile
- Company number
- 01456283
- Status
- Active
- Incorporation
- 1979-10-23
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The financial statements have been prepared on an other than going concern basis using the historical cost convention. Because the Company no longer trades and holds these contingent liabilities, the financial statements have therefore been prepared on a basis other than that of a going concern which includes, where appropriate, writing down the entity's assets to net realisable value.”
Subsidiaries
- Santander Global Consumer Finance Limited · 1% held · England and Wales
- Santander Consumer Credit Services Limited · 1% held · England and Wales
- Santander Cards Limited · 1% held · England and Wales
- First National Tricity Finance Limited · 1% held · England and Wales
- Santander Cards Ireland Limited · 1% held · Ireland
- Time Retail Finance Limited · 1% held · England and Wales
Significant events
- “The Court Judgement handed down on 25 July 2025 regarding a claim by AXA France, resulted in the Company settling part of the claimant's legal costs during August 2025.”
- “In October 2025, Santander Insurance Services UK Limited obtained permission to appeal the judgment from the Court of Appeal.”
- “On 23 April 2025, Time Retail Finance Limited, a subsidiary of the Company was dissolved.”
- “In December 2025, both the Company (as lender) and Santander Consumer Credit Services Limited agreed to a partial waiver of the loan due to the Company for £36,500,000.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
3 active · 83 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SANTANDER SECRETARIAT SERVICES LIMITED | Corporate Secretary | 2012-08-28 | — | — |
| AFFLECK, Stephen David | Director | 2021-12-31 | Oct 1979 | British |
| DAVIES, Gerald John | Director | 2024-12-16 | Feb 1986 | British |
Show 83 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CASWELL, Sarah Anne | Secretary | 2007-05-11 | 2007-06-14 |
| CHAMBERS, Mark | Secretary | 1998-03-24 | 2000-03-30 |
| COLLINS, John Wilfred James | Secretary | — | 1995-10-30 |
| CRICHTON, Susan Elizabeth | Secretary | 2000-03-30 | 2001-09-25 |
| GREEN, Peter Harvey | Secretary | 2007-06-14 | 2009-01-07 |
| HAYES, Daniel Edward Laurence | Secretary | 2001-09-25 | 2006-05-25 |
| LEE, Elizabeth Anne | Secretary | 1995-10-30 | 1998-03-24 |
| OWENS, Jennifer Anne | Secretary | 2006-05-25 | 2007-05-10 |
| ABBEY NATIONAL NOMINEES LIMITED | Corporate Secretary | 2009-01-07 | 2012-08-28 |
| ABOUKHAIR-HURTADO, Jose Rami | Director | 2012-03-06 | 2015-02-23 |
| ATTAR-ZADEH, Reza | Director | 2014-02-10 | 2019-05-31 |
| AWAD, George Maher | Director | 1997-06-24 | 2000-02-15 |
| BAILEY, Murray Leighton | Director | 2003-10-09 | 2004-08-03 |
| BAUM, Jonathan Graydon | Director | 2001-01-19 | 2002-09-24 |
| BOSTOCK, Nathan Mark | Director | 2009-01-07 | 2009-06-01 |
| BURN, Bryan Adrian Falconer | Director | 1999-06-01 | 2010-01-20 |
| CAMERON, Ewan Douglas | Director | 2007-05-31 | 2008-10-31 |
| CLYNE, Neil | Director | 2002-08-14 | 2004-03-26 |
| COLES, Ian Nigel | Director | 2009-01-07 | 2010-01-20 |
| COLLINS, John Wilfred James | Director | — | 1995-12-31 |
| COOLAHAN, James Brian | Director | — | 1994-08-31 |
| COOPER, Brad John | Director | 2002-09-24 | 2006-12-15 |
| DE LA VEGA, Jorge | Director | 2013-10-16 | 2016-03-31 |
| DEVINE, Brendan | Director | 2006-06-28 | 2009-01-07 |
| DLUTOWSKI, Joseph Arthur | Director | 2001-06-27 | 2002-02-15 |
| EGNA, Steven Michael | Director | 1996-06-25 | 1997-10-14 |
| EKEDAHL, David Dougall | Director | — | 1994-04-18 |
| ELDER, Ronald Sharp | Director | 1994-08-31 | 1997-02-21 |
| FRIGULETTO, Michael Paul | Director | 2007-12-05 | 2009-01-07 |
| GASKIN, Richard | Director | 2004-07-19 | 2005-07-19 |
| GIBSON, Callum Hamish | Director | 2010-01-20 | 2012-09-25 |
| GILLIGAN, Brendan Edward | Director | 2003-09-10 | 2009-01-07 |
| GREEN, Peter Harvey | Director | 2007-11-29 | 2009-01-07 |
| HALL, Matthew Jeremy | Director | 2019-05-30 | 2024-12-16 |
| HARVEY, Richard John | Director | 2007-04-19 | 2009-01-07 |
| HASTE, Andrew Kenneth | Director | 1996-06-25 | 1999-08-25 |
| HELMING, Keith Alan | Director | 1995-03-03 | 1997-07-21 |
| HILL, Victor Thomas | Director | 2009-01-07 | 2009-05-01 |
| IVIMY, Roger | Director | — | 1992-01-13 |
