Cash

£3M

-12.3% vs 2024

Net assets

£26M

+8.1% vs 2024

Employees

23

0% vs 2024

Profit before tax

£4M

0% vs 2024

Profile

Company number
01140855
Status
Active
Incorporation
1973-10-22
Last accounts made up
2025-03-31
Account category
FULL
Primary SIC
64910
Hubs
UK Fintech

Net assets

9-year trend · vs UK Fintech median

£0£25m£50m201920202021202220222023202320242025
ARMADA INVESTMENTS LIMITED

Accounts

9-year trend · latest 2025-03-31

Metric Trend 2019-03-312020-03-312021-03-312022-03-312022-04-012023-03-312023-04-012024-03-312025-03-31
Turnover £24,991,848£30,335,239£35,445,847£38,047,448
Operating profit £4,191,031£5,093,849£5,524,593£5,818,582
Profit before tax £3,325,318£3,820,975£3,665,544£3,663,982
Net profit £2,683,033£3,082,166£2,738,157£2,694,846
Cash £1,416,726£1,416,726£2,163,068£2,163,068£3,374,696£2,958,024
Total assets less current liabilities £29,925,435£35,931,183£34,869,021£36,638,524
Net assets £19,958,958£22,376,257£24,350,461£26,312,071
Equity £15,085,547£16,844,192£18,138,964£19,958,958£22,376,257£24,350,461£26,312,071
Average employees 21222323
Wages £1,476,845£1,472,019£1,732,354£1,765,822

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Auditor
Bishop Fleming Audit Limited
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

6 active · 7 resigned

Name Role Appointed Born Nationality
SMITH, Heather Anne Secretary 1996-02-02 British
DREWETT, David John Director 2005-11-03 Jun 1973 British
FISHLEIGH, Martin John Director Nov 1944 British
NASH, Oliver Raymond Frederick Director 2014-06-06 Apr 1983 British
SMITH, Heather Anne Director 1996-02-02 Jan 1965 British
SMITH, Kirk Martin Director Apr 1944 British
Show 7 resigned officers
Name Role Appointed Resigned
SLOCOMBE, Linda Frances Secretary 1995-06-30 1996-02-02
STEER, Sheila Mary Secretary 1995-06-30
DICKINSON, Paul Kennedy Director 1996-02-02 2006-06-16
DICKINSON, Paul Kennedy Director 1994-09-12
HODGES, Anthony Gerard Director 1996-02-02 2012-09-28
SLOCOMBE, Linda Frances Director 1996-02-02
STEER, Sheila Mary Director 1995-06-30

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr David John Drewett Individual Significant influence 2016-04-06 Active
Mr Kirk Martin Smith Individual Shares 50–75%, Voting 50–75% 2016-04-06 Active
Mr Martin John Fishleigh Individual Significant influence 2016-04-06 Active

Filing timeline

Last 20 of 161 total filings

Date Type Category Description
2025-12-01 AA accounts accounts with accounts type full
2025-09-30 CS01 confirmation-statement confirmation statement with no updates
2024-12-19 AA accounts accounts with accounts type full
2024-10-02 CS01 confirmation-statement confirmation statement with updates
2023-10-27 AAMD accounts accounts amended with accounts type full
2023-10-16 AA accounts accounts with accounts type full
2023-10-02 CS01 confirmation-statement confirmation statement with no updates
2023-01-09 MR01 mortgage mortgage create with deed with charge number charge creation date
2022-12-14 MR04 mortgage mortgage satisfy charge full
2022-10-18 CS01 confirmation-statement confirmation statement with no updates
2022-10-11 AA accounts accounts with accounts type full
2021-12-13 AA accounts accounts with accounts type full
2021-10-26 CS01 confirmation-statement confirmation statement with no updates
2021-10-19 CH01 officers change person director company with change date
2021-10-19 AD02 address change sail address company with old address new address
2021-10-19 PSC04 persons-with-significant-control change to a person with significant control
2021-04-15 AA accounts accounts with accounts type full
2020-11-30 CS01 confirmation-statement confirmation statement with no updates
2020-02-06 PSC04 persons-with-significant-control change to a person with significant control
2019-11-28 AA accounts accounts with accounts type full

Credit score

Altman Z″ (private-firm) · reference 2025-03-31

6.28

SAFE

Altman Z″

  • Working capital / Total assets 0.669 × 6.56 = +4.39
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets 0.114 × 6.72 = +0.77
  • Book equity / Total liabilities 1.067 × 1.05 = +1.12

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page