Cash

£57K

-76.1% vs 2023

Net assets

£2M

-2.2% vs 2023

Employees

12

+9.1% vs 2023

Profit before tax

£107K

+4,312.2% vs 2023

Profile

Company number
01107136
Status
Active
Incorporation
1973-04-09
Last accounts made up
2024-09-30
Account category
FULL
Primary SIC
64999
Hubs
UK Fintech

Net assets

10-year trend · vs UK Fintech median

£0£2.5m£5m2019201920202020202120212022202220232024
KEITH MONTGOMERY ASSOCIATES LIMITED

Accounts

10-year trend · latest 2024-09-30

Metric Trend 2019-09-302019-10-012020-09-302020-10-012021-09-302021-10-012022-09-302022-10-012023-09-302024-09-30
Turnover £720,727£702,887£883,505£897,590£790,681£837,594
Operating profit £17,631£497,561£476,149-£261,910-£100,946£54,002
Profit before tax £178,214£539,480£500,786-£341,423-£2,551£107,454
Net profit £165,742£419,113£369,648-£267,901-£13,767£89,066
Cash £97,373£97,373£84,576£84,576£458,994£458,994£134,648£134,648£237,511£56,784
Total assets less current liabilities £2,067,695£2,383,618£2,659,873£2,134,112£1,975,458£1,941,894
Net assets £2,041,723£2,268,836£2,471,484£2,061,583£1,896,816£1,855,882
Equity £2,041,723£2,268,836£2,471,484£2,061,583£1,896,816£1,855,882
Average employees 101010101112
Wages £397,851£383,190£411,203£488,720£557,250£574,311

Values shown as filed in iXBRL accounts. indicates the figure was not present in the extracted filing (either not filed under that concept or absent from the period). About these numbers

Audit & accounting basis

From AI-extracted PDF accounts

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Bishop Fleming Bath Limited
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors consider that the Company has the ability to continue trading profitably and in a cash generative manner and are satisfied that there is sufficient headroom for the Company to be resilient to any adverse changes in markets. The directors therefore consider it appropriate to prepare accounts on a going concern basis.”

Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers

People

3 active · 6 resigned

Name Role Appointed Born Nationality
HARROWES, David Hume Stewart Secretary 1999-10-01 British
MONTGOMERY, James Keith Director 2015-05-19 Nov 1985 British
MONTGOMERY, Reginald Keith Director Feb 1938 British
Show 6 resigned officers
Name Role Appointed Resigned
BROOKING, Gordon Norman Secretary 1999-10-01
HARROWES, David Hume Stewart Director 1993-12-06
MARSTON SMITH, Anthony John Director 2001-04-30 2005-05-13
NARRAWAY, Ann Director 1994-03-17 2001-04-30
PAPWORTH, David Keith Director 2022-05-01 2024-07-31
TIGWELL, Heather Ann Director 2005-05-14 2015-05-19

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr David Keith Papworth Individual Significant influence 2022-05-01 Ceased 2022-06-06
Mr James Keith Montgomery Individual Significant influence 2016-04-06 Ceased 2022-06-06
Mr Reginald Keith Montgomery Individual Shares 75–100%, Voting 75–100%, Appoints directors, Significant influence 2016-04-06 Active

Filing timeline

Last 20 of 104 total filings

Date Type Category Description
2025-08-12 CS01 confirmation-statement confirmation statement with no updates
2025-06-27 AA accounts accounts with accounts type full
2024-08-08 CS01 confirmation-statement confirmation statement with no updates
2024-07-31 TM01 officers termination director company with name termination date
2024-06-11 AA accounts accounts with accounts type full
2023-08-22 CS01 confirmation-statement confirmation statement with no updates
2023-06-06 AA accounts accounts with accounts type full
2022-09-12 CS01 confirmation-statement confirmation statement with no updates
2022-09-09 PSC07 persons-with-significant-control cessation of a person with significant control
2022-09-09 PSC07 persons-with-significant-control cessation of a person with significant control
2022-06-13 AA accounts accounts with accounts type full
2022-05-09 PSC01 persons-with-significant-control notification of a person with significant control
2022-05-09 CH01 officers change person director company with change date
2022-05-09 AP01 officers appoint person director company with name date
2021-10-15 CH01 officers change person director company with change date
2021-08-27 CS01 confirmation-statement confirmation statement with no updates
2021-06-16 AA accounts accounts with accounts type full
2020-07-27 CS01 confirmation-statement confirmation statement with no updates
2020-06-23 AA accounts accounts with accounts type full
2019-07-26 CS01 confirmation-statement confirmation statement with no updates

Credit score

Altman Z″ (private-firm) · reference 2024-09-30

16.38

SAFE

Altman Z″

  • Working capital / Total assets 0.945 × 6.56 = +6.20
  • Retained earnings / Total assets 0.000 × 3.26 = +0.00
  • EBIT / Total assets 0.026 × 6.72 = +0.18
  • Book equity / Total liabilities 9.529 × 1.05 = +10.01

Bands: > 2.6 safe · 1.1–2.6 grey · < 1.1 distress. Z″ is a public-formula baseline, not a substitute for adverse-data signals (CCJs, charges, gazette notices) — those land in a later pass.

Activity Score

Filings velocity, capital events, officer churn, accounts trajectory

Activity Score not yet computed for this company.

Official Companies House page