| JOHNSON, Anthony Ian | Director | — | 1992-02-19 |
| KOCHER, Brian William | Director | 2002-05-13 | 2002-06-05 |
| LANGSTON, Edward | Director | 1992-02-18 | 1994-06-30 |
| LAWRENCE, Sandra Faith | Director | 1998-06-26 | 2000-12-19 |
| LEGG, David Noel | Director | — | 1994-03-31 |
| LOPEZ, Lionel Oliver | Director | 2004-08-03 | 2006-09-29 |
| LOVERING, Roger Vincent | Director | 2009-01-07 | 2011-06-30 |
| LOWTHER, Sean William | Director | 1997-07-21 | 2000-07-14 |
| LUSHER, John Anderson | Director | 1996-12-10 | 2007-12-31 |
| MACDONALD, Ian Gordon | Director | 2004-08-02 | 2005-04-20 |
| MACKENZIE, Christopher Alasdhair Anthony Ewan | Director | 1994-08-31 | 1998-06-08 |
| MACPHAIL, John Stewart | Director | 2004-08-04 | 2007-10-31 |
| MATHEWSON, Alan | Director | 2012-11-08 | 2014-02-05 |
| MORRISON, Graeme Sutherland Cowan, Mr. | Director | — | 2008-04-14 |
| MORRISON, Rachel Jane | Director | 2017-10-25 | 2021-12-31 |
| MUSSERT, Adam Nicholas | Director | 2012-05-10 | 2012-10-03 |
| MUSSERT, Adam Nicholas | Director | 2009-01-07 | 2011-09-29 |
| NAPIER, Richard Stewart | Director | 2007-12-18 | 2009-04-29 |
| NICHOLSON, Stephen John | Director | 2002-09-24 | 2003-09-23 |
| NIED, Raymond Christopher | Director | — | 2000-05-26 |
| NISSEN, David Richard | Director | 1994-04-18 | 1999-01-12 |
| O'CONNOR, Daniel Noel | Director | 1998-10-01 | 1999-12-15 |
| OLAIZOLA, Juan | Director | 2012-05-01 | 2018-10-04 |
| OUTON DEL MORAL, Federico | Director | 1992-06-29 | 1994-12-29 |
| PERRY, Laurence | Director | 2004-07-23 | 2007-05-31 |
| PHIPPS, Robin Ashley | Director | 2008-02-25 | 2010-01-20 |
| PRENTICE, Michael John | Director | — | 1993-12-20 |
| PRESTEDGE, Graham Ronald | Director | 2009-01-22 | 2009-05-01 |
| REGAN, Patrick Charles | Director | 2000-09-15 | 2001-11-30 |
| REID, Ian Elmore | Director | 2007-01-03 | 2008-03-27 |
| ROBERTS, Emma | Director | 2009-01-07 | 2010-01-20 |
| RODRIGUEZ SOLA, Miguel Angel | Director | 2009-07-23 | 2011-06-30 |
| RYAN, Gerard Jude | Director | 2000-01-06 | 2002-08-14 |
| SAN JUAN, Jose | Director | 2009-01-07 | 2012-03-06 |
| SANDERS, Colin George | Director | 2002-03-26 | 2004-06-30 |
| SCHOEDINGER, James Lee | Director | 1995-03-03 | 1996-03-29 |
| SILVA, Ricardo Berardinelli | Director | 1994-08-31 | 1995-02-28 |
| SINCLAIR, Stuart William | Director | 1999-01-22 | 2006-09-11 |
| SPARROW, Nigel Kenneth | Director | 2007-02-26 | 2013-11-07 |
| STEWART, Edward Daniel | Director | — | 1995-03-02 |
| STONEHOUSE, David | Director | — | 1996-06-30 |
| STORY, Ian Graham | Director | 2000-08-01 | 2004-08-03 |
| TELLAECHE BOSCH, Ramon | Director | 2009-01-07 | 2012-01-26 |
| WILLIAMS, Simon James | Director | 1994-02-28 | 1996-09-18 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Santander Uk Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 351 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-05-08 | CH01 | officers | change person director company with change date |
| 2026-01-07 | AA | accounts | accounts with accounts type full |
| 2025-10-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-12-17 | AP01 | officers | appoint person director company with name date |
| 2024-12-17 | TM01 | officers | termination director company with name termination date |
| 2024-10-02 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2024-06-17 | AA | accounts | accounts with accounts type full |
| 2024-02-08 | MA | incorporation | memorandum articles |
| 2024-02-08 | RESOLUTIONS | resolution | resolution |
| 2024-02-06 | CC04 | change-of-constitution | statement of companys objects |
| 2023-10-10 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-06-20 | AA | accounts | accounts with accounts type full |
| 2022-10-11 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2022-05-09 | AA | accounts | accounts with accounts type full |
| 2022-01-20 | TM01 | officers | termination director company with name termination date |
| 2022-01-20 | AP01 | officers | appoint person director company with name date |
| 2021-10-04 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2021-05-25 | AA | accounts | accounts with accounts type small |
| 2020-10-01 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2020-05-05 | AA | accounts | accounts with accounts type small |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.