CREDITFORCE LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-03-18 (in 10mo)
Last made up 2026-03-04
Watchouts
Cash
£1M
+82% vs 2024
Net assets
£9M
-11.8% vs 2024
Employees
3
0% vs 2024
Profit before tax
—
Period ending 2025-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | — | — | |
| Net profit | -£11,012,798 | £470,599 | |
| Cash | £774,766 | £1,409,779 | |
| Total assets less current liabilities | £10,033,136 | £8,853,735 | |
| Net assets | £10,033,136 | £8,853,735 | |
| Equity | £10,033,136 | £8,853,735 | |
| Average employees | 3 | 3 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Current ratio | 4.47x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Cooper Parry Group Limited
- Audit opinion
- Unaudited (audit-exempt)
- Going concern
- Affirmed
“At the balance sheet date the company had a strong net current asset position. At the time of signing these accounts, the director has considered the going concern position, and considers that this does indicate that the company will continue to trade for a period of at least 12 months from the date of signing these accounts.”
Group structure
- CREDITFORCE LIMITED · parent
- Malcolm Jarvis Homes Limited
Significant events
- “On 31 December 2025, Creditforce Limited disposed of 100% of its shareholding in the subsidiary entity Malcolm Jarvis Homes Limited.”
- “The company has advanced loans of 1,350,000 to a company constructing luxury apartments in Portugal. The company has entered into a contract to acquire 3 of the apartments, currently under construction, for the sum of 1,600,000 upon their completion.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
1 active · 13 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HESELTINE, Giles William Dibdin | Director | 2014-10-02 | Nov 1969 | British |
Show 13 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BAILEY, John Christopher Leeksma | Secretary | 1993-03-25 | 2014-12-31 |
| ONEILL, Shelagh | Secretary | — | 1993-03-25 |
| PLOSZYNSKA, Joanna | Secretary | 2016-04-01 | 2025-03-28 |
| KINGSLAND (SERVICES) LIMITED | Corporate Secretary | 2006-12-21 | 2016-03-30 |
| ARMSTRONG, Robert Graeme | Director | — | 1999-01-05 |
| BRERETON, Anthony John Patrick | Director | 2016-08-17 | 2018-03-02 |
| FOX, Andrew Marcus | Director | 2015-03-27 | 2018-09-03 |
| HANSON, James Donald | Director | 1999-01-05 | 2014-10-29 |
| HANSON, Steven James | Director | 1993-11-11 | 1998-09-30 |
| LINAS, Pamela Winifred | Director | — | 2000-12-01 |
| MADDISON, Stuart David | Director | 2018-04-30 | 2025-11-30 |
| MAYHEW, Steven John | Director | 2015-05-21 | 2025-06-30 |
| O'LEARY, William Stephen | Director | 2008-01-28 | 2017-04-07 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Andrew Marcus Fox | Individual | ownership-of-shares-75-to-100-percent-as-trust, significant-influence-or-control-as-trust | 2025-10-08 | Active |
| Mr Simon Mark Joseph Leary | Individual | ownership-of-shares-75-to-100-percent-as-trust, significant-influence-or-control-as-trust | 2025-10-08 | Active |
| Mr Paul Symington Mercer | Individual | ownership-of-shares-75-to-100-percent-as-trust, significant-influence-or-control-as-trust | 2025-10-08 | Active |
| Mr Jonathan Sutton Palmer | Individual | ownership-of-shares-75-to-100-percent-as-trust, significant-influence-or-control-as-trust | 2025-10-08 | Active |
| Mr Shane Michael Crooks | Individual | Shares 25–50%, Appoints directors | 2019-12-11 | Ceased 2025-10-08 |
| Mr Malcolm Cohen | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-04-06 | Ceased 2025-10-08 |
| Mr Edward Terence Kerr | Individual | Shares 75–100%, Appoints directors | 2016-04-06 | Ceased 2019-12-11 |
Filing timeline
Last 20 of 184 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-18 | AA | accounts | Accounts with accounts type group | |
| 2026-03-09 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-03-09 | AD02 | address | Change sail address company with old address new address | |
| 2025-12-30 | AA | accounts | Accounts with accounts type group | |
| 2025-11-30 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-15 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-10-15 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-10-15 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-10-15 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-10-09 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-10-09 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-10-09 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-10-08 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-10-08 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-10-08 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-10-08 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-11 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-03-30 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-03-11 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 18
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
—
Not reported
-
Cash
+82%
£774,766 £1,409,779
-
Net assets
-11.8%
£10,033,136 £8,853,735
-
Employees
0%
3 3
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers