UK Companies House feature
LOWES FINANCIAL MANAGEMENT LIMITED
Profile
- Company number
- 01115681
- Status
- Active
- Incorporation
- 1973-05-29
- Last accounts made up
- 2025-03-31
- Account category
- FULL
- Primary SIC
- 64999
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- UNW LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future and therefore continue to adopt the going concern basis of accounting in these financial statements.”
Significant events
- “On 31 January 2025, the group headed by Lowes Quantum Limited was acquired by Saltus Financial Planning Limited ('Saltus'). Subsequently the Lowes Group was restructured and the company is now directly owned by Saltus Financial Planning Limited.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
2 active · 19 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| EDWARDS, Jason | Director | 2025-01-31 | Mar 1974 | British |
| UNDERWOOD, Daniel | Director | 2025-01-31 | May 1983 | British |
Show 19 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HALL, Jeremy | Secretary | 2011-07-05 | 2025-01-31 |
| HALL, Jeremy | Secretary | 1993-01-01 | 2002-12-19 |
| LOWDEN, Graham Richmond | Secretary | — | 1993-01-01 |
| GREYFORT CONSULTING LIMITED | Corporate Secretary | 2002-12-19 | 2011-07-05 |
| CHRISTIE, Judith Helen | Director | 1994-01-01 | 1997-12-04 |
| COLLIER, John Spencer | Director | 1995-01-01 | 1996-04-30 |
| HALL, Jeremy | Director | 1993-01-01 | 1995-03-14 |
| HOPPER, Barry | Director | 2023-04-19 | 2025-07-11 |
| KEATING, Douglas James | Director | — | 1993-12-31 |
| LOWDEN, Graham Richmond | Director | — | 1993-08-01 |
| LOWES, Ian Hamilton | Director | 2002-01-01 | 2025-01-31 |
| LOWES, Kenneth John | Director | 1996-04-22 | 2002-12-19 |
| LOWES, Kenneth John | Director | — | 1995-03-14 |
| MCLACHLAN, Neil Anthony | Director | 2006-04-26 | 2020-07-01 |
| MILLWARD, Douglas Bryan | Director | 2010-08-24 | 2011-03-17 |
| MURRAY, Malcolm Francis | Director | 1997-08-21 | 1999-03-12 |
| PETRIE, John Anthony | Director | 1994-05-01 | 1996-07-30 |
| ROBINSON, Caroline Jean | Director | 1993-10-01 | 2003-06-26 |
| STRATHEARN, Barry William | Director | 2020-06-05 | 2022-10-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Saltus Financial Planning Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2025-03-31 | Active |
| Lowes Group Plc | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2025-03-31 |
Filing timeline
Last 20 of 171 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-27 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-12-31 | AA | accounts | accounts with accounts type full |
| 2025-07-14 | TM01 | officers | termination director company with name termination date |
| 2025-05-12 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-04-03 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2025-04-03 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2025-02-14 | CH03 | officers | change person secretary company |
| 2025-02-14 | PSC05 | persons-with-significant-control | change to a person with significant control |
| 2025-02-14 | AD01 | address | change registered office address company with date old address new address |
| 2025-02-14 | CH01 | officers | change person director company with change date |
| 2025-02-14 | CH01 | officers | change person director company with change date |
| 2025-02-11 | AP01 | officers | appoint person director company with name date |
| 2025-02-11 | AP01 | officers | appoint person director company with name date |
| 2025-02-11 | TM02 | officers | termination secretary company with name termination date |
| 2025-02-11 | TM01 | officers | termination director company with name termination date |
| 2024-11-22 | AA01 | accounts | change account reference date company current extended |
| 2024-09-04 | AA | accounts | accounts with accounts type full |
| 2024-05-16 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-09-28 | AA | accounts | accounts with accounts type full |
| 2023-06-04 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.